GolfGTIforum.co.uk
General => Insurance => Topic started by: jim182 on 10 May 2007, 21:57
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hi
just wondering if any one could tell me a rough price for a 17 year old to be insured on a mk1 cabby! i kno its more complex than jst sayin what car it is but i only want a guide line price!!
cheers
jim
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lol is it a gti? gli? carb?
tbh you cant really get a guidline price! need to do the whole rigmarole for a quote! Good luck!
My gti cab is a group 13/15 i thnk!
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we dont cover 17 or 18 year olds and have not for many years so unfortunately im not really sure what the going rate is at the moment, perhaps have a look at the insurance comparison thread (http://www.golfgtiforum.co.uk/index.php?topic=29360.0) too see if anyones details are similar to your own.
judging by what it costs 19/20 yrs olds etc to insure mk1 cabs though (hey han :wink:) i should imagine at 17 its gonna be very expensive even for non gti models.
As Han correctly pointed out there are too many other factor involved to even give a guideline price anyway, as well as age and car things like postcode, occupation, annual mileage etc can make huge diffences, so best bet is just wack your details into a few websites like confused.com & moneysupermarket to get an idea
Best of luck :smiley:
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haha! yeah! if you want a dub to keep you going while you get a cab at a later (affordable date) like i did! then its worth looking at something like a 1.6 driver mk2, or a small engine mk1, or possibly a mk3 depending on budget!
in my case i had a first car for a year, (non vag) then i got my mk2 driver 1.6, which i loved and was cheap to insure!! now with 3yrs no claims i can insure a cab for £1000 fully comp, with 3 points (SP30 -in a driver!!), 3 non fault accidents and all mods declared including future mods - lowered, stainless, audio system, interior retrim and immobiliser!
Hope you get sorted either way! There are plenty of options!
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Just reiterating what martin said, money supermarket is a fantastic site and have used it many times with great results. Takes about 5-10 minutes to fill out and will give you a good idea of price.
17-18-19-20 year olds just get arse rapped when it comes to insurance :cry: :angry:
Also regardless of what car you drive at 17 your going to be paying loads!
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cheers for your help guys!! i just did quotes on money supermarket and confused!! £2500 was the best on money supermarket and on confused it was £8000!!!!! i might do a quote with my dad as the named driver! that would change the price alot wouldnt it??
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Yep, thats what I do. I'm 20 and pay £1000 on a 2.0 GTi MK4. If thats any help. Remember if you are going to do that your old man needs to be owner of the car and not you, just a heads up.
Let me know how you get on as I'm intrigued.
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just make sure you go with someone that lets named drivers build a ncb.. or you'll be paying silly money for insurance until you're 30.
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cheers for all the advice just wondering if anyone knows what insurers let named drivers build a ncb??
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I know direct line do. To be honest you probably wont find one that will insure you. Most of the big names that offer this named driver ncb thing will turn you down and you have to get insured with a smaller named insurer that does not offer it.
I am currently not getting any ncb but there was no way I was going to pay £3000 for 1 years insurance being the main driver as is just a complete joke.
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cheers for your help guys!! i just did quotes on money supermarket and confused!! £2500 was the best on money supermarket and on confused it was £8000!!!!! i might do a quote with my dad as the named driver! that would change the price alot wouldnt it??
Yep, thats what I do. I'm 20 and pay £1000 on a 2.0 GTi MK4. If thats any help. Remember if you are going to do that your old man needs to be owner of the car and not you, just a heads up.
Let me know how you get on as I'm intrigued.
Depends on the company as many will rate on the highest risk driver (you) anyway.
Be careful doing this as insurers are not daft and could refuse to pay you in the event of a claim, they call it "fronting" where you take a policy in a parents name just to get a cheaper price despite the fact its really your car and you are the main user. If its your car and you are the main driver you must declare it otherwise you could be paying all that money for a policy that will be worthless in the event of a claim.
:smiley:
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Just reiterating what martin said, money supermarket is a fantastic site
my boss will probably kill me if he reads that :wink: :laugh:
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just make sure you go with someone that lets named drivers build a ncb.. or you'll be paying silly money for insurance until you're 30.
this named driver bonus is still a bit of a grey area, just cos one insurer comes up with the idea to sell more policies it does not mean that all the others will honour it. Trouble with most of these bonus accelerators and named driver bonuses etc etc they are normally only acceptable against another policy from the same company hence you are trapped into staying with them, again be careful....... :smiley:
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fanks for all the advice martinb!!
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im going to look at a mk1 cabby later on today!! means i can get the number plate and get a decent quote!! woop woop!!!
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You could always get plate details from ones on auto trader.
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just got back from seeing it!! in pretty good con!! needs a new fuel pump n mot bt he sed he would do all that if i was seriosuly intrested! here are some pics! isit worth a grand??
(http://i57.photobucket.com/albums/g203/thestoryis/P5130172.jpg)
(http://i57.photobucket.com/albums/g203/thestoryis/P5130173.jpg)
(http://i57.photobucket.com/albums/g203/thestoryis/P5130171.jpg)
(http://i57.photobucket.com/albums/g203/thestoryis/P5130170.jpg)
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you can own the car insure yourseolf then have you dad as a named driver as i do. I own my cxar and am policy holder. This way you'll build upNCB but your Dad wont and it should be cheaper.
The last few people who've replied seem to think you want to go under your Dads name.