I would be getting a gti, so 2L 8v.
It shouldn't make much difference on the engine size, as i know i can afford the yearly insurance on this car, so a 1 or 2 day cost will not be a problem.
The reason i don't want to take out a yearly cover now, is that i wont be driving the car for a few months. I just don't want to miss out on a cheap/good car that may become available before the time i need a car.