Author Topic: Ain't Insurance daft  (Read 3027 times)

Offline ...joe

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Re: Ain't Insurance daft
« Reply #10 on: 22 March 2005, 15:49 »
sorry, just saw you're with elephant! any mods though?
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Offline Gambit

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Re: Ain't Insurance daft
« Reply #11 on: 22 March 2005, 16:11 »
aye suspension, exhaust and split rims are all declared

only reason its so low is because of my postcode,

also, elephant quoted me ?324 for my initial renewal so i put all my details into their website with the best price being their quoted premium and it came out lower so i got on the phone and done a bit of haggling!!

Offline ...joe

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Re: Ain't Insurance daft
« Reply #12 on: 22 March 2005, 16:19 »
maybe i'll shop around a bit more next time..... initially i was with admiral but when i put my cam in i phoned them up to tell them and they cancelled my policy! tried a few others but HIC came out the cheapest and they seemed to know exactly what i was talking about which makes a change!
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Offline Gambit

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Re: Ain't Insurance daft
« Reply #13 on: 22 March 2005, 16:31 »
HIC are dead on till you go to claim, then all hell breaks lose (supposedly) - i was with them initially cause they where so low but do a search on HIC on clubgti and you'll find out a lot more. alot of clubs wont even be associated with them anymore

i probably would have stayed with them except elephant where lower


EDIT: tell a lie!! the reason i left them is that they wouldnt cover me Fully comp if i took the car to N.Ireland at any point in time!!!

Offline carrie

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Re: Ain't Insurance daft
« Reply #14 on: 22 March 2005, 16:33 »
when i started at uni my insurance went up for the car and suddenly my motorcycle insurance company removed the part where i get to use other peoples bikes. it makes no sense i am the same person but all of a sudden even though i have had no accidents i am more of a risk?? go figure.

students = stoned drunken layabouts messing around all the time

seriously though... its likely students are more likely to have accidents.. the system is blind

still would of thought past driving record would of counted for something, i mean with the bike they removed the other peoples bike bit in the middle of a policy.
but i would of also thought the word mature student would of been taken into account


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Offline tinman

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Re: Ain't Insurance daft
« Reply #15 on: 22 March 2005, 17:23 »
N.Ireland at any point in time!!!

why would anyone want to go to Northern Ireland though?

Offline Gambit

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Re: Ain't Insurance daft
« Reply #16 on: 22 March 2005, 17:33 »
by that comment ill assume you've never been

im Belfast born n breed by the way :wink:

Offline LPG'd Oakie

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Re: Ain't Insurance daft
« Reply #17 on: 22 March 2005, 18:15 »
To put some figures to it -

Elephant offered me a renewal of ?840 Fully Comp on a 10 month policy

Bell direct - 800 for me, my GF and my mum for 12 months, mods declared. (only LPG sys)

Offline hockeylad72

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Re: Ain't Insurance daft
« Reply #18 on: 13 April 2005, 00:38 »
Insurance love it or hate it you must have it!

I pay £202 fully comp, protected no claims through morethan.com probably down to age (32) and post code - Scotland  :laugh:
Like gambit got renewal through and went on website and was £25 cheaper so got on the phone!!

just for laughs I put the mrs as named driver (she is even older than me and drives as slow as a tractor ) and it cost an extra £130 absolutely crazy eh?

Offline Dizzie

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Re: Ain't Insurance daft
« Reply #19 on: 13 April 2005, 01:01 »
mine's now £850 as I just upped the BHP. Fully comp.

23
2yrs NCB
valued at £6000 with everything declared
3pts back in '01 and a claim for 3rd party in '01
Mk4 Golf 150PD