No admin charges.
But yes like I states above its no different from anything you have on credit. if you miss you mortgage payments they take your house from you.
Its the same with a lease car.... Its your car whilst you are paying for it.
clue is in the title 'keeper' - you are the keeper of the car NOT the owner
with a mortgage you own the property and have placed it up as security against the loan (which you used to buy the property) in order to take possession of your home the mortgage company have to get a court order, they do not get it as of right!
the legal definition of a lease ( car, flat, house or whatever) is quiet possession for x amount of years. quiet possession is normal use not interrupted by the legal owner, x years being the length of the lease

You had it on loan nothing more
