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General => General discussion => Topic started by: saxodan on 05 December 2006, 23:53

Title: Lowest insurance goup gti?
Post by: saxodan on 05 December 2006, 23:53
Anyone know the lowest insurance group gti?

Am I right in thinking the mk2 gti at group 14?

Anyone know of a lower one??

Thanks people

Dan  :rolleyes:
Title: Re: Lowest insurance goup gti?
Post by: sesterfield on 06 December 2006, 02:17
http://www.abi.org.uk/carinsurance/search.asp

This might help you  :smiley:
Title: Re: Lowest insurance goup gti?
Post by: martinb on 06 December 2006, 09:34
Just had a look on our computer system (which goes from 1-50 not 1-20 like most) and the lowest was the mk1 1.6 gti & the mk4 1.8 20v NON turbo both at grp 26 (compared with grp 32 for the mk2 8v) so about a grp 10 using the other scale  :nerd:

 :smiley:
Title: Re: Lowest insurance goup gti?
Post by: Len on 06 December 2006, 10:27
Wow!

How can that be Martin? I have never checked my Golf but last time I checked my 405 Mi16 that was a group 14!

So is your 1-50 the same as the 1-20 up to 20 or a totally different scale????
Title: Re: Lowest insurance goup gti?
Post by: martinb on 06 December 2006, 10:44
not all insurers use the same 1-20 scale which is why i can be a little misleading sometimes, im not 100% sure why we use 1-50 but i thought its something to do with allowing us to be more specific on the group Eg a group 20 with some companies may only be a 46 or 48 with us rather than the highest!

That said i think its roughly the same sort of scale anyway cos just looked at the Mi16 and that came up grp 32 on our system same as the mk2 8v, which are both grouped as 14 by the majority of compaines.

Martin  :smiley:
Title: Re: Lowest insurance goup gti?
Post by: topher on 06 December 2006, 10:47
cheeky i know, but any chance you can do a list of the various mk's and their HIC ins. groups martin? could be a useful reference point for prospective buyers. (+ im also curious as to which group a rallye comes under on your system :grin: )
Title: Re: Lowest insurance goup gti?
Post by: saxodan on 06 December 2006, 10:54
So am I right in saying the mk2 8v GTI?

Think I understood that post...lol  :cool:
Title: Re: Lowest insurance goup gti?
Post by: martinb on 06 December 2006, 11:03
Quote from: topher on 06 December 2006, 10:47
cheeky i know, but any chance you can do a list of the various mk's and their HIC ins. groups martin? could be a useful reference point for prospective buyers. (+ im also curious as to which group a rallye comes under on your system :grin: )

I will see what i can do.... :wink: (may take a while tho cos it means me running through a quote on each model on tpft & comp to get the group!).

The only thing (and this makes it really confusing) is with us, the group changes with the cover too eg Rallye TPFT is grp 40, Comp is 44 (+ a load for LHD if applicable)!  :huh:

Martin  :smiley:
Title: Re: Lowest insurance goup gti?
Post by: martinb on 06 December 2006, 11:06
Quote from: saxodan on 06 December 2006, 10:54
So am I right in saying the mk2 8v GTI?

Think I understood that post...lol  :cool:

no, the 1.6ltr version of the mk1 & the non turbo 1.8 mk4 are the lowest groups......however there are other factors too eg the value of the vehicle etc which can make a difference too eg a low value higher grp car can come out cheaper than a high value lower group!!  :laugh: