Author Topic: How long did it take your insurance to go on the MID  (Read 3830 times)

Offline Mikester

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How long did it take your insurance to go on the MID
« on: 02 October 2009, 12:02 »
I have renewed for my 2nd year with HIC yesterday, and at current its still not on the MID 24hours later.

Reason im asking is that im trying to tax my car, and its proving difficult as the post office dont like printed out certificates, as much as you lie to them about it  :grin:

Yesterday we took out 1 day insurance on a van, and it was on mid in minutes, and so was it with HIC last year. I rang HIC and they reckon it can take up to a month. The unwritter im with is Ensign? i think.

Anyone else with them? And did it take long?

Offline JC

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Re: How long did it take your insurance to go on the MID
« Reply #1 on: 02 October 2009, 12:43 »
post office never questioned my home printed - emailed to me - cert from HIC.

Print the cert, and the email it was sent in  - and post office should be ok with it

Offline Adam

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Re: How long did it take your insurance to go on the MID
« Reply #2 on: 02 October 2009, 17:55 »
Mine took a week.

Down Hill From Here.

Offline Wayne

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Re: How long did it take your insurance to go on the MID
« Reply #3 on: 16 October 2009, 23:56 »
I am with the AA and it was around 4 days.

Offline MrBounce

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Re: How long did it take your insurance to go on the MID
« Reply #4 on: 17 October 2009, 12:02 »
Can be anything up to 14 days ubder FSA guidelines, but ideally within 24 hours if I remember correctly  :smiley:


Keeping schtum. Mostly.

Offline tony@greenlight

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Re: How long did it take your insurance to go on the MID
« Reply #5 on: 02 December 2009, 10:03 »
Just to explain in a little more detail, Underwriters are legally obliged to supply your data to the Motor Insurers Database within 7 days of your arranging cover.

In practice this will vary from company to company, but the average that we have experienced from our range of Insurers seems to be around 3 working days so far.

You can log on and check to see whether your details have gone live with the MID at www.askmid.com , which will show you straight away if your vehicle is listed. To be safe, at Greenlight we suggest that our customers check the MID within our documentation enclosing the hard copy of the policy Certificate of Motor Insurance to our customer.

When arranging cover via a Broker your risk details are encrypted and electronically submitted to the respective Underwriter (Insurer) and depending upon how the Insurer in question uploads risk data this may be once per day, overnight or throughout the day. Most Insurers will have your detail upon their system by the next working day at the very latest.

In the meantime, your broker will confirm cover and issue you with a temporary (or permanent) certificate of Motor Insurance which can be shown to the boys in blue in the event that you are not showing on the MID register.

If your vehicle is not showing upon the MID register the Police will look to contact the MID for clarification, who in turn will contact either your Broker or the Underwriter directly for clarification that you are covered.

MID wise, our suggestion is that you wait for the 7 days to expire and then check.

Hope this helps...

Kind regards

Tony
www.greenlightinsurance.co.uk

Covering performance and modified vehicle owners since 1996