My car has been classed a Cat C write off...

[Jay]

I've been told by the lady on the other end of the phone that I can't argue the case, bear in mind I called them their crappy "team had not called me and I should have waited for the correct department to call me..." 

Been doing a lot of searching (googling) and apparently I can have the car repaired as it was not my fault and the other dude claimed full responsibility.
I'll fight them till the death because I've only just got the f@cking car and I'm enjoying it.



I've probably got 3 choices:

1)Fight until it gets repaired
2)Take the pay out and get another
3)Take the payout minus scrap value, get the car back, repair it myself and get it MOT'd again and drive around in a Cat C write off (only the rear panel is damaged so the car is fine to drive)

or possibly say I was going to trade it in for a new car wave the £2000 scrap value card (even though I've only had it a few weeks the repairers that assessed the car said to do that as it's quicker fighting with them), do they check how long I've owned the car?

[phatsam2003]

Unlucky dude 

I think you have to have owned the car for a year before you can cash in on the scrapage scheme

[Diamond Hell]

Cat-C you will need to get it VICed (vehicle identity checked) which costs about £40.

You'll then get the V5 back which will say it has been declared as a Cat-C.

That will reduce the resale value (oh well).

I'd not process any claim and fix it up myself, especially if you like the car AND it's in good working order.

[Petec82]

Cat-C you will need to get it VICed (vehicle identity checked) which costs about £40.

You'll then get the V5 back which will say it has been declared as a Cat-C.

That will reduce the resale value (oh well).

I'd not process any claim and fix it up myself, especially if you like the car AND it's in good working order.

+1! Its not really gonna effect you till you come to sell. You can still have years of enjoyment (and modifications ) from the car and it will not hinder your enjoyment!

Still sorry to hear it though mate and good luck with what you decide!
Pete

[Chris-White]

Option 3.

they will say the car is worth, say, 600.

they will only say the scrap value is 40 quid, so payount will be 540 and you keep the car.

vic check, dont bother repairing it and just pootle around in it for a year or so, safe in the knowledge you got £500 for nothing.

[johnson6672]

i agree, option c all the way! Even getting it repaired shouldn't be too much!!

[Jay]

i agree, option c all the way! Even getting it repaired shouldn't be too much!!

£1125 inc VAT

Chris I'm actually REALLY thinking about that... repairing it with primper, filler & rattle can to hide the dent as much as poss and pocketing the money... Maybe get some decent suspension for the old girl.

[Wayne]

Option 3 ftw.

[johnson6672]

How bad is it, post some pics!!!

[Jay]

Pic's in my dub rides thread:
http://www.golfgtiforum.co.uk/index.php?topic=120103.msg1069427#msg1069427