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Model specific boards => Golf mk3 => Topic started by: dan iow on 21 February 2010, 19:31

Title: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 21 February 2010, 19:31
hi im dan and i have a mk3 golf driver  1.8 8v ABS engine code with 4 stud hubs  . and i have bought a L reg vr6 to do a vr6 conversion to my golf . there are a few things i am unsure of , i want to keep 4 stud wheel bolts as i want to keep my 4 stud wheels but i dont know if the vr6 engine will bolt onto my 1.8 8v gearbox . if not , when i put the vr6 box in , will my 4 stud shafts fit the vr6 gearbox .

also will the vr6 caliper carriers and calipers bolt to my golfs original hub and then use the g60 discs ?

and what do i do with the wiring , do i just use all of the vr6 engine loom and ecu and will it all just unplug and plug in .

and the vr6 donor car has quad lights , how do i confirm that they are hella quad lights , where abouts would the markings be .

all advice will be appreciated , thankyou dan  :)
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 21 February 2010, 19:33
Needs to be a VR6 gearbox.

http://www.golfgtiforum.co.uk/index.php?topic=124485.0
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 21 February 2010, 19:38
The lights, if genuine hella, will have..

A hella stamp on all 4 lenses
A hella stamp on both outer covers, between the two lights, towards the bottom
A hella sticker on the backings
Hella stamps on the rubber covers that go over the part where the bulbs are

Basically, you'd know if they weren't Hella.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: rubjonny on 22 February 2010, 09:58
as above need to use VR box, but it will bolt up to your old driveshafts and running gear just fine.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 22 February 2010, 20:57
excellent , thanks guys . cant wait to get the vr engine in . also does putting a corrado throttle body on a golf vr engine make much difference ?
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 22 February 2010, 21:00
Could I ask before someone else why do you want to put the VR in.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: AudiA8Quattro on 22 February 2010, 21:10
excellent , thanks guys . cant wait to get the vr engine in . also does putting a corrado throttle body on a golf vr engine make much difference ?

Corrado throttle body and upper inlet manifold is what to go for.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 22 February 2010, 21:15
i want to put the vr engine in because the 1.8 8valve is a bit tired and i have had it for a year now and its a bit slow . and the vr6 induction noise is immense . and the vr donor car is cheap
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 22 February 2010, 21:45
Im doing the same conversion in my golf 16v, doing it for the noise, best thing is to drop both sub-frames then change the hubs.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 22 February 2010, 21:51
as mines a driver its 4 stud which is a pain because i want to keep 4 stud as i have bought deep dish wheels now and want to keep them  :sad:

plus the vr gearbox syncro has gone in 2nd . so i was hoping to do it on a major budget and use my original 'driver' gearbox . but i dont think that will work , but i have been tolf that the vr6 shafts bolt to the vr6 flange ? . and i will use the front brake set up but with 280mm 4stud discs off a g60
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 22 February 2010, 22:10
as mines a driver its 4 stud which is a pain because i want to keep 4 stud as i have bought deep dish wheels now and want to keep them  :sad:

plus the vr gearbox syncro has gone in 2nd . so i was hoping to do it on a major budget and use my original 'driver' gearbox . but i dont think that will work , but i have been tolf that the vr6 shafts bolt to the vr6 flange ? . and i will use the front brake set up but with 280mm 4stud discs off a g60

You will need the VR6 bok plus convert you car to hydraulic clutch.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 22 February 2010, 22:14
i can just use the vr6 donor cars pedal box and piping etc , il just need to find a gearbox for it  :smiley:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 22 February 2010, 22:51
i can just use the vr6 donor cars pedal box and piping etc , il just need to find a gearbox for it  :smiley:

Yes will be fine, have you checked the insurance btw.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 22 February 2010, 23:08
im not going to be telling my insurance about my swap

you can proberly get a gearbox on ebay for £50.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 22 February 2010, 23:14
im not going to be telling my insurance about my swap

you can proberly get a gearbox on ebay for £50.

 :shocked: you might aswell cancel your policy then for what good it will be.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 22 February 2010, 23:25
im not going to be telling my insurance about my swap

you can proberly get a gearbox on ebay for £50.

 :shocked: you might aswell cancel your policy then for what good it will be.

The only reason i have an insurance policy is so i dont get trouble from the police, the cover i dont care about, plus i have a milltek exhaust so my insurance is void anyway, also i gt standard alloy wheels that arnt declared so they wont payout anyway. Just dont see the point in declaring the vr + im only third party.

Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 22 February 2010, 23:47
im not going to be telling my insurance about my swap

you can proberly get a gearbox on ebay for £50.

 :shocked: you might aswell cancel your policy then for what good it will be.

The only reason i have an insurance policy is so i dont get trouble from the police, the cover i dont care about, plus i have a milltek exhaust so my insurance is void anyway, also i gt standard alloy wheels that arnt declared so they wont payout anyway. Just dont see the point in declaring the vr + im only third party.



So what happens if you hit someone then.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 22 February 2010, 23:55
Sweet, so you won't mind if I report you to the police for driving an uninsured motor vehicle on a public highway?!

At least I can honestly say my car is insured. I listed every single mod on paper and sent it to the insurance company.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 22 February 2010, 23:57
Sweet, so you won't mind if I report you to the police for driving an uninsured motor vehicle on a public highway?!

At least I can honestly say my car is insured. I listed every single mod on paper and sent it to the insurance company.

+1 I have always done the same.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 23 February 2010, 00:46
im not going to be telling my insurance about my swap

you can proberly get a gearbox on ebay for £50.

 :shocked: you might aswell cancel your policy then for what good it will be.

The only reason i have an insurance policy is so i dont get trouble from the police, the cover i dont care about, plus i have a milltek exhaust so my insurance is void anyway, also i gt standard alloy wheels that arnt declared so they wont payout anyway. Just dont see the point in declaring the vr + im only third party.



Shot your self in the foot here mate. Have a crash and your insurance is cancelled, loose your licence. Your choice but your being a twit. People like you put our honest peoples insurance up.

God forbid I get hit by a uninsured driver (yes thats you Cable). I will make sure I collect the excess from the 3rd party :)
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: kells on 23 February 2010, 08:56
sheer lunacy........ even more so letting the world know on the tinternet  :shocked:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: tonysmallwood on 23 February 2010, 12:30
not telling your insurance about something like that is stupid im not being funny if i got hit and then found out the person was not coved because of a mod htat he had not told them about  i would be round there house moding there face
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cooper_si on 23 February 2010, 12:34
i cant believe i just read that !  :huh:

Some people are just shocking, and dont deserve a VR6 conversion, let alone a CAR in the first place.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: robz on 23 February 2010, 13:06
seriously ... ?
your not just winding us up?
so what happens when you kill someone hey?
or when you bump someone's car
you just f**k off do ya?
don't deserve what you've got if so
egit!
thanks for making my insurance so ridiculous!
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 23 February 2010, 13:45
My dad got hit by an uninsured tw@t in a Mitsubishi Shogun. My dad was stationary (red traffic light) and the police said the Shogun must have been travelling at 30mph.

(http://i199.photobucket.com/albums/aa29/GCL731Y/Dads%20Old%20Mk3/S7000404.jpg)

(http://i199.photobucket.com/albums/aa29/GCL731Y/Dads%20Old%20Mk3/S700405.jpg)
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: kells on 23 February 2010, 15:58
Ouch!!

but its took it well, if that was a french car it would have been alot worse
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cooper_si on 23 February 2010, 16:19
I just thought....wouldnt you get sussed out at MOT time that its suddenly changed into a VR6 ?? Obv you could get round this with a friendly MOT geezer....but still....
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 23 February 2010, 16:51
Ouch!!

but its took it well, if that was a french car it would have been alot worse

Indeed.

So now there's nothing I hate more than stupid pointless 4x4's in a town where they aren't needed!!!! AND uninsured drivers!!!!
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: kells on 23 February 2010, 17:07
yep, i have been hit by a un insured driver, had to go through the MIB, took ages but eventually got the pay out
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 23 February 2010, 17:35
forget that mate , i wouldnt ever do my conversion without insuring it , thats just awful . i got a quote of 2200 from adrian flux with evrything declared which isnt bad as im 20 with 0 no claims  . and now im giving up on the idea lol il just wait til im older .
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 23 February 2010, 17:38
forget that mate , i wouldnt ever do my conversion without insuring it , thats just awful . i got a quote of 2200 from adrian flux with evrything declared which isnt bad as im 20 with 0 no claims  . and now im giving up on the idea lol il just wait til im older .

I'm 19 with a years no claims and Bell wanted £1200 to insure my VR6 Highline
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 23 February 2010, 17:41
thats good price . but where im putting the engine in the driver . its classed as a modification . so its just silly money insurance . and i only pay 390 added to my mums policy lol . so il just stick with the 8v for now  :undecided:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 23 February 2010, 18:25
On your mums policy? Is she insuring the car with you as a named driver? I'm confused
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: robz on 23 February 2010, 18:30
oh dear, fronting aswell....
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 23 February 2010, 18:35
oh dear, fronting aswell....

My thoughts also

Which technically means he's uninsured too lmao
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: robz on 23 February 2010, 18:38
shame this cant be sent to his insurance, sorry, mums insurance company, lol

still think your a jammy git insuring yours for so cheap, i pay about 760 i think with the older gf as NAMED driver, lol
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 23 February 2010, 21:00
oh dear, fronting aswell....

My thoughts also

Which technically means he's uninsured too lmao

Just thinking the same.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cooper_si on 23 February 2010, 21:01
oh dear, fronting aswell....

My thoughts also

Which technically means he's uninsured too lmao

Just thinking the same.

i wonder if he will come back on haha
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 24 February 2010, 20:29
no not really just means my mums the main driver .
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6-Joe on 24 February 2010, 21:25
no not really just means my mums the main driver .

Fronting then :grin:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Matty-MK3 on 24 February 2010, 21:36
Which means you're not insured then......
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 24 February 2010, 21:50
Which means you're not insured then......

Spot on.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: robz on 24 February 2010, 21:55
google fronting....
think ya might find.... lol
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: AudiA8Quattro on 24 February 2010, 21:57
lol  :grin:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 24 February 2010, 23:08
So what it makes me more likely to crash whether my insurance is valid or not?

Does a person that doesnt declare there mods more dangerous than a person that does?

I dont deserve to have a car or a vr6 because i dont declare it to my insurance company?

Insured or not if you kill someone you kill someone and insurance companys cant bring anyone back from death.

MOT testers dont take any engine numbers down etc, they check if the car is safe for road use.

People like me increase your premiums? How i would like to know?

Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: zdebx on 24 February 2010, 23:09
google fronting....
think ya might find.... lol


http://www.insuringit.co.uk/all-about-fronting-and-car-insurance-claims.html
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Matty-MK3 on 24 February 2010, 23:10
So what it makes me more likely to crash whether my insurance is valid or not?

Does a person that doesnt declare there mods more dangerous than a person that does?

I dont deserve to have a car or a vr6 because i dont declare it to my insurance company?

Insured or not if you kill someone you kill someone and insurance companys cant bring anyone back from death.

MOT testers dont take any engine numbers down etc, they check if the car is safe for road use.

People like me increase your premiums? How i would like to know?



It makes you a thingy. :)

You hit someone, insurance laughs at you and then you're f**ked. Some companies pay out for the third party then come after you for the cash. You increase premiums as if/when you crash insurance companies loose money, so they retrieve it by whacking up prices.

Don't give me the "I won't crash" bollocks, 'cause thinking that, you most likely will. You injure someone that needs a costly operation to fix, you've got no insurance, they could be ruined for the rest of their lives, making you well and truly a c-hunt.

Why the f**k someone would front/not declare things is above me, can't afford insurance, can't drive. End of.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: robz on 25 February 2010, 07:25
thank you Matty
because quite obviously you are daft. and with an attitude like that, then yes you prob will crash!
one day you might understand how daft you are being, maybe when you have to deal with an un insured driver who just went up your Arse
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6_Wherry on 25 February 2010, 12:44
Tell me how you would feel if an uninsured driver smashed up your car? and injured you pretty badly? Who's going to pay for it? No insurance company is going to pay out. What happens if you crash into the wrong type of person...I'm pretty sure they'll leave you in a wheel chair for the rest of your life! What you going to do then? Put a VR6 engine in that?

So what it makes me more likely to crash whether my insurance is valid or not? No but doesn't mean you wont!

Does a person that doesnt declare there mods more dangerous than a person that does? No but then it refers to the above!

I dont deserve to have a car or a vr6 because i dont declare it to my insurance company? No, because the LAW is you HAVE to be insured to drive a car. No insurance No car!

Insured or not if you kill someone you kill someone and insurance companys cant bring anyone back from death. No but they can deal with it lawfully and pay out the money that would be required to help out the family! Would you?...If you can't afford the extra insurance i doubt you could afford someones funeral!

MOT testers dont take any engine numbers down etc, they check if the car is safe for road use. ...

People like me increase your premiums? How i would like to know? Because of not declaring modification puts a bad name on certain ages and vehicle types!
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 25 February 2010, 16:14
Tell me how you would feel if an uninsured driver smashed up your car? and injured you pretty badly? Who's going to pay for it? No insurance company is going to pay out. What happens if you crash into the wrong type of person...I'm pretty sure they'll leave you in a wheel chair for the rest of your life! What you going to do then? Put a VR6 engine in that?

So what it makes me more likely to crash whether my insurance is valid or not? No but doesn't mean you wont!

Does a person that doesnt declare there mods more dangerous than a person that does? No but then it refers to the above!

I dont deserve to have a car or a vr6 because i dont declare it to my insurance company? No, because the LAW is you HAVE to be insured to drive a car. No insurance No car!

Insured or not if you kill someone you kill someone and insurance companys cant bring anyone back from death. No but they can deal with it lawfully and pay out the money that would be required to help out the family! Would you?...If you can't afford the extra insurance i doubt you could afford someones funeral!


MOT testers dont take any engine numbers down etc, they check if the car is safe for road use. ...

People like me increase your premiums? How i would like to know? Because of not declaring modification puts a bad name on certain ages and vehicle types!

Please explain some more, insurance companys loose out on there money when they done pay out? no i think they gain money.

to me there is just too much to pay on things that dont give an affect, such as road tax, £180, and my car has been damaged twice from potholes and the roads are sh!t, if my insurance decided not to pay out after the grands i have given them then it would mean i have to go into my own pocket.

What do you mean with that attitude i am more likely to crash?

Also this is proberly the wrong post for this conversation.

Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: VR6_Wherry on 25 February 2010, 16:37
Tell me how you would feel if an uninsured driver smashed up your car? and injured you pretty badly? Who's going to pay for it? No insurance company is going to pay out. What happens if you crash into the wrong type of person...I'm pretty sure they'll leave you in a wheel chair for the rest of your life! What you going to do then? Put a VR6 engine in that?

So what it makes me more likely to crash whether my insurance is valid or not? No but doesn't mean you wont!

Does a person that doesnt declare there mods more dangerous than a person that does? No but then it refers to the above!

I dont deserve to have a car or a vr6 because i dont declare it to my insurance company? No, because the LAW is you HAVE to be insured to drive a car. No insurance No car!

Insured or not if you kill someone you kill someone and insurance companys cant bring anyone back from death. No but they can deal with it lawfully and pay out the money that would be required to help out the family! Would you?...If you can't afford the extra insurance i doubt you could afford someones funeral!


MOT testers dont take any engine numbers down etc, they check if the car is safe for road use. ...

People like me increase your premiums? How i would like to know? Because of not declaring modification puts a bad name on certain ages and vehicle types!

Please explain some more, insurance companys loose out on there money when they done pay out? no i think they gain money.

to me there is just too much to pay on things that dont give an affect, such as road tax, £180, and my car has been damaged twice from potholes and the roads are sh!t, if my insurance decided not to pay out after the grands i have given them then it would mean i have to go into my own pocket.

What do you mean with that attitude i am more likely to crash?

Also this is proberly the wrong post for this conversation.



I think your completely missing the point here! The idea of insurance companies are to benefit road users who are US! That makes no sense "if my insurance decided not to pay out after the grands i have given them then it would mean i have to go into my own pocket." So what theres a small chance they might not pay out. You think that not declaring and gettin a 100% chance that they won't pay out is better?!!

Yeah finally you are right this isn't really the place to post it! Shall we post it in Off Topic and see what other reactions you get?

dan iow - good luck with your conversion and sorry for the Hijack!
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 25 February 2010, 17:20
Yh sorry for the hijack, i dont think ill be posting about this again as people are way to plugged into the system, money etc.......           (WAKE UP)
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Matty-MK3 on 25 February 2010, 17:32
Yh sorry for the hijack, i dont think ill be posting about this again as people are way to plugged into the system, money etc.......           (WAKE UP)

thingy.

Dan, good luck, and post up loads of pics!
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: axewielder on 25 February 2010, 17:39
fair enough cable it is a sh!t system, well all agree on that, but its so sh!t that normal people like us get screwed by uninsured drivers, the insurance just uses it as an excuse to get you to pay more. Dont be a dick and mess it up for other ppl, hate the game not the player lol
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Mikester on 25 February 2010, 17:52
If you dont declare things, you are just as uninsured as the people who dont have policies. But you would also be committing fraud for falsely obtaining the insurance. So you would get in a lot more trouble than being reported for having no insurance.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 25 February 2010, 17:58
Cable do your self a favor and don't try and defend yourself you have no grounds to. What your doing is illegal.

You may thing it is good for you but it has HUGE consequences on the person you hit. Up to you if you want to be a d1ck but just don't post it on a PUBLIC forum. You might as well not have insurance and with that attitude.

My mother has been hit and nearly killed by a driver like you. I know how hard it is to get the money back, so sorry if I get a little sh!tty with you in the future.

n0b
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: dan iow on 25 February 2010, 18:25
you say im fronting my insurance , but thats only if im lying about my mum driving my car though . i walk to work , and i use the car probably 5 times a month at weekends as i live on the isle of wight and to go to shows so i barely use the car . my mum drives it more than i do she uses it to go shopping etc and uses it in the week . shes more than welcome to use the car , for helping me get a cheaper insurance policy .

and i dont mind you using my topic to argue as its all good information to know .
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 25 February 2010, 18:36
you say im fronting my insurance , but thats only if im lying about my mum driving my car though . i walk to work , and i use the car probably 5 times a month at weekends as i live on the isle of wight and to go to shows so i barely use the car . my mum drives it more than i do she uses it to go shopping etc and uses it in the week . shes more than welcome to use the car , for helping me get a cheaper insurance policy .

and i dont mind you using my topic to argue as its all good information to know .

Not guilty
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 25 February 2010, 18:39
Drivers like me? how can you judge the way that i drive when u dont actually know me? or havent seen me drive... or do you mean because i havent declared my wheels? sorry to hear about your mum, but was the driver uninsured and ran, or didnt declare his mods? no reason to get sh!tty with me it not like i did it...

How does an insurance company prove that you are 'fronting'?

Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 25 February 2010, 18:48
Drivers like me? how can you judge the way that i drive when u dont actually know me? or havent seen me drive... or do you mean because i havent declared my wheels? sorry to hear about your mum, but was the driver uninsured and ran, or didnt declare his mods? no reason to get sh!tty with me it not like i did it...

How does an insurance company prove that you are 'fronting'?



Drivers like you, drivers who think insurance is an optional and lies to keep the price down. Nothing on your driving. As long as you don't hit me then thats fine by me.

The guy declared the car standard and it was far from it. His insurance company seen away of getting out of the huge payout and guess what they did. Fantastic for the 3rd party can't you tell.

They can't tell as such, they do try and combat it. The recently hiked their prices up for a young named driver because of it.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 25 February 2010, 18:58
So wouldnt your insurance company pay out? if not, you mum pays all this money for her insurance any the company has just ripped her off (my point exactly), i no how it feels i have had a driver hit my car and drive off when my car was parked, and i pay over £1000 on my insurance, i just think the system is sh!t because one again i have to pay out of my own pocket.

Insurance companys are corrupt and i would prefer not to be funding anthing corrupt.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 25 February 2010, 19:07
So wouldnt your insurance company pay out? if not, you mum pays all this money for her insurance any the company has just ripped her off (my point exactly), i no how it feels i have had a driver hit my car and drive off when my car was parked, and i pay over £1000 on my insurance, i just think the system is sh!t because one again i have to pay out of my own pocket.

Insurance companys are corrupt and i would prefer not to be funding anthing corrupt.

No the other drivers company wouldn't pay out thus leaving us to recover the money from the Motor Insurance Bureau and that took time. The guy was locked up and banned for a few years for not having insurance (they canceled his policy) and death by dangerous driving (his passenger). Just to give you a reality check; if it's a big crash and you are to blame and your insurance comes back cancled due to the conversion you could get time inside.

Any hole and they will try to get out of paying out, and an engine conversion is a f**king big hole for them. You complain that insurance companies are corrupt but your no better than them.

Also the reason its people like you that put my premiums up is insurance companies have to pay into to the MIB (The company who pays out for uninsured drivers) and if there is increased pay outs from the MIB then our premiums go up.

 

Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Mikester on 25 February 2010, 19:17
Law is you must have insurance.

Insurance will cover you if you tell them the truth.

Law is that you must tell them the truth.

If you dont tell them the truth, they wont cover you and you cant blame them really as you are breaking your half of the deal by lying to them.

Simple way to get out of this. Dont drive that car if you cant afford it.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 25 February 2010, 20:01
Ok, so what about the people that crash and are fully insured? (both parties). That doesn't put claims up?

people crash everyday, that is actually what puts our quotes up and when people claim for whiplash and claim grands for herting there little finger.

I no its the law but laws are getting closer and closer, and if you look at society today we are all trapped by the 'government' and a system that only benifits the rich, like i said this conversation is not for this forum as people on here are really plugged to the system.....
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 25 February 2010, 20:07
Ok, so what about the people that crash and are fully insured? (both parties). That doesn't put claims up?

people crash everyday, that is actually what puts our quotes up and when people claim for whiplash and claim grands for herting there little finger.

I no its the law but laws are getting closer and closer, and if you look at society today we are all trapped by the 'government' and a system that only benifits the rich, like i said this conversation is not for this forum as people on here are really plugged to the system.....

But people like you will put them up ALOT more as there is more variables to consider with an uninsured driver.

Stop trying to argue your point true you won't win anyone over. That's probably not what you are trying to do but your trying convince yourself. You have dug your grave, now lay in it.

I can happily say ALL my mods are declared.

 
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: robz on 25 February 2010, 21:07
to be honest i dont wanna argue with peeps on here, i just want you to see sense...

yes things are sh!t for people who dont have money, yes you/we may think they are corrupt, but its life buddy!!

i worked out how much money id spent on rent the other day, nearly jumped out the window, but its something we all have to pay!!

road tax could be spent better but have ya seen how much it costs to re surface a road??

insurance is something we all have to do... and if you modify a car then accept that when you do it, you need to consider it in your budget when ya tell em!!

and lets be fair, dropping a vr in then saying that you arent paying higher insurance is taking the piss a little... especially when ya consider fuelling it, lol.

i agree on the false injury claiming, i think that it should be moderated better in future, but greedy people keep doing it.
as adam says, insurance companies have to shed out millions to the mib to cover lost revenue through uninsured drivers!

maybe a bit more of a broad mind would help you two in the future instead of taking on a "its so unfair" attitude.

peace out :D
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Matty-MK3 on 25 February 2010, 23:22
Ok, so what about the people that crash and are fully insured? (both parties). That doesn't put claims up?

people crash everyday, that is actually what puts our quotes up and when people claim for whiplash and claim grands for herting there little finger.

I no its the law but laws are getting closer and closer, and if you look at society today we are all trapped by the 'government' and a system that only benifits the rich, like i said this conversation is not for this forum as people on here are really plugged to the system.....

Why the f**k do you pay your insurance then? What's the point? Just so you don't get pulled?

If your wheels aren't declared, you ain't covered.

You're the idiot in this scenario, you're paying them for nothing.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Matty-MK3 on 25 February 2010, 23:23
Simple way to get out of this. Dont drive that car if you cant afford it.

Ain't that the truth.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: AudiA8Quattro on 26 February 2010, 00:00
I'm a bit confused by this fronting business.
You'll have to excuse me its been a very long day, just got in from work  :sick:
So, does this mean that you can't have named drivers on one's insurance policy anymore?
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 26 February 2010, 00:17
I'm a bit confused by this fronting business.
You'll have to excuse me its been a very long day, just got in from work  :sick:
So, does this mean that you can't have named drivers on one's insurance policy anymore?

Not really, fronting is buying a car, letting mum or dad insure it but then add you as a named driver, miles cheaper but illegal as your not named as the main driver.

Hope this makes sense.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: AudiA8Quattro on 26 February 2010, 00:19
Ok i see. I didn't think that was illegal?
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 26 February 2010, 00:21
Ok i see. I didn't think that was illegal?

I guess it is still a grey area but they are clamping down on it.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: AudiA8Quattro on 26 February 2010, 00:24
I don't need to go on anyone else's policy, i am the old f**k*r  :laugh:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: tonysmallwood on 26 February 2010, 13:28
same we cant get this fool off the road just hope he never crashs in to me that is all im going to say
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 26 February 2010, 19:42
LOL im always the fool, what about if someone as foolish as you crashes into me, but i guess thats ok because the insurance company will pay....... but then i guess im more likely for it to be my fault because of my 'attitude'.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: stainesy on 26 February 2010, 20:26
mate you realy shot yourself in the foot telling everybody on here.
if you are foolish enough to do something like that you realy should have kept it to yourself dude.

i dont agree with what you are doing but i dont judge anybody but mate keep that sh!t on the low down yeah.

i no alot of lets say non law abiding people and the first rule of breaking the law is never say a word about it let alone to hundreds of people. :rolleyes:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 26 February 2010, 22:07
mate you realy shot yourself in the foot telling everybody on here.
if you are foolish enough to do something like that you realy should have kept it to yourself dude.

i dont agree with what you are doing but i dont judge anybody but mate keep that sh!t on the low down yeah.

i no alot of lets say non law abiding people and the first rule of breaking the law is never say a word about it let alone to hundreds of people. :rolleyes:

at the moment my car is fully insured, so nothing to worry about from my side, just annoyed at how people think ill be driving dangerously etc and making assumptions, i understand it isnt the best idea because anything can happen, also, i dont drive fast enough mainly traffic around my area, to even cause expensive damage, and surely i would be more carefull to avoid such situations. 
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 26 February 2010, 23:56
No one had judged your driving. If you drive slow why do you want a VR6 then?  :huh:

mate you realy shot yourself in the foot telling everybody on here.
if you are foolish enough to do something like that you realy should have kept it to yourself dude.

i dont agree with what you are doing but i dont judge anybody but mate keep that sh!t on the low down yeah.

i no alot of lets say non law abiding people and the first rule of breaking the law is never say a word about it let alone to hundreds of people. :rolleyes:

at the moment my car is fully insured, so nothing to worry about from my side, just annoyed at how people think ill be driving dangerously etc and making assumptions, i understand it isnt the best idea because anything can happen, also, i dont drive fast enough mainly traffic around my area, to even cause expensive damage, and surely i would be more carefull to avoid such situations. 

At the moment your car is fully insured?! Are you sure, seam to remember this-

The only reason i have an insurance policy is so i dont get trouble from the police, the cover i dont care about, plus i have a milltek exhaust so my insurance is void anyway, also i gt standard alloy wheels that arnt declared so they wont payout anyway. Just dont see the point in declaring the vr + im only third party.

No?
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 27 February 2010, 01:12
its a mild mod, the insurance company will still pay the third party.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: christomk3gti on 27 February 2010, 01:24
If it isnt as it came from the factory, then its not standard.

So it needs declaring.

Air Box mods, exhaust, wheels, spoilers..... all have to be declared... Correct??
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Cable on 27 February 2010, 01:32
i heard u have to declare your factory  wheels, does any 1 know if thats true?
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: christomk3gti on 27 February 2010, 01:34
Why would you need to??? When they can look up and find that when it left the factory it had (longbeach rims on) for eg....

Where as if you change them to say BBS.... then you need to declare it.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Adam on 27 February 2010, 15:58
If your car is the same spec as it rolled out of the factory, it is standard.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Matty-MK3 on 27 February 2010, 16:50
its a mild mod, the insurance company will still pay the third party.

Then come after you for money.

Karma will get you. So, what happens if someone else is coming along fast, rear ends you and writes off your car, what happens then? You won't get payed.

Not fast enough MY ARSE. You hit a Bentley (and there are a few around) for whatever reason, crack a rear light or a head light or crack a bumper, you  know how expensive they are?

Giving reasons about why you don't need to be insured because you're careful is simply horse sh!t.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 27 February 2010, 22:13
If it isnt as it came from the factory, then its not standard.

So it needs declaring.

Air Box mods, exhaust, wheels, spoilers..... all have to be declared... Correct??


Yep
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: christomk3gti on 28 February 2010, 00:18
Thought so.
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: pricer on 24 July 2011, 15:46
this topic makes me laugh so no one on this site was youbg once who claims there stereo system in there car its classed as a mod get a grip of ureself i fort these forums was about friends and advice wen all your doin is picking on us youngsters for havin ago a cheap modifying heres one when you have a seventeen year old son or daughter an they decide to get a 1 litre polo n they start modifyin it let see who turns to be a hypocrite  :grin:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Wayne on 24 July 2011, 16:17
this topic makes me laugh so no one on this site was youbg once who claims there stereo system in there car its classed as a mod get a grip of ureself i fort these forums was about friends and advice wen all your doin is picking on us youngsters for havin ago a cheap modifying heres one when you have a seventeen year old son or daughter an they decide to get a 1 litre polo n they start modifyin it let see who turns to be a hypocrite  :grin:

And the point of you post is  :undecided:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: trog_nfs on 24 July 2011, 16:25
this topic makes me laugh so no one on this site was youbg once who claims there stereo system in there car its classed as a mod get a grip of ureself i fort these forums was about friends and advice wen all your doin is picking on us youngsters for havin ago a cheap modifying heres one when you have a seventeen year old son or daughter an they decide to get a 1 litre polo n they start modifyin it let see who turns to be a hypocrite  :grin:

your response is so full of fail it hurts
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: robz on 24 July 2011, 19:16
Hahahahahahahahahha
Did you not learn what punctuation was at school? :D
The fact is yes we all were young. But i for one paid 2400 quid to make sure I was legal! So go and think about the sh!t you just wrote!
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: nightroamer on 24 July 2011, 20:31
im not going to be telling my insurance about my swap

you can proberly get a gearbox on ebay for £50.

 :shocked: you might aswell cancel your policy then for what good it will be.

The only reason i have an insurance policy is so i dont get trouble from the police, the cover i dont care about, plus i have a milltek exhaust so my insurance is void anyway, also i gt standard alloy wheels that arnt declared so they wont payout anyway. Just dont see the point in declaring the vr + im only third party.



Jesus, what a pleb...
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: Bellend on 24 July 2011, 23:39
Holy thread resurection.  :rolleyes:

All the fronting has cost me A LOT on insurance. My mum drives my car far more then I do but I have to be the policy holder due to all the fronters, the main risk is now the main driver.

Even though yes this is fronting in reverse but because they get more money they don't care. :rolleyes: As I nastilly explained the the twit from my insurance on the phone.

I pay another £480 because it's lowered, has an exhaust and body modifications.

I don't appreciate wayne kerrs like the thread OP not doing it.

Infact might see my car stock height soon to save a big whack of cash.  :cry:
Title: Re: MK3 golf driver , vr6 conversion advice . and hella quad advice needed
Post by: mani12354 on 26 July 2011, 15:33
forget that mate , i wouldnt ever do my conversion without insuring it , thats just awful . i got a quote of 2200 from adrian flux with evrything declared which isnt bad as im 20 with 0 no claims  . and now im giving up on the idea lol il just wait til im older .

I'm 19 with a years no claims and Bell wanted £1200 to insure my VR6 Highline

what how??? im 22 driving for 4 years 2 years no claims or accidents mine like 2500