GolfGTIforum.co.uk
Model specific boards => Golf mk7 => Topic started by: Phil 117 on 13 November 2013, 16:52
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All,
As a few of you might know, I have only ordered a GTD a couple of weeks. I currently work for Honda, so get a company car. I've been looking for a job outside of car sales due to all the BS you get working at a dealership.
So last week, I interviewed for a new job as a Marketing Manager and they've since offered me the job today. I've decided I'm going to take it, but now I'm going to be leaving Honda sooner than expected (i.e start of December).
As a result, I won't have a car so need one before March now. I've found four dealers with brand new GTD's at their dealerships, but won't discount them as others will pay the premium to have the car straight away rather than a factory order. Understandable.
So my other option is now demonstrators. I am doing a PCP, so it's all about the monthly figure for me. Due to the cars being used, their GFV is about £4000 less than that over a new one, so the monthy's are higher due to APR and low GFV's, although the GFV is lower. Hopefully that means more equity at the end, but somehow I doubt that.
I can't think of a way to get a new car sooner without paying a premium for it (i.e about £100 a month more). I've also thought about renting a car for a few months to fill the gap, but I can't due to only being 19. All rental insurance policies only seem to cover 21's and overs.
So as renting is out the question, I'm either faced with getting a demo, or getting a stock car. The stock cars aren't even the spec I'd like which doesn't help me stomach the extra monthly's.
So here are my choices, thoughts please. If you have any other suggestions on how to combat my problem, please please please let me know.
Just to compare to what I've currently bought. (Golf GTD DSG 3DR in tornado red, with a dynaudio, winter pack, and reversing camera. £28,000 List New. With discount came to £323 a month PCP no deposit GFV @ 16k)
Obviously there are more demo's out there, so would need to speak to a few dealers, but this one has a good spec and got a good price thus far.
A) Demonstrator (13 Plate, 7k miles, probably been thrashed)
Car: GTD DSG 5DR Tornado Red, Dynaudio, Pro Nav, Keyless Entry, Winter Pack (£30,640 List New).
It is being retailed for £24,995, and I have managed to get it down to £24,000 so far.
On a PCP, it's coming in at £391 a month, no deposit, GFV @ 13k. Plus 2 years servicing and a 3 year GAP
B) New stock car.
Car: GTD DSG 5DR in Deep Black, ACC, Winter Pack, Pan Roof, and High beam Assist (not the best choice of options IMO). List of £30,395.
With a massive £500 discount, on PCP it is: it's coming it at 'gulp' £485 a month, no deposit, GFV @ 16k.
Sadly, I think the latter is out of the question.
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Buy a banger for a few months and order the GTD from somewhere giving 12% discount
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The only advice I would offer is whatever you do don't put yourself under undue financial pressure trying to pay for something if your budget doesn't allow.
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There's a guy selling his Impreza RB5 on here it looks tidy, sure footed for the winter and is a lot of car for the money... I'd buy that and run it until your ordered car comes up...
If you keep it well, I doubt you'll lose much (if anything on it)...
Only downside is... it may make your new Golf GTI seem a little on the slow side :wink:
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As said above buy something cheap to run around in for a few months. It may cost slightly more short term (in that you might take a small hit when you sell it) but it will probably be a lot less than the hit you will take over the term of your golf by paying the extra over the deal you already have.
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There's a guy selling his Impreza RB5 on here it looks tidy, sure footed for the winter and is a lot of car for the money... I'd buy that and run it until your ordered car comes up...
If you keep it well, I doubt you'll lose much (if anything on it)...
Only downside is... it may make your new Golf GTI seem a little on the slow side :wink:
Here's the link to save you searching: http://www.golfgtiforum.co.uk/index.php?topic=261538.0 (http://www.golfgtiforum.co.uk/index.php?topic=261538.0)
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Are your Monthly payments above inclusive of VAT?
Only I had quotes where the monthly payments were higher for similar spec cars, with a deposit...
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There's a guy selling his Impreza RB5 on here it looks tidy, sure footed for the winter and is a lot of car for the money... I'd buy that and run it until your ordered car comes up...
If you keep it well, I doubt you'll lose much (if anything on it)...
Only downside is... it may make your new Golf GTI seem a little on the slow side :wink:
with him being 19 the insurance will want a few quid for this so not the best idea :smiley:
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Don't stretch your finances right now. As you say, you are starting a new job (Marketing Manager… where at?). Great if you are happy in this new job & all goes swingingly. But don't commit to a big monthly outgoing at this stage. Really don't. Get a small car, low mpg and be in the knowledge that it won't be long till you are in the Golf. Grin & bear it just for a short while. I know, I've been there myself & had to go for poverty model cars at certain times, but trust me, it's best to stay safe with your finances. :smiley:
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Phil - you have a fantastic deal on the new GTD you have already ordered so stick with it if you can afford the monthly payents once it arrives next year. Do what others have suggested here - just buy an old car for a few months until the new one comes in then you will be a bit more settled in the new job too.
How are you getting these nil deposit finance quotes by the way - VW FS require minimum 5% ???
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Just to say as a few have mentioned it. Finance wise, I'm absolutely fine. I've had a full time job since 16, and 20 next month, so 4 years full time wage to back me up, 3 of which where I could save a bomb living at home.
I just work on a monthly budget so I know what's happening. Just begrudge paying close to £500 when there's an offer on the table closer to £300.
I am quite tempted by the demonstrator. If I can get him down to £350 a month, I think I can justify that seeing as it's got a Pro Nav and keyless entry.
Don't stretch your finances right now. As you say, you are starting a new job (Marketing Manager… where at?)
I am joining AT&T - big phone company in America. Still very small in the UK
Are your Monthly payments above inclusive of VAT?
Only I had quotes where the monthly payments were higher for similar spec cars, with a deposit...
Yep, that is including VAT. The new car I've ordered works out at a 14-15 ish % discount I think.
How are you getting these nil deposit finance quotes by the way - VW FS require minimum 5% ???
They say 5% as sometimes the underwriters want a bit of commitment from the person they are taking on finance. If it's anything like Honda's, rarely do they NEED to see a deposit. The only I've had it happen was a 22 year old lad with a poor credit rating on a Type R. Fortunately, I have a sound credit rating and was instantly accepted with nil deposit.
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Are your Monthly payments above inclusive of VAT?
Only I had quotes where the monthly payments were higher for similar spec cars, with a deposit...
Likewise, mine is about £370 a month on a £27k car with £3500 deposit!
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Like the others have said, save your money and buy an older car. You're 19 and living at.home, lots of pounds a month on a PCP that you'll have nothing to show for at the end will mount up to a decent amount towards a deposit for a house. Surely being in sales you would have learned about basic finacial management? I was in car sales and seeing how people would get tucked up gave me a totally different outlook on what is important.
Do you need a new car? I didn't buy a brand new one until I was 30, by which time I was fortunate enough to be in a possition where I could actually afford it.
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Drive a banger until the new one arrives! I did, its now for dale with years mot and 6 month tax. Yours for £475
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Cool, I know of AT&T from when we've been over there. Didn't know they were in the UK too, but guess there are probably a Global company. If you need any design work from a like minded GTi nut - PM me! :rolleyes:
On the 'stop gap' car front. Get something that's suits you & you can live with. But everyones right on here, you don't need to have a new car. If you get 2nd hand, it will have less £ to loose. How about getting a Mk5 or 6, so that when the 7 arrives, you can compare the difference? :evil:
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Honestly guys, I want a nice newish car, always have done. Bought a brand new fiesta as my first car when I was 17, got a company car at 18, now looking to treat myself for my 20th. I don't want to start looking at older stuff, I'm financially sound.
Like the others have said, save your money and buy an older car. You're 19 and living at.home, lots of pounds a month on a PCP that you'll have nothing to show for at the end will mount up to a decent amount towards a deposit for a house. Surely being in sales you would have learned about basic finacial management? I was in car sales and seeing how people would get tucked up gave me a totally different outlook on what is important.
Do you need a new car? I didn't buy a brand new one until I was 30, by which time I was fortunate enough to be in a possition where I could actually afford it.
I actually morgated my own house last year with the other half. It's not that I can't afford it, this is what I've budget to use out of my monthly disposable income. I'm just super anal about my finances.
Anyhow, I've spreadsheeted the options (as I said, anal :grin:) Took me a while to remember the total payable equation.
(http://thumbsnap.com/s/LFkIYjCF.png)
I think if I can get the demo to £350 a month, that is a very good deal. The car would be £7,500 off what it lists at, which is a pretty heft amount.
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Phil - I don't follow this at all - you have an amazing deal on a beautiful new GTD - and now you want a demo car (that everyone who has access to - and that will be a lot of people, have thrashed the nuts off.).
Why not just be patient and wait for it - at the monthly payments we are talking about you could afford to rent a car in the wait period!
And to make the decision easier - the monthly payments on the new car are chepest by a long chalk - its a 'no brainer'!!
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Go for the brand new one, you will be the first owner and not be driving something that 100+ people have sat in / driven / not taken care of.
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Go for the brand new one, you will be the first owner and not be driving something that 100+ people have sat in / driven / not taken care of.
Or farted in. Give it a week and if the new one still hasn't shifted (don't forget, Christmas is coming and people have other things they must spend their money on) i'd go back and make them an offer again. It'll be getting close to the end of the month and it would be a canny enhancement to their monthly sales to close the deal.
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Phil - I don't follow this at all - you have an amazing deal on a beautiful new GTD - and now you want a demo car (that everyone who has access to - and that will be a lot of people, have thrashed the nuts off.).
Why not just be patient and wait for it - at the monthly payments we are talking about you could afford to rent a car in the wait period!
You're probably right. I'm just being extremely erratic because I want it now :grin:
The problem is I can't rent due to my age.
I'll try and be cheeky with the VW dealer and say I'm thinking of going for a demo elsewhere due to needing a car sooner. I'll see if I can borrow a demo for a few months. I'm sure I'll be told to bugger off. It's just ridiculous how someone who's had a licence for almost 3 years, no accidents, no claims, no violations, and has done almost 90k miles in that, and has driven nice new expensive cars can't get insured on a rental, but some 21 year old person who has only just passed their test can!
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Or farted in. Give it a week and if the new one still hasn't shifted (don't forget, Christmas is coming and people have other things they must spend their money on) i'd go back and make them an offer again.
Mate, the OP (Phil) has the new one on order (with a huge discount too) - but wont get it till next year. The other cars available now are domeos....
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Or farted in. Give it a week and if the new one still hasn't shifted (don't forget, Christmas is coming and people have other things they must spend their money on) i'd go back and make them an offer again.
Mate, the OP (Phil) has the new one on order (with a huge discount too) - but wont get it till next year. The other cars available now are domeos....
Nah, there's unregistered cars sat in compounds ready for owners.
As of speaking to my buddy earlier there were 8 GTD DSG (all 5DR), 3 3DR Manual, and 6 5DR Manuals. And that's what at UK stock. There's stuff in ports in Germany, and UK waiting for an end user.
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Sorry my mistake - I had no idea there were GTD's just sitting around unallocated as showroom or demo stock :shocked:
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Phil - I don't follow this at all - you have an amazing deal on a beautiful new GTD - and now you want a demo car (that everyone who has access to - and that will be a lot of people, have thrashed the nuts off.).
Why not just be patient and wait for it - at the monthly payments we are talking about you could afford to rent a car in the wait period!
You're probably right. I'm just being extremely erratic because I want it now :grin:
The problem is I can't rent due to my age.
I'll try and be cheeky with the VW dealer and say I'm thinking of going for a demo elsewhere due to needing a car sooner. I'll see if I can borrow a demo for a few months. I'm sure I'll be told to bugger off. It's just ridiculous how someone who's had a licence for almost 3 years, no accidents, no claims, no violations, and has done almost 90k miles in that, and has driven nice new expensive cars can't get insured on a rental, but some 21 year old person who has only just passed their test can!
Have you proposed renting a car off them with an insurance policy set up by yourself? If they were listed as the owners of the car and an "interested party" (so that they would be made aware if you cancelled the insurance as soon as you drove off) then it might be possible. They probably wouldn't go for that but it's worth asking.
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I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.
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I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.
You can be the keeper, but not the owner and still be insured (like if you are on a PCP deal), but that would probably mean the vehicle transferring to you as far as the DVLA is concerned. It is a tricky one to get around. Waiting a couple of months to get the car ordered is going to save the OP a small fortune.
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I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.
You can.
There are a number of companies that will provide short term insurance to cover rentals and the like... Even my insurance company covered me for a car that I didn't own and wasn't the registered keeper of... a courtesy car from the garage... so it can be done.
I still think the most cost effective method would be to buy something and run it for a few months and sell it in the spring... if you do it right your unlikely to lose much...
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Phil,
You're obviously a man who knows how to handle his finances so I'm not even going to comment on that aspect, all I'm going to suggest is to think about it a slightly different way...
How would you feel if you bought the demo car (nicely specced, a great deal at £350 per month) and over the nasty weather, someone crashed into you, or the road conditions were such that you lost control and damaged the car. It would probably take the shine off it and the compromise on the spec and the fact you're paying the higher price would be niggling away in your mind.
Do what I've done...
Got myself a 160k mile 9yr old Fiesta to use while my GTI is on order. The car is due around March time which means over the nasty weather, I'm not too bothered about the car being damaged. It's cheap to insure, cheap to fuel and the whole time you can save the monthly PCP amount as cash in the bank. Then when the car does arrive in the spring and the worst of the weather has gone, you can really enjoy the car. I'm not saying for one moment you wouldn't enjoy it if you got it now, you would, it's a cracking car! But it will be worth the wait!
I'm like you, a few years older (26) but I like nice cars. I had a Mk5 GTI when I was 19 and I can't wait to get my Mk7 but I would rather wait for my ideal spec and a cheaper price, than compromise on the spec and pay more...
Good Luck!
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I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.
You can.
There are a number of companies that will provide short term insurance to cover rentals and the like... Even my insurance company covered me for a car that I didn't own and wasn't the registered keeper of... a courtesy car from the garage... so it can be done.
But that's for a short term courtesy or hire car, not what will basically be a long term principle car.
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I'm sure that you can't insure a single vehicle that does not belong to you. If you have a trade/fleet policy, you are covered on that insurance for any vehicle, regardless of who owns it, but no personal policy will let you do that.
You can.
There are a number of companies that will provide short term insurance to cover rentals and the like... Even my insurance company covered me for a car that I didn't own and wasn't the registered keeper of... a courtesy car from the garage... so it can be done.
But that's for a short term courtesy or hire car, not what will basically be a long term principle car.
You stated that it couldn't be done... it can, it may not be cheap but it can be done. There is no legal reason why you cannot insure a car that you don't own or where you are not the registered keeper.
In any case the point is moot in my opinion because, from what we've been told the best method is to buy something to cover the time until the ordered car arrives. Done correctly, this needn't cost much (if anything) except for insurance and fuel (which would need to be paid in any case)...
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You stated that it couldn't be done... it can, it may not be cheap but it can be done. There is no legal reason why you cannot insure a car that you don't own or where you are not the registered keeper.
In any case the point is moot in my opinion because, from what we've been told the best method is to buy something to cover the time until the ordered car arrives. Done correctly, this needn't cost much (if anything) except for insurance and fuel (which would need to be paid in any case)...
I didn't state it, I said "I'm sure" which is a little looser. I genuinely thought that was the case, but you have proved otherwise. Thank you.
I fully agree that he should buy a cheap car too. I do it when I change cars if I have sold my "trade in" before hand. It is quite liberating having an older car and when driving it, makes me wonder what is the point of stretching the bank balance just to have something new.
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Yeah, I think your all right. It's just being a bit impulsive.
I'm just thinking, how many people have sat in that car and not given a sh!t about it. I know how some of the cars are driven here at Honda. 2 guys run 1.6 Civic Diesel's. One gets 82 MPG, the other gets 34 MPG. The latter car must take some beating, and I'm just thinking that could be this GTD.
Are there snotter's of car which won't loose that money. Having a look on our system, a Volkswagen have taken in an 'R' reg Corsa, 67k on the clock, no idea about condition or if it's in working order, but we've bought that for £250! I could get that for about £300 so I guess you can't really loose money on that.
And FYI for anyone who wants a car sooner, these are what's out there unregistered. Half tempted by the red 5DR. If only it had heated seats.
All GTD DSG's:
5DR:
Deep Black, Advance Telephone, Dynaudio, High Beam Assist - Teeside
Carbon Grey, No options - Helton Garages
Red, Dynaudio - Advantage in Stirling
3DR:
Pure White, 4th year extended warranty, Keyless Entry - Walkinshaw
Deep Black, 19" Santiago's, Pro Nav, Leather Seats, Winter Pack, High Beam Assist - City Gate Watford.
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You stated that it couldn't be done... it can, it may not be cheap but it can be done. There is no legal reason why you cannot insure a car that you don't own or where you are not the registered keeper.
In any case the point is moot in my opinion because, from what we've been told the best method is to buy something to cover the time until the ordered car arrives. Done correctly, this needn't cost much (if anything) except for insurance and fuel (which would need to be paid in any case)...
I didn't state it, I said "I'm sure" which is a little looser. I genuinely thought that was the case, but you have proved otherwise. Thank you.
I fully agree that he should buy a cheap car too. I do it when I change cars if I have sold my "trade in" before hand. It is quite liberating having an older car and when driving it, makes me wonder what is the point of stretching the bank balance just to have something new.
I also have doubts about buying new, when as soon as you leave the forecourt you've instantly lost £K's. BUT the Mk 7 GTi was honestly the only car that ticked all my boxes… Anything else was second best, so I really couldn't wait to buy second hand in a couple of years time. As they say… you only live once :wink:
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Phil - I don't follow this at all - you have an amazing deal on a beautiful new GTD - and now you want a demo car (that everyone who has access to - and that will be a lot of people, have thrashed the nuts off.).
Why not just be patient and wait for it - at the monthly payments we are talking about you could afford to rent a car in the wait period!
And to make the decision easier - the monthly payments on the new car are chepest by a long chalk - its a 'no brainer'!!
I agree, don't even bother going for the demo - its been thrashed and not run in properly. Find a stop gap solution for the few months till you take delivery of your shiny new car - it will be worth it!
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I also have doubts about buying new, when as soon as you leave the forecourt you've instantly lost £K's.
That depends how much you paid for it - the OP's deal on the new car is so good I suspect he could keep it for a few months and get his money back! I would agree its the case if you pay full list price and load it with options....
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I still cant understand how you are getting the Monthly prices.
My quotes aren't anywhere near yours.
This is what i have been offered (altho not the spec i wanted.. ) but you get the idea.
I can offer you my best price of £27,400 to your spec. GOLF GTD DSG 5 DOOR
Red Paint Solid
Winter Pack
Dicovery Sat Nav
Payment 36 x £389.48
Pcp 36 months
Dep £1000
5k per year
G.F.V £16.386.30
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Karlak, why are you having a GTD if you are only doing 5,000 miles per year?
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Karlak, why are you having a GTD if you are only doing 5,000 miles per year?
I'm not ;)
Will be between 15 and 20K miles. I have opted out the car scheme and take a monthly payment figure. By saying I do 5k miles a year, the GFV is higher, with a lower monthly payment. I know the car will be worth less at the end, but after 3 years I have easily got any shortfall saved in Fuel/Mileage allowance back from work. As was worked out by someone on another thread, even if I hand the car back and pay the mileage penalty, I would still pay less than going into a 15k miles / year PCP.
There is kind of a method to my madness :)
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Karlak, why are you having a GTD if you are only doing 5,000 miles per year?
I'm not ;)
Will be between 15 and 20K miles. I have opted out the car scheme and take a monthly payment figure. By saying I do 5k miles a year, the GFV is higher, with a lower monthly payment. I know the car will be worth less at the end, but after 3 years I have easily got any shortfall saved in Fuel/Mileage allowance back from work. As was worked out by someone on another thread, even if I hand the car back and pay the mileage penalty, I would still pay less than going into a 15k miles / year PCP.
There is kind of a method to my madness :)
That would have been me! Saves you about £800 over the term, and if you do less miles, the more you save!
I still cant understand how you are getting the Monthly prices.
My quotes aren't anywhere near yours.
This is what i have been offered (altho not the spec i wanted.. ) but you get the idea.
I can offer you my best price of £27,400 to your spec. GOLF GTD DSG 5 DOOR
Red Paint Solid
Winter Pack
Dicovery Sat Nav
Payment 36 x £389.48
Pcp 36 months
Dep £1000
5k per year
G.F.V £16.386.30
And in regards to this, you should be able to get it for approx £324 with a £1000 deposit. There's a guy down at Alan Day offering 12.5% off. ray.hudson@alandayvw.co.uk
My spreadsheet gives you the rough idea. Figures aren't quiet right as I can't work out how the acceptance and option to buy fee's fit in, but £324 give or take a few pounds.
(http://thumbsnap.com/s/QrzhgwFn.png)
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I still cant understand how you are getting the Monthly prices.
Its very simple - its mainly because of the large discount on the new order car (14.7%) he is only financing its cost of £23,755 (over 36 months with no deposit and 5k miles/year). That comes out at around £320 per month on VW's Finance calculator (on their website). Try it - its a useful tool....
https://www.volkswagen.co.uk/financeCalculator/generateDefaultCalculation?modelId=1478
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Just buy yourself a £500 fiesta with 6 months-12months mot and wait for your new gtd.
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I agree with what others have said.
You have a really good deal with the new GTD, stick with it and just buy a cheap car to plug the gap.
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So - whats the plan then Phil?
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He won't buy an old car. He's 19, he's got his image to think of. :grin:
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He won't buy an old car. He's 19, he's got his image to think of. :grin:
You laugh. Sadly I can't help it.
If you spend all day every day around cars, selling 30 odd grand cars, you have to have one as well. When I first started with Honda, they put in a Jazz one evening. Almost quit :grin:. But no, in all seriousness I can't help it. I don't know where I've got it from, but I hate to admit I'm a tiny bit of car snob.
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So - whats the plan then Phil?
And despite everyone's advice, I've bought a demo. Will be picking it up on the 1st of December when it's 3 months old.
Got a good deal, managed to only pay £50 a month more than the new one, but the GFV is £1.5k less. Come trading in time, I'll have a lot more equity, on at least minimise my neg egg.. The cars works out £34k list new, got it for £26,000, so £8k off list price of that car so I think it's a very good deal, although it is used.
Only had 900 miles on the clock as it's run by a manager who lives local. He could of been bullsh!tting, but he said it's probably only had 5 or 6 test drives, and he drives like an old women (his words). He said the only time he's given it some when he was late for a meeting and he hit 90mph on the motorway. Sounded genuine enough so hopefully not too ragged.
The car is a 63 Plate (registered on September 1st) Golf GTD 5DR DSG in Pure White. Pro Nav, Dynaudio, Keyless, Leather, Winter Pack, Reversing Camera, High Beam Assist, Advance Telephone, Climate Windscreen, and adaptive chassis control.
What made my mind up was my girlfriend surprised me earlier this week and has booked us a Villa in Barcelona first week in December to celebrate my new job. We have to drive as she has vertigo so doesn't like to fly. I thought it would be a good trip to run the car in. Literally pick it up on the 1st, and drive it down the same day!
Well I say I've bought it, it's in the hands of the underwrites. Can't see it going well tbh. You can't just switch the agreement over, so I can't see VWFS wanting a 19 year old to have two PCP's at £700 on their books. Hopefully they will call to find out whats what and they can decline the new car and accept this
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Interesting move :cool:
Hope it works out for you mate.
I remember my first new Volkswagen, it was a brand new MK4 Golf R32, I was 23 at the time and insurance was costing £2200pa :grin:
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Nice spec of the demo car :)
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Yes its a very nice spec and I hope you will be happy with it Phil :-)
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I have gone backwards and forwards over doing this for a while. When they offered me that car, I thought I can't refuse. Yeah, I won't use some of that, but it's just a nice place to be. That Pro screen does look the dogs bollocks.
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Its not disimilar to the car I ordered (except three doors and no leather in may case - not a fan of leather interiors personally)!
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I can't understand why the quotes differ so much, I'm on
Pan roof, pro sat nav, park assist, dynoaudio. Camera, winter pack....
Deposit £1700 inc vat
£290 per month x24
5k per annum
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And you can defo hire a car if your 19...maybe only up to a 1800cc
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And you can defo hire a car if your 19...maybe only up to a 1800cc
Where from? All the companies I looked at were mostly 21 minimum. Most were 23/25
And you're quote is dead cheap!
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5k per annum
Only 5k a year?! No wonder that is so cheap...
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Hertz car hire
The monthly is £25 more per month for 10k.....the main thing is its over 24months, so I have the freedom to change car sooner which is what I wanted as get bored or start wondering what would xxxx car be like
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....the main thing is its over 24months, so I have the freedom to change car sooner which is what I wanted
If its a PCP it does not matter how long its over - you can pay off and start again at any time....
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....the main thing is its over 24months, so I have the freedom to change car sooner which is what I wanted
If its a PCP it does not matter how long its over - you can pay off and start again at any time....
Nothing further to pay off ...this is all I pay should I decide not to keep the car a day beyond 24months
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Phil, when I was at your age I was impatient too. If I were you I would use public transportation until your car arrives and save a HUGE amount of money. Buying a crap car, needs insurance (money thrown out of the window), taxes (the same), fuel (more of the same if the wreck-car is just for a couple of month). Stick with your order and be patient. The Reward is coming faster then you think!