GolfGTIforum.co.uk
General => General discussion => Topic started by: coolcamaro21 on 14 November 2011, 16:17
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This has probably been done a million times but I would like a golf and im not sure which one would be good for a first time driver. It has to be fun and cheap to insure. does any one know which one would be best.
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This has probably been done a million times but I would like a golf and im not sure which one would be good for a first time driver. It has to be fun and cheap to insure. does any one know which one would be best.
Those two don't normally go together.
Small engined mk2 would probably be the most fun, as they weigh so little.
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Ok but which model mk2. and are they cheap to insure
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mk3 polo id say
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Ok but which model mk2. and are they cheap to insure
No idea, insurance varies so much person to person. Older cars can be expensive though due to lack of security features.
Just do some searches on autotrader, then get some quotes on some comparison sites to give you an idea of what to expect.
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Ok thanks. I heard that if a car is over 25 years of age it can get classic car insurance and its really cheap meaning I could get a mk2 gti cheaply. but its sounds a bit to good to be true.
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need to be 25 for classic insurance matey
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Ok thanks. I heard that if a car is over 25 years of age it can get classic car insurance and its really cheap meaning I could get a mk2 gti cheaply. but its sounds a bit to good to be true.
I think you need to be at least 25 years old to get classic insurance.
Start with a Polo or if funds allow a Lupo
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What's the budget for the car?
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OH ok did not know you had to be 25. And the budget is about up to 1500
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OH ok did not know you had to be 25. And the budget is about up to 1500
What about for insurance?
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The way insurance is going you'll be lucky to insure most stuff for less than £2000. Plenty of people I know are paying over £3000 for cars that two/three years ago cost under £2000 to insure. Friend of mine is paying £2400 for a bog standard 1.4 Mk3 golf, he's just passed this last week so.
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mental!!! I passed at 17 first car was a black 106 gti and payed £1100 for insurance. I did write it off in 5 weeks though :grin:
Then got a vts and it went down to 865 :grin:
Sometimes it's good to be old :lipsrsealed:
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the 1.3 mk2 is a group 7 insurance that should be cheap. although i only pay 600 quid a year for mk3 gti and im 25 and i dont have any no claims bonus as its out of date
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I had a 1.6 MK3 as a first at 18 and had it lowered.
Was pretty fun, although I'm sure some sort of 1.4 106 would have been far more fun, I liked the solidity of the Golf.
Plus the 1.6 lump made it much faster then all my mates cars, all but one with a Mk4 2l GTI but even then I was off at the lights quicker.
Then you look back and laugh at yourself comparing who has the quickest tortoise. :grin:
Was fun though and even though it's a heavy car, lift off oversteer was always an option. :cool:
EXPENSIVE first cars to run though. A 1.3 auto Micra = £1500 saving a year.
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Thanks for all the advice
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When asking about classic insurance a few people said they was like 20 odd and had classic insurance, but for you to get a gti is no chance lol! Just get a any old run around for a year, the cheapest to insure, thats what i done then at 18 got my self a 180bhp a3 tqs :laugh: Insurance being £1800. but now with the increases I doubt I'd be ablwe to insure my mk2 gti when it's done unless I get it done on a classic policy :sad:
Just get a tiny 1l in something small, nothing you'll get now will be fast anyway lol
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A Mini for the first year they are fun trust me :laugh:
Once you have a no claims bonus under your belt then consider a Golf
This reminds me when the cars involved was a XR2 or an Orion LX I hear you say :embarassed:
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Mk2 1.3 cL style an nippy too, I sold one to my mates now wife when she passed her test at 17 an she had it insured fc for £900
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Do I get bonus points saying a golf cart? (it seems to be the only thing that's affordable to young un's!)
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Ok if a golf is to much would a polo or lupo be cheap and fun I really do want a vw and then maybe euro look it
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Ok if a golf is to much would a polo or lupo be cheap and fun I really do want a vw and then maybe euro look it
If your modding it then your insurance will be absurd. Get yourself the cheapest run around you can find for a few years, build up some no claims, gain some experience and then start looking at modifying a better car :wink:
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No I meant some bbs replicas they would not put up my insurance would it
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That and maybe later on lowering it
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No I meant some bbs replicas they would not put up my insurance would it
Of course they would, it's a modification :rolleyes:
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Ok it looks like im going to be on steelys for a while. but I did find a polo coupe genisis 1.0 liter for 395 so that maybe good has anyone on here had one.
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Yep. They are awesome.
Mine's getting the AGU from the Mk4 at some point in the next few weeks too. :lipsrsealed:
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Get a cheap run around like a micra or KA, build up your NCB for 2/3 years (hopefully) then get something awesome.
I'd rather you write off one of them then a nice VW (even mk3 :wink: )
You may feel a bit of a twit, but they do the job and as soon as you hit 20/21 insurance will be dirt cheap for you with some NCB and a bit of experience behind you.
Then you can get something awesome and be able to leave everyone your own age in the dust!
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id say a set of ping golf clubs would be the safest for a 17 year old now days because most of them get on the road soon as they have past there test and think they can just go fast and act stupid on the road :angry:
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id say a set of ping golf clubs would be the safest for a 17 year old now days because most of them get on the road soon as they have past there test and think they can just go fast and act stupid on the road :angry:
Way to stereotype an entire generation
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To be honest you want to get something ridiculously sh!te first, like Daewoo Kalos, Aveo, Citroen C1, Kia Picanto etc. because lets face it, they are still going to be expensive. Rack up some no claims bonus and then when you are 21ish you will probably be able to afford something nice.
I have a Mk2 Golf 1.3 and im paying over £2000 and I turn 21 next month. Most expensive thing ive ever owned is my insurance premium, second to that is my 500 quid Golf :angry:
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Well im not going to drive like an idiot thats not me and I what to get my pass plus as well so that should help my driving.
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You don't have to drive like an idiot to crash.
Lack of experience and inability to judge the retardness of other road users would be a main cause, I'd say.
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Well im not going to drive like an idiot thats not me and I what to get my pass plus as well so that should help my driving.
nothing to do with driving like an idiot, i know people who drive like compleate dicks and i refuse to get in a car with them or drive in front or behind them if theres a few of us convoying somewere and they have never crashed, however i know people who drive sensibly who have crashed, i.e my dad rolled a car 7 times down a motorway and spent 2 nights in intensive care about 5 years ago, yet hes one of the most sensible drivers i know.
as said by mitching its other people and lack of experience leading to you geting in over your head that does the damage.
also ide look into the pass plus first, when i passed there was only about 10 companies that gave discount for pass pluss, all quoted me between 200-1k more than other companies, so ide of been paying for the pass pluss and wouldnt have even got any discount.
good luck with finding a car though
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This has probably been done a million times but I would like a golf and im not sure which one would be good for a first time driver. It has to be fun and cheap to insure. does any one know which one would be best.
Those two don't normally go together.
Small engined mk2 would probably be the most fun, as they weigh so little.
They are not fun with a small engine. Seem to be too heavy for the 1.3
I'd say to mk2/mk3 polos
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This has probably been done a million times but I would like a golf and im not sure which one would be good for a first time driver. It has to be fun and cheap to insure. does any one know which one would be best.
Those two don't normally go together.
Small engined mk2 would probably be the most fun, as they weigh so little.
They are not fun with a small engine. Seem to be too heavy for the 1.3
I'd say to mk2/mk3 polos
^^^^ This
although my first real car (after a very short stint with an MG Metro) was a MK1 golf 1.3.. had loads of fun in that, quite old for a first car now though so be prepared to have to look after it if you can a) find one and b) afford one...
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Found one if you're handy with a spanner! Put it back on the road. :cool:
http://www.ebay.co.uk/itm/volkswagen-golf-mk1-/320793557962?pt=Automobiles_UK&hash=item4ab0c93bca
and this one if you're not
http://www.ebay.co.uk/itm/VW-MK1-GOLF-1983-GOLD-MOT-AND-TAX-/280772132577?pt=Automobiles_UK&hash=item415f52bee1
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I like the gold golf but much money for me my limit is 1500 :smiley:
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I like the gold golf but much money for me my limit is 1500 :smiley:
Shame.... .keep looking if you fancy a MK1 as £1500 is an OK budget for a non GTI one
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Ok thanks for the help im thinking of a mk2 driver a friend had one and it lasted him 17 years and about 250000 miles with no problems.
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AHHHH! my god the cheapest quote I got was and wait for it £4500! Thats just mad. :shocked:
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By the time you are my age £4500 will be cheap for a 17 year old :lipsrsealed:
I paid £700 to insure my first car which was an Escort 1.1 it then dropped to its lowest at £300 two years ago on a 2.0 golf.
On the same car its now going up to £800 with no accidents or claims :shocked:
I think most teenagers will be on the bus or mums taxi well into their twenties soon, as insurance costs spiral ever skywards
Save up and buy a house, abouth the only thing worth buying these days.....
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Good point I think I may buy a bike the quote for a honda vfr400 was only 750 quid a year and its a lot more fast that makes no sense what so ever :undecided:
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I guess from the insurer's point of view you are most likely to break yourself on a bike, rather than any other vehicles.
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Cinquento, Ka or a Sihtroen Ax.
Do it and live with it.
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Hum this one could work. I found a cool golf mk4 1.4 with only group 4 insurance that should ok and its safe too.
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Hum this one could work. I found a cool golf mk4 1.4 with only group 4 insurance that should ok and its safe too.
That will most definitely not be fun :grin:
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Whats wrong with them has anyone here had one :huh:
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Whats wrong with them has anyone here had one :huh:
A few things quicker than a mk4 1.4:
Walking
Crawling
Snails
You get the idea...
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Whats wrong with them has anyone here had one :huh:
The mk4 is a lardy car and the 1.4 is a gutless engine. I've got a 1.8T which when in standard 150bhp form was fairly dull, also the standard handling is pretty woeful so I'd hate to feel a non-gti.
I'd have a Ford Ka for a bit of fun, cheap motoring. A nippy 1.3 engine, cheap tax & insurance, good on fuel and a hoot on backroads :wink:
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well its cheap and safe I guess its the only golf I can get cheaply :sad: So it looks like it this or a 106 i dont want ka because im over 6 foot and ive been in one and its way too small for my head
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If you want cheap insurance; get an estate. :lipsrsealed:
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Just thought, nobody has suggested any form of TDI, First TDI I had was a pug but was very insurance friendly, is that still the case?
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Well, mine is cheaper to insure than the equivalent BHP petrol model, has more torque AND it saves money on fuel.
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Well, mine is cheaper to insure than the equivalent BHP petrol model, has more torque AND it saves money on fuel.
Exactly
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Ok maybe a diesel but which one
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A Mk2 GTD would be fun... However, you'd look like a fücking boss rolling into the school car park in a slammed B3 Passat TDi estate.
(http://img.photobucket.com/albums/v11/V7_MAT/utf-8BSU1HMDA0MzItMjAwOTA5MTctMTg1N.jpg)
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A Mk2 GTD would be fun... However, you'd look like a fücking boss rolling into the school car park in a slammed B3 Passat TDi estate.
(http://img.photobucket.com/albums/v11/V7_MAT/utf-8BSU1HMDA0MzItMjAwOTA5MTctMTg1N.jpg)
mk2 GTD might be hard to find, the estate would be cool but a mk3 maybe easier to find...
Look for mk3 TDI's maybe?
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Wish i was 17 again and knew what i knew know. I'd so be rolling in a Mk1 ! :cool:
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Wish i was 17 again and knew what i knew know. I'd so be rolling in a Mk1 ! :cool:
hence my earlier suggestion was a 1.3 mk1 but then I bet the insurance on that won't be great these days.
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well its cheap and safe I guess its the only golf I can get cheaply :sad: So it looks like it this or a 106 i dont want ka because im over 6 foot and ive been in one and its way too small for my head
If you go for 106 check out small and close together the pedals are and you can drive it ,
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An estate would be cheaper to insure....
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hi, i'm just about to get a mk2 golf for my girlfriend who is 17, all other cars i looked at were over £2000 for her to insure, but a 1.3 mk2 golf is £816 and a mk2 golf gti is just shy of a grand, was going to give her my rover 623 as that was even less and that had around 170 bhp but at 285000 miles it blew it's head gasket. insurance doesn't make sense, i'm 23 a mk3 golf gti is £900 for me to insure a bmw 316 is £1100 or i could have a mk3 golf with a mk4 r32 lump dropped in with a turbo conversion for £700, my insurance is now dearer for me than when i was 17 for the same cars. whatever you do get make sure you put an older driver (35+) as a named driver and tell them they are the main driver, i save £435 by doing that, insurance is a rip off so i don't mind doing something like that to bring the price down, (i've never crashed or made a claim but lost my no claims bonus as an idiot crashed off the road 20 foot onto my property when i was out, they then drove off and to their credit notified their insurance company but as it was only a 1.1 fiesta worth nothing i told them not to worry about it, but because they had told my insurance company i lost my no claims) they can't invalidate your insurance either as it's your policy and they have no way of checking, just make sure that the person you put as a named driver lives at the same address. also a company called insure the box might be worth a look sometimes they are upto £1000 cheaper they put a tracker in your car and limit your miles to 6000 per year if you need more you can buy them and the cost is determined by the way you drive, also if you drive sensibly you can earn 100 extra miles per month for free. normally they give a better price through moneysupermarket though
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Sod that tracker thing! It would cost me about 1k per month! I dont drive at excessive speeds, but I sometimes accellerate hard as there are hills all over the place on the way to and from work. There are lights at the top and bottom of them too which makes it worse!
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Insurance is just crazy!
My girlfriend got quoted £870 Fully Comp for the year, 21, 3 years NCB!
Oh that was for a 2002 Civic Type R!! :evil:
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Thanks for all the help
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I think I may just buy a mini to start with and when ive got a couple of years no claim bonus under my belt get mk2 golf gti unless anyone can think of anything else.
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I think I may just buy a mini to start with and when ive got a couple of years no claim bonus under my belt get mk2 golf gti unless anyone can think of anything else.
(http://www.edwud.com/photos/silver_push_bike.jpg)
:lipsrsealed: :grin:
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I think I may just buy a mini to start with and when ive got a couple of years no claim bonus under my belt get mk2 golf gti unless anyone can think of anything else.
(http://www.edwud.com/photos/silver_push_bike.jpg)
:lipsrsealed: :grin:
Ha good one :grin:
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Minis are killer insurance at 17.
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Sod that tracker thing! It would cost me about 1k per month! I dont drive at excessive speeds, but I sometimes accellerate hard as there are hills all over the place on the way to and from work. There are lights at the top and bottom of them too which makes it worse!
i agree that it is s**t but anything that keeps the insurance down for a 17 year old helps, they tried to charge me for miles that my mates were driving as they can't tell who's driving, i politely told them where to go (well come to think of it, it wan't that polite) and cancelled my policy. other cheap cars for my girlfriend to insure are, ford escort xr3i, ford capri i can't remember if they are a 2.8i or 2.9i but it's one of those, a porsche 924 and a renault clio 1.4 rt auto around 1994 so whatever mk that is i think it's a mk2. although a scooter or motorbike upto 125cc is £80-£140 depending how much the bike is worth.
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Micra 1.3 (cheaper then the 1l) and 11 seconds to 60 which is nippy enough.
1.3 Ka, fun handling little car
106 1.1 or 1.4 nippy and fun.
306 1.9TD or 2.0 HDI is quick and CHEAP insurance!
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Micra 1.3 (cheaper then the 1l) and 11 seconds to 60 which is nippy enough.
1.3 Ka, fun handling little car
106 1.1 or 1.4 nippy and fun.
306 1.9TD or 2.0 HDI is quick and CHEAP insurance!
Few years ago I had a punt on a 405 1.9 TDI when funds were really poor. Car was ugly but top spec, cost nothing to buy, insure or run. Was pretty nippy, engine was cracking and was cosy inside. You could literally afford to throw it away if it let you down badly.
Eventually it did (gearbox and oil cooler. It did have 200k on the clocks).
Got more than half what I paid for it when I sold it on, it was back on the road the following week.
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Anyone tell me how a citreon saxo vtr is only group 7 insurance?
Whats going on?
My 21 year old golf, group 14 i think.
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WHAT! a saxo vtr is only group 7 thats low for car that fast. I dont know why golfs are so much more even for a 1.4 :shocked:
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Think it's to due with the part prices etc. You've just got know that you aint getting no decent or even half decent car till youve been driving a year, I was paying £1800 for a pug 306 1.6l following year was bombing around in a 1.8t. So as said get something crappy for a year.
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So how much does a cars insurance go down after a year then
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So how much does a cars insurance go down after a year then
Not a huge amount tbh, I found the biggest decrease in price was when I turned 21. Every little helps though :wink:
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Mine was loads difference mate, 1.8t (180bhp) at 18 and one year experience was the same as a pug 306 at 17. 110bhp increase not bad! one years no claim took of £50 though!
Put your mum or dad as named driver, without this my 1.8t would of been £3000. Just fake ya insurance quote as being driving a year and you'll see the difference.
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Think it's to due with the part prices etc. You've just got know that you aint getting no decent or even half decent car till youve been driving a year, I was paying £1800 for a pug 306 1.6l following year was bombing around in a 1.8t. So as said get something crappy for a year.
Speak for yourself, my first car was a GTI :laugh:
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Ok if a golf is to much would a polo or lupo be cheap and fun I really do want a vw and then maybe euro look it
What about a MK3 1.4 GL. MK3's are simple to modify, and look the part when slammed to the deck. Sure the 1.4 isn't going to break any landspeed records, but it's alright.
I've literally just been doing quotes for my missus who is a first time driver with no NCB.
I managed to get a quote for a MK3 1.4 GL for £1380 ish, and a Polo 1.3 for £1325 ish.
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ok a golf gl could be good but the insurance will still be high as im 17 year old male with no claims bonus. Anyway someone on my street is selling a fiesta with 36000 miles for £575 so looks like it will be cheap and then after a few years I can get a mk2 or 3 golf gti.
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Are vw vans cheap after looking around ive seen that most vw vans are cheap to insure does anyone know or have one. p.s. I dont really want a fiesta so plase help me find a cheap vw :cry:
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tbh that fiesta sounds pretty good, tho have good look at it first. Just drive it for a year to build up your ncb.
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Id certainly be opting for the earlier Polos in this situation.