Well...
Its now NINE months later - and I've finally settled with the insurance!
The cheque should be in the post in the next few days.
Its not nearly as much as everyone says I should get - but then most people I speak to are probably adding zero's onto their exagerated amounts!
For the car I got £17500 - which I'm really happy with. Its gone from £16325 to £17500 - so thats an achievement!
My injuries are no more - I have full movement of my neck now and I no longer have pains in my arm / hand. I've been attending weekly physio for the last 3 months or so, and each time I went I came out feeling slightly better. I still have neck exercises that I need to do a couple of times a day to make sure I don't go backwards, but it takes a minute or two here an there when I'm sitting at work or watching telly!
The third party insurers have paid off all my physio sessions - which was almost £1000.
For compensation I got £3200.
I asked my solicitor for honest advice as she deals with this stuff on a regular basis. She said that what we need to remember is that I haven't had a single day off work because of this. It took me 6 months to actually start physio! She said if I'd been a fraudster, I'd have probably got more - eg. taken months off work sick, been to the doctor every week etc... but I'm not like that! A lot of people who get £10000 are actually getting £4k of that back as 'loss of earnings'.
At the end of the day, I wasn't badly hurt thanks for a very well built car!
Hopefully in another few months, I'll have myself another very well built car in its place!
Thanks to everyone for their advice and support over the last few months. I'm glad I'm getting another Golf as it means I can hang around here for another couple of years!
