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General => Insurance => Topic started by: Charge on 26 April 2010, 21:08

Title: NCB Question
Post by: Charge on 26 April 2010, 21:08: This might sound daft, but I just wanted clarification.

Does my NCB count for the whole FIRST YEAR under insurance, or the FIRST YEAR driving with a Full Licence with the Insurance Company.

The reason I ask is because I was insured, my policy, my car as a learner, and was wondering if that 4 month period counted towards my first years NCB

Thanks
Title: Re: NCB Question
Post by: luke on 27 April 2010, 02:08: think it'd be from driving license and insured..
Title: Re: NCB Question
Post by: Charge on 27 April 2010, 02:09: Well a provisional counts as a licence?
Title: Re: NCB Question
Post by: luke on 27 April 2010, 02:11: Quote from: Charge on 27 April 2010, 02:09
Well a provisional counts as a licence?

not a full uk license
Title: Re: NCB Question
Post by: Wayne on 27 April 2010, 08:52: You start earning ncb from the day your insurance starts, licence should make no difference.
Title: Re: NCB Question
Post by: DannyOOOOO on 29 April 2010, 11:14: Quote from: Wayne on 27 April 2010, 08:52
You start earning ncb from the day your insurance starts, licence should make no difference.
correct

you build up NCB from the date you take insurance whether its on a provisional or full uk

Danny

HIC
Title: Re: NCB Question
Post by: JC on 29 April 2010, 11:17: aye, my daughter insured her car from the day she bought it, then failed her test 4 times.

by the time she finally passed she had had insurnace for 11 months so after a month of a full licence she had a years NCB :cool:
Title: Re: NCB Question
Post by: luke on 29 April 2010, 11:25: Quote from: Chuff on 29 April 2010, 11:17
aye, my daughter insured her car from the day she bought it, then failed her test 4 times.

by the time she finally passed she had had insurnace for 11 months so after a month of a full licence she had a years NCB :cool:
4 times!
Title: Re: NCB Question
Post by: JC on 29 April 2010, 11:27: yep, thing 12 years of being a passenger with me might not have helped :grin: :laugh:
Title: Re: NCB Question
Post by: Deano2711 on 29 April 2010, 11:51: Quote from: Chuff on 29 April 2010, 11:27
yep, thing 12 years of being a passenger with me might not have helped :grin: :laugh:

Chuff....did not think you were old enough to have a daughter who could drive Buddy :grin: :grin:
Title: Re: NCB Question
Post by: Charge on 29 April 2010, 13:08: Quote from: Chuff on 29 April 2010, 11:17
aye, my daughter insured her car from the day she bought it, then failed her test 4 times.

by the time she finally passed she had had insurnace for 11 months so after a month of a full licence she had a years NCB :cool:

So general consensus says it includes learning. But what company was that with? I wonder if its different.
Title: Re: NCB Question
Post by: DannyOOOOO on 01 May 2010, 09:05: i believe it is across the board mate, i don't know of any companies that do it differently

Danny

HIC
Title: Re: NCB Question
Post by: Charge on 01 May 2010, 12:38: Ok thanks, I need to switch insurance companies so hopefully they will carry all of my previous time driving over.