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General => Insurance => Topic started by: pid on 08 May 2011, 00:27

Title: back doors smashed in.....
Post by: pid on 08 May 2011, 00:27
not like that  :grin:

was hit in the car (focus, daily) to day while waiting at a roundabout i was stationary waiting to turn left. i was indicating and had the handbrake on. enough force to pop the radio out dash! the car is a write off as the boot floor is all crumpled in and boot lid bent.

where do i stand with the insurance side of things?

thanks in advance

pid
Title: Re: back doors smashed in.....
Post by: Jack3559 on 08 May 2011, 00:32
Completely not at fault. Other driver's insurance should cover the whole cost.
Title: Re: back doors smashed in.....
Post by: bobotheclown on 08 May 2011, 11:17
yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.
Title: Re: back doors smashed in.....
Post by: pid on 08 May 2011, 12:00
thanks guys

um neck is okay'ish i went to the hospital to have my neck checked after the smash, as i couldn't look over my shoulder with out pain and they said muscle damage but its painful today. ill see the doctors on the base tomorrow as well.

reported to the insurance company (only took an hour :laugh:) as was said im not at fault and entitled to a hire car and all the legal bits and bobs so thats a win  :smiley:

anything i should watch out for like sneaky stuff from the insurance company???

thanks
Title: Re: back doors smashed in.....
Post by: Agreeable Slick on 08 May 2011, 18:17
yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.

And we wonder why insurance keeps on rising with comments like that.
Title: Re: back doors smashed in.....
Post by: pid on 08 May 2011, 18:58
im not the sort of person to go looking for compo i just have no experience with anything to do with crashing/claiming(for car) what to say to them and what not to that sort of stuff. :smiley:
Title: Re: back doors smashed in.....
Post by: dTEA on 08 May 2011, 22:49
yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.

And we wonder why insurance keeps on rising with comments like that.
Nope the reason insurance is going up is due to idiots rear ending people due to lack of care and attention.

Plus he's right, it isn't obvious always until 1-2 days later and can require Physio if serious enough...depends on the force of impact and person on receiving end.

(4 non fault accidents only 1 whiplash claim BTW)
Title: Re: back doors smashed in.....
Post by: MrBounce on 15 May 2011, 22:21
Main reason insurance's has gone up a lot recently is because stupid people can't drive in snow...  :rolleyes:
Title: Re: back doors smashed in.....
Post by: tony_ack on 20 May 2011, 00:18
yup, the stupid person who hit you is totally at fault for driving without due care and attention. how's your neck? is it sore? If so go to the doctors as soon as possible and get it recorded. It may help with future claims for injuries. Whiplash doesn't become apprant until a couple of days later.

And we wonder why insurance keeps on rising with comments like that.

Don't worry, the insurance company more than makes up for it with the pitiful write-off settlement offers.