6 points

I'm either very lucky or I'm a sunday driver

You should protect your no claims, its not that much more expensive.
Yeah been on meerkat before, its pretty good, I love the tv AD. Its very clever.
My best on compthemarket is from Admiral, breakdown cover, legal cover, no claims protection, courtesy car, windscreen cover and personal protection is £428 with £250 excess. When I'm ready I'll probably go for that.
I'm hoping the Admiral quote is accurate, they may be pricing it on the old car as you say, but the mk6 is still a 2009 model.