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Model specific boards => Golf mk3 => Topic started by: Jasikasisback on 01 March 2014, 10:44

Title: Need help with estimates of damage to car
Post by: Jasikasisback on 01 March 2014, 10:44
Long story short-the police have charged an individual who caused criminal damage to my golf and charged him.  The individual smashed the windshield and damaged the paintwork in the bonnet, wing and a door. The police gave asked me to provide estimates of  the repair work and have suggested I ask my insurance company to give an estimate but am also able to obtain estimates from elsewhere. I have called VW just about the windshield which quoted over the phone is about £200 plus labour costs. Painting the car in a paint shop will most likely cost a lot but I was hoping someone here will know a decent paint shop that is reasonable near Windsor or be able to provide a ballpark figure how much it would cost to paint the bonnet, driver's wing and door.. All in all it looks like the repair work will be expensive. It still runs and I would like to keep this car running. Any advice appreciated.
Title: Re: Need help with estimates of damage to car
Post by: Bellend on 01 March 2014, 11:22
Rough estimate £150 per panel. I reckon £600-£800 for a proper job including a windscreen.
Title: Re: Need help with estimates of damage to car
Post by: gasketface on 01 March 2014, 12:19
Insurance would probably write it off.Windscreen would cost you about £130 (had mine done recently) and panels you could just change if you can find replacements in matching colour.

I don't know all the details of your car or what cover you have insurance wise so it's hard to give an opinion.

A couple of years ago a mate had his neighbour back out of their drive and dent his drivers door.Insurance wrote it off due to cost of door,painting and labour.He got paid out,bought car back off them for £100 and replaced door from breakers for £25.Car is now recorded though.
Title: Re: Need help with estimates of damage to car
Post by: itavaltalainen on 01 March 2014, 14:08
Likely write off (£600 for a proper repair with new wings at the least).  :cry:

Is this not the car that seems to ahem... break down or not work a lot?  :whistle:
Title: Re: Need help with estimates of damage to car
Post by: tweed on 01 March 2014, 17:04
Go through insurance and its a write off mate.
Depends who you know. I could get it done for £200 but you could be looking at £600. Thats just paint.
Title: Re: Need help with estimates of damage to car
Post by: Jasikasisback on 01 March 2014, 21:11
yes this is the car that breaks down from time to time...but that is just how it is...the police have asked me to provide an estimate so I will go there on Monday and see what they say...if I need to phone my insurance company then I will do so...if not I will get estimates for the work and give it to the police.
This car had over £10000 of repairs done by the previous owner and I have put in a bit of money into it as well...I guess this car does not reflect the quality build of VW.....or does it...:)
Title: Re: Need help with estimates of damage to car
Post by: gasketface on 01 March 2014, 22:07
No one here is trying to p you off or make matters worse that they already are,we are only trying to offer our opinions based on our own experiences and or knowledge.

The Police want an idea of cost of damage as they will charge the knobend with criminal damage.That has little bearing on and cost to you,even though the court may or may not ask for an attachment of costs in their sentencing.

If you are insured with an agreed value then it may be down to you to claim through them but if not you may have to bear the cost yourself and that will be up to you regards it's worth.

Sorry if my words ai'nt what you want to hear.
Title: Re: Need help with estimates of damage to car
Post by: xionsolaris on 02 March 2014, 09:34
Its not worth claiming through the insurance, I would just buy second hand parts and then wait for a court settlement. He probably will pay it off £2.50 a week.
Title: Re: Need help with estimates of damage to car
Post by: Jasikasisback on 02 March 2014, 11:06
I am with swiftcover fully comp. I'd rather not go through insurance as most likely they will record this as a claim even though not my fault and insurance will go through the roof when I renew. So I'd rather get the work done without their involvement if that is possible. Thanks for the advice everyone.
Title: Re: Need help with estimates of damage to car
Post by: itavaltalainen on 02 March 2014, 15:33
take it you don't have NCD protection?

can't you claim from insurance and they will recover from the twit who caused damage without losing ncd?? [this is how it works in most of europe, uk really behind on that too?!]
Title: Re: Need help with estimates of damage to car
Post by: VW BUSH on 02 March 2014, 17:04
take it you don't have NCD protection?

can't you claim from insurance and they will recover from the twit who caused damage without losing ncd?? [this is how it works in most of europe, uk really behind on that too?!]
Any claim puts up your premium even if its non fault and you have pncd.......learnt that lesson :sad:
It just don't go up as much......

Title: Re: Need help with estimates of damage to car
Post by: itavaltalainen on 02 March 2014, 17:20
somehow this country never stops to amaze me (with how stupid you can do things just because that's how it's always been)....  :whistle:

or no ID cards because then 'big brother' would know everything but highest cctv density in europe (if not world), having to tell landlord my whole life history and give him all my personal info (including exactly how much i earn).... took me longer to get a uk bank account than in the (communist!?) people's republic of china (as a foreigner) because I did not have a utility bill with address on (get a freaking central register and id numbers, works everywhere else).

sorry about ot rant... having lived in few countries I just see stupid things much clearer because I have seen how it can be done better (Finland, get national ID number, change your address and give your id number, all your banks, insurance etc get notified and start sending stuff to correct new address => less chance for fraud etc)...
still amazed how much sh!t people take (not just here thou) ...
Title: Re: Need help with estimates of damage to car
Post by: Jasikasisback on 03 March 2014, 02:39
I will see what the police tell me this week. Am not sure how it works exactly. Maybe they will allow fir independent estimates I hope..
Title: Re: Need help with estimates of damage to car
Post by: gasketface on 04 March 2014, 22:32
The Police just need an idea of cost to repair damage so they can say in court that the guy who did it caused X amount of damage in case the court make a compensation order.If the guy is unemployed it is unlikely that such an order will be made.If they are on a low income the court may make an order for compensation but if it was something like £500 the order would probably only be £20 a month or something and even then if the guy does'nt pay it could be back and forth to court to get anything and it could go on for a very long time.You could claim through the small claims court but whether you go that route would all depend on the guys financial situation.No point milking a bull !.
Title: Re: Need help with estimates of damage to car
Post by: Jasikasisback on 05 March 2014, 17:10
dunno the police said they can't give me any more information. they are not helpful at all. Considering they asked for my statement tgat I did not give peission for this guy to destroy my car they aren't very helpful. not fair at all. They just said talk to your insurance company...:(.
Title: Re: Need help with estimates of damage to car
Post by: Jasikasisback on 05 March 2014, 17:18
as i didn't take legal cover i guess i cannot do so now before i claim and recover costs??
Title: Re: Need help with estimates of damage to car
Post by: itavaltalainen on 05 March 2014, 19:26
legal cover would start today when you take it out today, it would not cover incidents that happened in the past for obvious reasons.

write the car off, if you really think it's worth it buy it back from insurance for scrap value and buy used bits from scrappy or someone who brakes a car on here (I got a bonnet and grill for my mates car from a friendly forum member for fair price).

considering how many issues you seem to have had with it i'd personally just write it off and buy another one...
Title: Re: Need help with estimates of damage to car
Post by: Jasikasisback on 05 March 2014, 23:07
autoglass will come out and make a rough estimate for swiftcover and I will see what they do with that. Swiftcover recommended that I go to small claims court and get the deductible back frim the perpetrator
for the windshield. Rate will not go up next year for this type of claim. If i claim the damages on the car i will end up paying more in insurance than I will get for the car when I renew... so looks i will have to live with the scrapes and bumps...:)