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Model specific boards => Golf mk6 => Topic started by: Obbzi on 08 July 2013, 20:49

Title: Ouch!
Post by: Obbzi on 08 July 2013, 20:49
It was nice and sunny today so I thought I'd better clean my car, brought my car to the front of the house, started getting all my cleaning gear out f the garage then BANG!

Some kind lady decided to reverse into my car  :angry: :angry: :angry:

(http://i26.photobucket.com/albums/c148/obbzi/null-20.jpg) (http://s26.photobucket.com/user/obbzi/media/null-20.jpg.html)

(http://i26.photobucket.com/albums/c148/obbzi/null-18.jpg) (http://s26.photobucket.com/user/obbzi/media/null-18.jpg.html)

(http://i26.photobucket.com/albums/c148/obbzi/null-17.jpg) (http://s26.photobucket.com/user/obbzi/media/null-17.jpg.html)

She drove past it then 2 mins later reversed into it because she didn't see it when using her reverse camera  :angry: :angry: :angry:
Title: Re: Ouch!
Post by: devilscaff on 08 July 2013, 21:15
To much tech sometimes, maybe we rely on it to much. What's wrong with looking over your shoulder.
Title: Re: Ouch!
Post by: Ginge 35Edition on 08 July 2013, 21:16
Mate gutted for you. At least no one was hurt. I'd get ya rear diffuser done now while its in.
Title: Re: Ouch!
Post by: AndyG on 08 July 2013, 21:43
Also gutted for you.Will it be an insurance job or will she be sorting the repair privately?
Title: Re: Ouch!
Post by: Booth11 on 08 July 2013, 22:00
Feel for you.  Looks like it took quite bash, you must be really p!ssed.  Are those rears aftermarket or oem?  Covered on your insurance?

Had a close call myself today.  Walking back to my parked car to see some woman reversing (very badly) at a bizarre angle into space next to mine and nearly clipping my car.  I scowled at her and she drove off to look for a much bigger space that she might actually stand a chance of getting into.  What is wrong with people!

Title: Re: Ouch!
Post by: devilscaff on 08 July 2013, 22:12
I live in fear of car park dings from clumsy f##king people or people who don't care about cars. With kids parent and child spaces are a must. Unfortunately my youngest is now 8, how much longer can I use them without the dirty looks?
Title: Re: Ouch!
Post by: Booth11 on 08 July 2013, 22:26
I live in fear of car park dings from clumsy f##king people or people who don't care about cars. With kids parent and child spaces are a must. Unfortunately my youngest is now 8, how much longer can I use them without the dirty looks?

I never bother with parent and child spaces but have taught my 7 year old NEVER to open the car door without checking proximity of other car first.  She's a pro at it now.
Title: Re: Ouch!
Post by: Obbzi on 08 July 2013, 23:15
The rear LED lights are aftermarket and I haven't told my insurance about them  :cry: :cry:

Now, do I play dumb and say they were on the car when I bought it or do I tell them about the lights.

It's going to be an insurance job and she has already admitted liability to her insurance.

Forgot all about my voluntary £400 excess as well which was another kick in the balls :cry:

I've always had a large excess to bring down the premium and I've never had to pay it (18 years no claims upto now touch wood)
Title: Re: Ouch!
Post by: Booth11 on 08 July 2013, 23:30
The rear LED lights are aftermarket and I haven't told my insurance about them  :cry: :cry:

Now, do I play dumb and say they were on the car when I bought it or do I tell them about the lights.

It's going to be an insurance job and she has already admitted liability to her insurance.

Forgot all about my voluntary £400 excess as well which was another kick in the balls :cry:

I've always had a large excess to bring down the premium and I've never had to pay it (18 years no claims upto now touch wood)


I'd play dumb on this occasion.  But if you do more mods, declare them.
Title: Re: Ouch!
Post by: jv on 08 July 2013, 23:30
How's the excess relevant if it's not your insurance it is being claimed against?

Title: Re: Ouch!
Post by: SRGTD on 08 July 2013, 23:35
Really sorry to see your damage, Ozzbi. From the pictures, it looks as if the rear quarter panel isn't damaged, so a new bumper and light cluster should have it looking good as new. Small consolation, I know, but at least you caught the offender in the act.

Slightly off topic but on the parking theme commented on by others in this thread; I hate parking in a public car park, and always try and park away from others. Why is it when I park 'miles' away from everyone else, will someone almost always insist on parking right next to my car - usually really close - when there are loads of other spaces they could choose. I also hate airport car parks, having suffered damage to my previous Golf in one a couple of years ago. :angry:
Title: Re: Ouch!
Post by: Booth11 on 08 July 2013, 23:42
Really sorry to see your damage, Ozzbi. From the pictures, it looks as if the rear quarter panel isn't damaged, so a new bumper and light cluster should have it looking good as new. Small consolation, I know, but at least you caught the offender in the act.

Slightly off topic but on the parking theme commented on by others in this thread; I hate parking in a public car park, and always try and park away from others. Why is it when I park 'miles' away from everyone else, will someone almost always insist on parking right next to my car - usually really close - when there are loads of other spaces they could choose. I also hate airport car parks, having suffered damage to my previous Golf in one a couple of years ago. :angry:

Mine's gonna be in airport car park for couple weeks soon, I'm dreading it  :sad:
Title: Re: Ouch!
Post by: Poached on 09 July 2013, 09:38
The rear LED lights are aftermarket and I haven't told my insurance about them  :cry: :cry:

Now, do I play dumb and say they were on the car when I bought it or do I tell them about the lights.

It's going to be an insurance job and she has already admitted liability to her insurance.

Forgot all about my voluntary £400 excess as well which was another kick in the balls :cry:

I've always had a large excess to bring down the premium and I've never had to pay it (18 years no claims upto now touch wood)

Just say the lights were installed already or don't mention it. Don't give them an excuse to stitch you up over a trivial matter.
Title: Re: Ouch!
Post by: Poached on 09 July 2013, 09:42
I live in fear of car park dings from clumsy f##king people or people who don't care about cars. With kids parent and child spaces are a must. Unfortunately my youngest is now 8, how much longer can I use them without the dirty looks?

Unfortunately many people seem to have a lack of respect for other peoples property regardless of value.
Title: Re: Ouch!
Post by: dubber36 on 09 July 2013, 10:23
The main thing is to make sure that you insist that it goes to your approved repairer. Despite what they will try to tell you to begin with, you do not have to have it bodged at their "preferred" body shops.
Title: Re: Ouch!
Post by: mwad gti on 09 July 2013, 10:49
Really sorry to see your damage, Ozzbi. From the pictures, it looks as if the rear quarter panel isn't damaged, so a new bumper and light cluster should have it looking good as new. Small consolation, I know, but at least you caught the offender in the act.

Slightly off topic but on the parking theme commented on by others in this thread; I hate parking in a public car park, and always try and park away from others. Why is it when I park 'miles' away from everyone else, will someone almost always insist on parking right next to my car - usually really close - when there are loads of other spaces they could choose. I also hate airport car parks, having suffered damage to my previous Golf in one a couple of years ago. :angry:

Mine's gonna be in airport car park for couple weeks soon, I'm dreading it  :sad:

I know how you feel.  We bought our GTi brand new on September 1st and we were going on holiday later the same week, meaning leaving our few day old car at the airport for 2 weeks..........we got a hire car instead  :evil:
Title: Re: Ouch!
Post by: simonpolly on 09 July 2013, 11:27
How's the excess relevant if it's not your insurance it is being claimed against?
Just what i was thinking,if she is to blame you wont pay anything,mind you your insurance will go up when you renew.
Title: Re: Ouch!
Post by: Raffe on 09 July 2013, 13:00
Really sorry to see your damage, Ozzbi. From the pictures, it looks as if the rear quarter panel isn't damaged, so a new bumper and light cluster should have it looking good as new. Small consolation, I know, but at least you caught the offender in the act.

Slightly off topic but on the parking theme commented on by others in this thread; I hate parking in a public car park, and always try and park away from others. Why is it when I park 'miles' away from everyone else, will someone almost always insist on parking right next to my car - usually really close - when there are loads of other spaces they could choose. I also hate airport car parks, having suffered damage to my previous Golf in one a couple of years ago. :angry:

Mine's gonna be in airport car park for couple weeks soon, I'm dreading it  :sad:

I know how you feel.  We bought our GTi brand new on September 1st and we were going on holiday later the same week, meaning leaving our few day old car at the airport for 2 weeks..........we got a hire car instead  :evil:

We left my 3month old 3 series at the airport whilst we went on hols for 2 weeks, sure enough a light scratch has appeared on the o/s rear door ear the bottom, looks like someone has dragged their suitcase past it :rolleyes:

My only consolation is that its a company car and I have no emotional ties to it,to really the point though.
Title: Re: Ouch!
Post by: Running Man on 09 July 2013, 14:46
Really sorry to see your damage, Ozzbi. From the pictures, it looks as if the rear quarter panel isn't damaged, so a new bumper and light cluster should have it looking good as new. Small consolation, I know, but at least you caught the offender in the act.

Slightly off topic but on the parking theme commented on by others in this thread; I hate parking in a public car park, and always try and park away from others. Why is it when I park 'miles' away from everyone else, will someone almost always insist on parking right next to my car - usually really close - when there are loads of other spaces they could choose. I also hate airport car parks, having suffered damage to my previous Golf in one a couple of years ago. :angry:

I know it's so baffling how someone would do that, I always park like that and you get some knobhead parking next to you.

The other thing is bloody learner driver instructors in supermarket car parks using your car as a parking measure toy for the bloody Learner driver to park next too  :angry:

Ozzbi - hope you get it all sorted pain free  :shocked:
Title: Re: Ouch!
Post by: devilscaff on 09 July 2013, 17:29
I always pay the extra and use ba valet parking make sure the driver is aware of a scratch free car then sign that way any scratches their liable, also their stored away from numpty's with cases. After all we spend so much on hols and cars what's another £50 extra for peace of mind. Iv used valet parking at stansted and Gatwick several times and touch wood always no scratches.
Title: Re: Ouch!
Post by: Booth11 on 09 July 2013, 18:03
I always pay the extra and use ba valet parking make sure the driver is aware of a scratch free car then sign that way any scratches their liable, also their stored away from numpty's with cases. After all we spend so much on hols and cars what's another £50 extra for peace of mind. Iv used valet parking at stansted and Gatwick several times and touch wood always no scratches.

+1
For last few years we've used a reputable gatwick meet and greet valet service and have not had any issues at all.  Hopefully this year will be no different (but I still worry!).  Cost is only about £20 more than normal airport parking and is hassle free, especially useful if you have kids in tow.  Just hope it doesn't get covered in bird crap for 2 weeks.  Going to give it a good wax before we go.
Title: Re: Ouch!
Post by: Pinky 1959 on 09 July 2013, 20:28
Sorry to hear about the damage but you will be able to pick the repairer you want it sorted at .
I left our new gtd at the airport hotel while on holiday last year I picked the spot to park and at end of row away from most other cars and its the first time ever I have been worried about a car left there SAD or what ! !. .
Title: Re: Ouch!
Post by: Obbzi on 09 July 2013, 21:12
The woman who hit me has accepted full resposibility so I don't have to pay any excess but will my premium still go up? If so what a joke! 20 years insurance and I have never made a claim and this claim isn't my fault whatsoever!

Going back to the lights I have just played dumb but I think there is going to be an issue as the are not VW lights which means they will have to source 1 light which is going to be tricky! Or they could just get me a full set of OEM VW ones  :grin: :cool:

After thinking about the incident if it had been a couple of seconds later, it wouldnt have only been the car that got hit it would have been me as well as that is where I always start to wash my car  :shocked: :shocked: :shocked:
Title: Re: Ouch!
Post by: Running Man on 09 July 2013, 21:17
The woman who hit me has accepted full resposibility so I don't have to pay any excess but will my premium still go up? If so what a joke! 20 years insurance and I have never made a claim and this claim isn't my fault whatsoever!

Going back to the lights I have just played dumb but I think there is going to be an issue as the are not VW lights which means they will have to source 1 light which is going to be tricky! Or they could just get me a full set of OEM VW ones  :grin: :cool:

After thinking about the incident if it had been a couple of seconds later, it wouldnt have only been the car that got hit it would have been me as well as that is where I always start to wash my car  :shocked: :shocked: :shocked:

Thank goodness your ok mate, unfortunately your premium will increase even though you are completely blameless.

UK insurance pile of doo doo  :sad:
Title: Re: Ouch!
Post by: Obbzi on 09 July 2013, 21:17
As regards to declaring raer LED's on my insurance I never even gave it a thought, I can declare any mods and it doesnt affect the premium so will wait until I get her back then let them know what I've done  :whistle:
Title: Re: Ouch!
Post by: Booth11 on 09 July 2013, 22:12
As regards to declaring raer LED's on my insurance I never even gave it a thought, I can declare any mods and it doesnt affect the premium so will wait until I get her back then let them know what I've done  :whistle:

Thank god you hadn't started cleaning it. 

Always think it's wise to declare mods then you're on safe ground in the event of anything happening  :whistle:

Is there much difference looks-wise between your rear LEDs and the OEM VW ones?  If the insurer assumes they are OEM then wouldn't they just replace the damaged one?  Hope you don't end up with mismatched lights!
Title: Re: Ouch!
Post by: Obbzi on 09 July 2013, 23:08
As regards to declaring raer LED's on my insurance I never even gave it a thought, I can declare any mods and it doesnt affect the premium so will wait until I get her back then let them know what I've done  :whistle:

Thank god you hadn't started cleaning it. 

Always think it's wise to declare mods then you're on safe ground in the event of anything happening  :whistle:

Is there much difference looks-wise between your rear LEDs and the OEM VW ones?  If the insurer assumes they are OEM then wouldn't they just replace the damaged one?  Hope you don't end up with mismatched lights!

Dont think there is much difference looks wise, but there will be all sorts of issues when it comes to get them working as VW OEM need coding and wire adapters whereas mine are just plug and play so having 2 different lights wont work  :cry:
Title: Re: Ouch!
Post by: Neil gti on 10 July 2013, 06:16
I would just take your car to your preferred bodyshop, be upfront and tell them about the rear lights and were you sourced them from, end of the day its just another job to them and will see things that are not oem all the time, if you tell them were they are from it makes life easy for them  and will not have any coding issues when putting back together,
 
My wife's UP! is in the bodyshop at the minute a car backed into that in her works carpark, not even 500 mile on the clock, makes my piss boil that some drivers are so irresponsible  :angry:

 

(http://i601.photobucket.com/albums/tt94/NeilGti/Up%20VW/null_zpsd023db6d.jpg) (http://s601.photobucket.com/user/NeilGti/media/Up%20VW/null_zpsd023db6d.jpg.html)

(http://i601.photobucket.com/albums/tt94/NeilGti/Up%20VW/null_zpsc5a9a7fe.jpg) (http://s601.photobucket.com/user/NeilGti/media/Up%20VW/null_zpsc5a9a7fe.jpg.html)
Title: Re: Ouch!
Post by: Raffe on 10 July 2013, 07:37
As regards to declaring raer LED's on my insurance I never even gave it a thought, I can declare any mods and it doesnt affect the premium so will wait until I get her back then let them know what I've done  :whistle:

Thank god you hadn't started cleaning it. 

Always think it's wise to declare mods then you're on safe ground in the event of anything happening  :whistle:

Is there much difference looks-wise between your rear LEDs and the OEM VW ones?  If the insurer assumes they are OEM then wouldn't they just replace the damaged one?  Hope you don't end up with mismatched lights!

The insurer would work off your chassis code so this would highlight the fact they are not oem, everything non standard needs declaring to your insurer.

Neil, that's not good!
Title: Re: Ouch!
Post by: Ginge 35Edition on 10 July 2013, 07:45
Sorry to hear about the damage but you will be able to pick the repairer you want it sorted at .
I left our new gtd at the airport hotel while on holiday last year I picked the spot to park and at end of row away from most other cars and its the first time ever I have been worried about a car left there SAD or what ! !. .

No totally normal!
Title: Re: Ouch!
Post by: Jimble on 10 July 2013, 09:51
Sorry to hear about the damage but you will be able to pick the repairer you want it sorted at .
I left our new gtd at the airport hotel while on holiday last year I picked the spot to park and at end of row away from most other cars and its the first time ever I have been worried about a car left there SAD or what ! !. .

No totally normal!

I even take a photo with my phone of the cars that are parked either side of me when i leave it. :whistle:
Title: Re: Ouch!
Post by: Ginge 35Edition on 10 July 2013, 12:10
Sorry to hear about the damage but you will be able to pick the repairer you want it sorted at .
I left our new gtd at the airport hotel while on holiday last year I picked the spot to park and at end of row away from most other cars and its the first time ever I have been worried about a car left there SAD or what ! !. .

No totally normal!

I even take a photo with my phone of the cars that are parked either side of me when i leave it. :whistle:

Mate, that's real commitment!
Title: Re: Ouch!
Post by: Booth11 on 10 July 2013, 13:35
Sorry to hear about the damage but you will be able to pick the repairer you want it sorted at .
I left our new gtd at the airport hotel while on holiday last year I picked the spot to park and at end of row away from most other cars and its the first time ever I have been worried about a car left there SAD or what ! !. .

No totally normal!

I even take a photo with my phone of the cars that are parked either side of me when i leave it. :whistle:

Mate, that's real commitment!

No, that is sad  :laugh: 
Title: Re: Ouch!
Post by: Obbzi on 10 July 2013, 21:20
As regards to declaring raer LED's on my insurance I never even gave it a thought, I can declare any mods and it doesnt affect the premium so will wait until I get her back then let them know what I've done  :whistle:

Thank god you hadn't started cleaning it. 

Always think it's wise to declare mods then you're on safe ground in the event of anything happening  :whistle:

Is there much difference looks-wise between your rear LEDs and the OEM VW ones?  If the insurer assumes they are OEM then wouldn't they just replace the damaged one?  Hope you don't end up with mismatched lights!

The insurer would work off your chassis code so this would highlight the fact they are not oem, everything non standard needs declaring to your insurer.

Neil, that's not good!

They do indeed work off the chassis code, the repairers rang me up saying there is a problem with the lights as the one that has turned up is nothing like the one that is fitted. Trying to get a full set of VW ones now but I have a bad feeling about this now  :cry: :cry: :cry: :cry:
Title: Re: Ouch!
Post by: DaveW on 10 July 2013, 21:36
If you have legal protection and she's admitted responsibility they can recover your excess, but in my experience it takes a while. Bear in mind that insurance companies will ask if your excess was recovered, because it's a good indicator of 'no fault', so worth pursuing for that alone.

I have a tiny car park ding on my nearside rear arch. No paint damage and so small that it may have been there when I bought the car. I only detected it when checking after Herr German parked ridiculously close in a massive car park space.
Title: Re: Ouch!
Post by: Booth11 on 10 July 2013, 22:12
 

They do indeed work off the chassis code, the repairers rang me up saying there is a problem with the lights as the one that has turned up is nothing like the one that is fitted. Trying to get a full set of VW ones now but I have a bad feeling about this now  :cry: :cry: :cry: :cry:

So they've been sent an original non LED light presumably.

I would do what Neil gti suggested and be totally honest with the repairer so they can source the same kind you fitted or if you're lucky you can talk them into replacing with a complete set of oem LEDs.  Can't see that they would have a problem with that.  They'll be getting their money regardless.  Hope you get it sorted ok.
Title: Re: Ouch!
Post by: Obbzi on 10 July 2013, 22:27
If you have legal protection and she's admitted responsibility they can recover your excess, but in my experience it takes a while. Bear in mind that insurance companies will ask if your excess was recovered, because it's a good indicator of 'no fault', so worth pursuing for that alone.

I have a tiny car park ding on my nearside rear arch. No paint damage and so small that it may have been there when I bought the car. I only detected it when checking after Herr German parked ridiculously close in a massive car park space.

Yes sir I have legal protection and I have been informed I don't have to pay any excess as she has admitted liability and it is a NO fault claim but I fear my premium will go up :cry: :cry:
Title: Re: Ouch!
Post by: Obbzi on 10 July 2013, 22:29
 

They do indeed work off the chassis code, the repairers rang me up saying there is a problem with the lights as the one that has turned up is nothing like the one that is fitted. Trying to get a full set of VW ones now but I have a bad feeling about this now  :cry: :cry: :cry: :cry:

So they've been sent an original non LED light presumably.

I would do what Neil gti suggested and be totally honest with the repairer so they can source the same kind you fitted or if you're lucky you can talk them into replacing with a complete set of oem LEDs.  Can't see that they would have a problem with that.  They'll be getting their money regardless.  Hope you get it sorted ok.

If they've gone off the chassis code then they will have been sent an OEM halogen rear light as that is what my car had when built.

I can tell them where to get the lights from but nobody sells only one light, they come as a complete set. Thats why I think only OEM LED will have to go on.

I think this is going to get messy and I'm going to be out of pocket  :cry:
Title: Re: Ouch!
Post by: Obbzi on 15 July 2013, 23:02
The garage doing the repairs have been in touch and have said the other insurance company (not mine, the woman that hit me) will not pay for a full set of OEM VW rear LED's but they will buy these:

http://www.ebay.co.uk/itm/VW-GOLF-MK6-RED-CLEAR-LED-BACK-REAR-TAIL-LIGHTS-WITH-LED-INDICATORS-/300786307403?pt=UK_CarsParts_Vehicles_CarParts_SM&fits=Model%3AGolf%7CPlat_Gen%3AMK+VI&hash=item460842d14b

I said very politely no! I am not having them on my car!

They also said if I have this set:

http://www.ebay.co.uk/itm/VW-Golf-MK6-VI-GTI-R-LED-Rear-Lights-Red-Smoke-Tail-Lights-R-Line-R-Design-/221178656668?pt=UK_CarsParts_Vehicles_CarParts_SM&fits=Model%3AGolf%7CPlat_Gen%3AMK+VI&hash=item337f46779c

I have to pay 50% of the cost, plus they are not even RHD!

There is no way I am paying any money for my car to be put back to how it was before it was crashed into!

I have sent the garage a few links to sets of rear LED's and will see what happens  :whistle: :whistle: :whistle: :rolleyes:
Title: Re: Ouch!
Post by: Booth11 on 15 July 2013, 23:11
The garage doing the repairs have been in touch and have said the other insurance company (not mine, the woman that hit me) will not pay for a full set of OEM VW rear LED's but they will buy these:

http://www.ebay.co.uk/itm/VW-GOLF-MK6-RED-CLEAR-LED-BACK-REAR-TAIL-LIGHTS-WITH-LED-INDICATORS-/300786307403?pt=UK_CarsParts_Vehicles_CarParts_SM&fits=Model%3AGolf%7CPlat_Gen%3AMK+VI&hash=item460842d14b

I said very politely no! I am not having them on my car!

They also said if I have this set:

http://www.ebay.co.uk/itm/VW-Golf-MK6-VI-GTI-R-LED-Rear-Lights-Red-Smoke-Tail-Lights-R-Line-R-Design-/221178656668?pt=UK_CarsParts_Vehicles_CarParts_SM&fits=Model%3AGolf%7CPlat_Gen%3AMK+VI&hash=item337f46779c

I have to pay 50% of the cost, plus they are not even RHD!

There is no way I am paying any money for my car to be put back to how it was before it was crashed into!

I have sent the garage a few links to sets of rear LED's and will see what happens  :whistle: :whistle: :whistle: :rolleyes:

The first set are truly shocking  :shocked:

You've given them some alternative options, so wait and see what they come back with.