GolfGTIforum.co.uk
General => General discussion => Topic started by: Jasikasisback on 25 November 2012, 17:59
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As my Golf (and my Passat) are now more than 17 years old, I found that my trusty insurance company now want an arm and a leg for coverage (over £200).
I don't have any coverage at the moment and my daily commute is littered with vehicles of a much younger age stranded by the side of the road...BMW's more common than others for some reason.:)
After going over a serious pothole I was lucky and continued on, but the vehicle behind me did not..Could have easily been me...
I have been searching around for a good deal, but found most of the companies will tow you to the nearest garage.
I prefer to have the car towed home as garage repairs will be expensive, but after I talked with them over the phone, they always tow to the nearest garage..or the recovery guy will tow it to their garage, regardless of the time and say they will fix it ASAP.
I have looked on the websites and AA offer nationwide recovery plus they cover repairs at the garage (£35 pound deductible) for about £150. Seems very piece of mind, but quite expensive. or national recovery for £80.
Other companies offer roadside assistance and recovery to a garage for about £40-60. First Call GB seem the cheapest..at over 40, I
Just wondering what you guys yourselves have and what is the best option.
I realise that many banks now offer this...so maybe I will look into it with Lloyds...
But in the meantime it would be good to get some advice..
Thanks!
And yes I have used the search option,,but it was not really useful..
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I've never had a problem with the AA apart from finding £135 every year :grin:
Still a tow will cost you most of that if you didn't have it.
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I bank with lloydstsb, for 7quid a month I get AA cover and mobile phone insurance.
I have used the AA once when my head gasket blew on my old BMW, they were as good as gold.
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I bank with lloydstsb, for 7quid a month I get AA cover and mobile phone insurance.
I have used the AA once when my head gasket blew on my old BMW, they were as good as gold.
I get a similar deal with Barclays. Get full breakdown cover with RAC, onwards travel, home start, the works.
It's worth noting that the policy covers me (even as a passenger) , not a car so the age of the car is irrelevant
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That lloyds option sounds good, when I check the webpage I cannot find it. I just see it tacked on to the Silver, Gold and ect accounts...is that what you meant?
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When I had my MK2 valvoliner, a drive belt broke. Called the RAC and the dickhead jacked the car up on the plastic cill trim/side skirt.
He looked so confused when I said 'you're meant to open that pocket to reveal the jacking point'.
He said 'I always do it like this'.
Never gone back to the RAC. Nob end.
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For the alternative European option go to ADAC for about £70 per year and be covered for all of Europe and have the AA come out to your car.
adac.de - call the number in the day and ask for Petra, bitte.
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ummm cant see the germans accepting to cover a car in the uk:)
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That lloyds option sounds good, when I check the webpage I cannot find it. I just see it tacked on to the Silver, Gold and ect accounts...is that what you meant?
It's the silver account that I have. As Dom said it covers me as a passeger also.
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My mrs banks with Lloyds so gets the AA cover, only used it once when the clutch arm snapped on my mk2. He was going to attempt a roadside repair but I asked for him to tow me home instead which he did, even helped to push it into my garage for me.
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ummm cant see the germans accepting to cover a car in the uk:)
You're wrong. They'll send out the AA if you break down in the UK.
ADAC are very big.
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rac cover the person and not the car so whatever your in your covered :smiley:
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ummm cant see the germans accepting to cover a car in the uk:)
You're wrong. They'll send out the AA if you break down in the UK.
ADAC are very big.
If you give me a hand on getting coverage from them, then I will take it. I make a trip to the continent twice a year and then that would sort out all of my recovery problems.
I went to the web page, but my German is nicht so gut, so I can't make head or tails of it...yay...:)
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Like this:
http://www.northloop.co.uk/forum/showthread.php?1362-Track-breakdown-recovery-%28ADAC%29
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Oh wish I had gotten your message earlier..I went with Chris Knott here in the UK...cost me £50 as they would not offer me the Europe wide that they have for £85..
I will definitely take ADAC next year....the UK companies charge an arm and a leg...and Germany is so much bigger. They make owning a car affordable..:)
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Natwest also offer this. Its £12 a month, but includes breakdown, phone insurance, travel insurance, blah blah blah etc etc......... What they don't tell you though, is that it is only for local breakdown. (within four miles of your home address!). When the mk3 died on the A38 near Taunton, I had to get my old dears husband to come from Bristol, and tow me back to Plymouth is his Pissrat.
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Natwest also offer this. Its £12 a month, but includes breakdown, phone insurance, travel insurance, blah blah blah etc etc......... What they don't tell you though, is that it is only for local breakdown. (within four miles of your home address!). When the mk3 died on the A38 near Taunton, I had to get my old dears husband to come from Bristol, and tow me back to Plymouth is his Pissrat.
Same here but with Halifax. Mine is UK wide and includes home start as well but anywhere else they tow to the nearest garage. Inlaws have Green Flag and they tow to anywhere in UK.
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AA/RAC with take you to your destination.
I once got transported to my destination then a few hours later I rang them again I got taken home.