I fancied an R32 too. Even went shopping for one in late November at my local dealer who had (and incidentally still has) a nice blue one with leather and dsg for 21500. He refused to take anything else off the price, but offered a decent trade in price against my 1 year old GTI. However when you look at the finance deals these days, they are less attractive. I went for a balloon payment type deal on my GTI and got a really nice monthly rate. However a year on, in the recession, the finance companies have low ball valuations on R32s and GTIs. They reckon a 3 year old R32 will be worth £6k, so offer low final payment values, which pushes the monthly payment up to almost double what I pay right now, borrowing only a couple of K more. Result, it's near impossible to fund an R32 via finance unless you have the cash to go for a full repayment deal and can shop around for the finance. Hence, this particular dealer can't shift this one.
