oh no him again!

[Jkctr]

Sounds like you cant afford it to me. What if you buy it and then something needs doing? Could you afford to replace a rear bumper if you bash it (about £500 minimum for parts, fitting and spraying)

Or heaven forbid if the DSG did decide to go Pete Tong! 

I just laid on my wooden table naked! Dont tempt fate 

[mortygt140]

   

[ifti]

Im putting everything I have into a GTI when I find what I come across.......then again, I'll be selling my current car straight after and am hoping to get over £1k for it at least - so yes I do kinda agree that you should have an 'emergency fund'.

Nevertheless, if you ever needed money in an emergency you could always go for a 0% on purchases credit card. Ive used one before in an emergency, and you have time to pay it straight back off before the 0% comes to an end. Although they used to be 0% for a year or more, you can still find cards today that are 0% for 6 months at least. Not the ideal scenario I know, but always handy to know you have a short term interest free loan available

However, dont forget to allow some cash for your insurance etc as well, unless you wil be paying your insurance off on a monthly basis...

[Edition30]

Go for the lower mileage one, can always add the extras you want later...satnav, bluetooth??

[Jkctr]

Im putting everything I have into a GTI when I find what I come across.......then again, I'll be selling my current car straight after and am hoping to get over £1k for it at least - so yes I do kinda agree that you should have an 'emergency fund'.

Nevertheless, if you ever needed money in an emergency you could always go for a 0% on purchases credit card. Ive used one before in an emergency, and you have time to pay it straight back off before the 0% comes to an end. Although they used to be 0% for a year or more, you can still find cards today that are 0% for 6 months at least. Not the ideal scenario I know, but always handy to know you have a short term interest free loan available

However, dont forget to allow some cash for your insurance etc as well, unless you wil be paying your insurance off on a monthly basis...

Did insurance in one go, always like to get it out the way when i get a new car too 

[ifti]

Yeh, Ive never paid my insurance monthly, but if I had to spend a little extra on my GTI ED30, I'd probably set my insurance to pay monthly, then pay the whole lot off on my next pay day!

[matsu]

fcuk it i,ll go for a fiesta st and be done with it!

i cant really afford it jules mate but thats never stopped me or a million others before

i have no debt other than my mortgage i have no c/cards at all i am borrowing 5k from my boss at 150 per month,insurance is monthly as always.and i can always blag 500 ish at antime i need it, just not 1500 in one hit.

but i,m gettin the feeling i am going to have to compromise a lil more than i originally planned.
think i might look at the silver one

thanks for your help guys.
this forum is very cool and very helpful
matsu

[No Golf Clubs at all]

just in case I missed it what's your topline for your dream gti?

[matsu]

my dream gti is out of my range full stop NGCAA!

but i reckon if i can get everything together and can sell a few other things i reckon i might make 11500 by end of march poss mid april!
hence me trying to compromise and do some research... ie bugging the hell out of you guys to try get the best i can for the money i got¬

again my thanks and apologies!

matsu

[bobotheclown]

77k in 3 years = 25K per year.

That seems quite high to me.