GolfGTIforum.co.uk
Model specific boards => Golf mk7 => Topic started by: Bigbeemer on 02 June 2017, 17:56
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Been shopping around for the best price via insurance companies but anybody recommend any good insurance companies that best suited for all round quality for the GTI?
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hiya, at the mo i'm still in my mk5 gti so not much of a comparison, but (tesco) reduced mine from 380 with (more than) to 290 full 9years no claims and protected no claims added on to it with 350 excess and 4000 miles...
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Esure have been cheapest for me for the last couple of years. They came up lowest on a couple of the comparison sites, so I went to them direct and it was slightly cheaper than going through the comparison site. If I remember correctly I think I also got about £40 cashback by going via Quidco link.
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Thank you as funny enough they came second cheapest and lower excess so going with them.
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"Re: Insurance for a 45 year old with new GTI 7.5 pp" can't be that much! Your almost as old as me :wink:
I was on another forum where the 19 year old has been quoted £4,500 for a brand new Audi S3. :rolleyes: Though he had had an accident in his Polo GTI :rolleyes:
Form a sentence from the following words - sense, money, more, than.
Maybe he is just taking the p?
If it's true, I wonder what football team he has just signed for? :huh:
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Esure have been cheapest for me for the last couple of years. They came up lowest on a couple of the comparison sites, so I went to them direct and it was slightly cheaper than going through the comparison site. If I remember correctly I think I also got about £40 cashback by going via Quidco link.
Just check the small print as they use non genuine parts to keep costs down in any claim
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"Re: Insurance for a 45 year old with new GTI 7.5 pp" can't be that much! Your almost as old as me :wink:
I was on another forum where the 19 year old has been quoted £4,500 for a brand new Audi S3. :rolleyes: Though he had had an accident in his Polo GTI :rolleyes:
Form a sentence from the following words - sense, money, more, than.
Maybe he is just taking the p?
If it's true, I wonder what football team he has just signed for? :huh:
A 19 year old guy at our work pays c £2500 for a 1.2 Corsa, with a mandatory black box fitted so £4500 for an S3 sounds like a bargain..!
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I'm 45 and pay just under £300 with VW insurance.
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£300 Direct Line
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Esure have been cheapest for me for the last couple of years. They came up lowest on a couple of the comparison sites, so I went to them direct and it was slightly cheaper than going through the comparison site. If I remember correctly I think I also got about £40 cashback by going via Quidco link.
Just check the small print as they use non genuine parts to keep costs down in any claim
Im insured through Esure and I had a bump last Christmas and the approved body shop used all genuine parts. :cool:
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Esure have been cheapest for me for the last couple of years. They came up lowest on a couple of the comparison sites, so I went to them direct and it was slightly cheaper than going through the comparison site. If I remember correctly I think I also got about £40 cashback by going via Quidco link.
Just check the small print as they use non genuine parts to keep costs down in any claim
Im insured through Esure and I had a bump last Christmas and the approved body shop used all genuine parts. :cool:
I worked at one of there body shops and that was never the case
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I'm in with Chris Knott and have been for the last few years great prices
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Different parts of the country get different prices from the same insurer so it's a bit pointless asking for recommendations. More Than are by far the cheapest for me up here in the North East and no one else gets anywhere near. Guarantee someone in the Midlands or down south will get a different price.
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Different parts of the country get different prices from the same insurer so it's a bit pointless asking for recommendations. More Than are by far the cheapest for me up here in the North East and no one else gets anywhere near. Guarantee someone in the Midlands or down south will get a different price.
Agree mcmaddy. Insurers are using so many risk factors these days to calculate their prices; two identical people (gender, job, marital status) living in the same street with identical cars, driving the same annual mileage and with the same claims history can get be quoted different prices by the same insurer, because of the multitude of other factors used by the insurer to calculate the premium.
Also, IMO considering an insurance recommendation based solely on price is only one factor. What value do you place on good customer service. More importantly what is the insurer's claims service like? - if you are unfortunate enough to need to make a claim, that's when you want your insurer and their overall product offering to be good. Cheapest won't necessarily be the best.
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Just done a quote for my ordered GTI PP 7.5, comes in at £233 on Liverpool Victoria without courtesy car and legal cover £270 with. I am 38, never claimed apart from windscreens, no convictions, points etc.
Current car, Fiesta ST 3 is £220 without the extra cover, £260m with. All quotes are protected NCB.
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As already mentioned prices vary city to city and postcode to postcode and even within the same postcode so looking for recommended insurance providers on here is basically useless albeit recommended ones are mentioned.
Easiest way is comparison sites I personally use Confused which I use yearly once my renewal arrives even your existing provider normally offer better rates through these sites which is ammunition when you contact them.
We personally pay just shy of £460 for both my Gti and the wife's Scirocco so it equates £230 each and that's Admiral multicar..
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£218 for GTI PP with milltek declared .. Esure .. I'm 45 with one speeding and one seatbelt conviction
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I've just done a quick confused.com search and an R or a GTi PP would only cost me just an extra £38.94 over the GTD :shocked:
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I've just done a quick confused.com search and an R or a GTi PP would only cost me just an extra £38.94 over the GTD :shocked:
... one advantage of getting older :embarrassed:
Here is a link to the Parkers website insurance groups - http://www.parkers.co.uk/volkswagen/golf/hatchback-2013/insurance-groups/
(http://www.parkers.co.uk/volkswagen/golf/hatchback-2013/insurance-groups/)It would appear that the facelift GTD has moved from 26-27, the GTI has moved up from 32-33. However the facelift Golf R has moved from 34-39.
The GTD's performance did not increase at all. So why the rise? Does that mean the GTI rise is not performance related?
The old GTD/GTI/R values were 26-32-34. :huh: Surely that does not reflect the difference in performance :undecided:
The new groups are 27-33-39.
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Change of insurance grouping could be down to a number of factors. There are many factors in addition to a car's performance that are used by Thatcham's (vehicle) Group Rating Panel - see the summary article at the link below;
http://www.theaa.com/car-insurance/advice/car-insurance-groups
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I've just done a quick confused.com search and an R or a GTi PP would only cost me just an extra £38.94 over the GTD :shocked:
... one advantage of getting older :embarrassed:
Here is a link to the Parkers website insurance groups - http://www.parkers.co.uk/volkswagen/golf/hatchback-2013/insurance-groups/
(http://www.parkers.co.uk/volkswagen/golf/hatchback-2013/insurance-groups/)It would appear that the facelift GTD has moved from 26-27, the GTI has moved up from 32-33. However the facelift Golf R has moved from 34-39.
The GTD's performance did not increase at all. So why the rise? Does that mean the GTI rise is not performance related?
The old GTD/GTI/R values were 26-32-34. :huh: Surely that does not reflect the difference in performance :undecided:
The new groups are 27-33-39.
I can't wait to catch up on my to my wife then in that case, she's 6 years old than me and can insure a C4S for less than I can insure my GTD with the same company.
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More importantly what is the insurer's claims service like? - if you are unfortunate enough to need to make a claim, that's when you want your insurer and their overall product offering to be good. Cheapest won't necessarily be the best.
Totally agree - a few ££s saved could end up costing more in the long run, even with things like mid-term changes (costly admin fees). Thankfully, there's now a rating system to help you choose; https://www.defaqto.com/star-ratings/motor/car-insurance/
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Well worth taking a read of the Martin Lewis page here http://www.moneysavingexpert.com/car-insurance/
I'm 41 and insurance on my 2017 MK7 R is around £300 with Privilege. If there's a few of your in house, it's worth adding other people on to the policy to see if that makes a difference, as weirdly it can!
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Golf Gti pp £179 fully comp protected,45 year old and 44 old named driver with Aviva, they are not on comparison sites, i also have our other car with them (touareg) which is also pretty cheap,i tried comparison sites and they could not get near Avivas price on either car.
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Golf Gti pp £179 fully comp protected,45 year old and 44 old named driver with Aviva, they are not on comparison sites, i also have our other car with them (touareg) which is also pretty cheap,i tried comparison sites and they could not get near Avivas price on either car.
Cheers for that il give them a try come renewal that's about £50 cheaper than I'm paying fully comp.. :whistle:
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Are there many people with AXA?
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Not GTI insurance but when I last renewed my Tiguan I made the excess £ 0000 and it made nearly no difference to the quote .
I had a horrible experience with AXA when someone ran into my old car and they wouldn't send assessor to my local garage to authorise repair ,but I had done a deal to change the car for a new one, and was driving it , I was in my garage at least twice a week and phoning all the time chasing them up . , 8 weeks later still no assessor , eventually they employed a company from Glasgow who phoned my garage and authorised over the phone Total bunch of At**h****.
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Are there many people with AXA?
I'm with AXA, but I'm not 45. :laugh: