Well for some strange yet stupid reason I had told my insurance company I would do about 5000 miles per year.
Big mistake as I've actually just hit 5000 and it's been about 4 months. great stuff.
Anyway - rang bell up and they wanted an extra £150 to change it to 12k per year - ouch!
I then realised I had brought the car to Uni so I changed the address on it and now they owe me £15

Score 1 for jack!