not a young lad, im 26, its combo of bad postcode and also i have only been driving 2 years and my last 2 cars i didnt have for a full year to get any no claims, they were both 2ltr, not the petrol that killed me, it was the insurance. even at my age was £1500 tpft! i was thinking about exhaust, hopw does the 1.4 cope with decat? back box is on the cards next month and once my wedding is out of the way then i can pay for a lowering kit ( shock and springs )