Funding your GTI....

[Gene Hunt.]

If you do go to ''see''  this woman pick me up on the way  .

[gtiski]

i paid 70% cash then put the rest on my credit card then transferred to a new card at 0%APR for 15month then if i haven't pay it all off i'll transfer again best way for me as it gives me flexibility with payments and the only charges are the transfer fees

how much can you put on a credit card and where have you got one for 15months @ 0%APR?

Your credit rating will determine how much you receive in terms of credit limit.
I cant really take this route as I already have £4k on my credit card which is 0% until Nov this year. Used it on home improvements etc. Dont want to open another card. In Nov Im looking to balance transfer it across to another card, as I hope to have my GTI by June

The best card Ive seen at the moment for balance transfers is Virgin card - which is 0% for 16 months! My next step I reckon

as ifti said depends on your credit rating, virgin has the best balance transfer deal but i already had one so went for hsbc

[R32UK]

She is just being a cheeky beeeatch!!

Im looking for some finance to start a new business. everyday I get to hear about how the government is giving these banks £Billions so they can start lending again. Been to see 3 banks now and every single manager has told me that what you see on the news and was is actually going on behind the scenes are two different things.

Should this finance not be available Im quite sure my other business will soon be going under... thanks mr brown!!

Great way to fix the economy

[Gene Hunt.]

........same here mate.I tried to get a card balance transfer the other week & was turned down.Never been behind with any payments,no ccj's etc & only have a small morgtage but they still said no.

[Egbutt Wash]

There's loads of good cheap full service history cars around.  Perhaps rather than loans etc. it might be best to use one of these for a year or two until things buck up.  Nothing worse than debt, especially debt just to show off.

[R32UK]

There's loads of good cheap full service history cars around.  Perhaps rather than loans etc. it might be best to use one of these for a year or two until things buck up.  Nothing worse than debt, especially debt just to show off.

Mot sensible thing u have ever said eggbert

[celica]

just looked at the virign website on 0% for 16months on balance transfer, but only 0% on card purchases for 6 months.

so for the balance transfer, need to get or have current credit card and load it up and then transfer it within the month before interests is charged; is that right? (assuming virgin excepts and balance transfer can be sorted out before being hit with current credit card interests)

could be an option, say for a small amount of £3k (handling charge of 2.98%) is less than £100, which makes spreading £3k over 16 months quite good

[rskardon]

I'm Pretty sure it's illegal to sell a car with any outstanding finance privately, it should be paid off before selling it, that's why you do an HPi check to see amongst other things if the car has any outstanding finance. The last car i sold i did the deal, waited for the cheque to be in hand and then as soon as it cleared paid the finace off on a card, possibly slightly dodgy but i was clear with the buyer that this is what i was going to do.

[ifti]

just looked at the virign website on 0% for 16months on balance transfer, but only 0% on card purchases for 6 months.

so for the balance transfer, need to get or have current credit card and load it up and then transfer it within the month before interests is charged; is that right? (assuming virgin excepts and balance transfer can be sorted out before being hit with current credit card interests)

could be an option, say for a small amount of £3k (handling charge of 2.98%) is less than £100, which makes spreading £3k over 16 months quite good

Spot on - exactly what Im doing with my current card - 0% runs out in Nov and I'll go for the Virgin card if I dont clear it by then. I can clear it right now but at the mo all my money is being saved for my ED30! Once I have my ED30 I'll start clearing my card.

May as well use the banks at their own game

[MAT ed30]

i traded in my mk4 r32 and my audi 2.0t sportback that we had finance on but had put big deposits down so it gave an ok deposit for the ed30 and we paid the rest in cash that we saved up over a few years, its one car i am never selling as its mine and i love it    i am just glad i have no finance any more on cars any more