GolfGTIforum.co.uk
General => Insurance => Topic started by: wil0 on 27 April 2009, 03:59
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Im down at uni in plymouth, and live in hertfordshire... basically cant really afford to drive back and forwards to uni in my golf. my mates all have crappy cars that do really high mpg, and say i can drive theirs back and forward to home if i can get insured on it. (half the price in petrol!)
Il be 21 when i come to renew... are there any insurers that actually allow you to drive other cars 3rd party when your 21?
i know most places its 25...
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Not when your a student unfortunately...
Annoying as hell i can assure you!
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Bell do is as an option :cool:
www.bell.co.uk
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Bell do is as an option :cool:
www.bell.co.uk
Had a policy with them when i was 19, and had 3rd party on other cars.
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Cheers, il check out bell then. whats wrong with being a student?
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Cheers, il check out bell then. whats wrong with being a student?
Lack of money, well three times a year I rich.
Bell do for a price, I know Quinn do standard.
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Cheers, il check out bell then. whats wrong with being a student?
With Bell, "student living away from home" is cheaper than "student living at home" :wink:
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Just got a renewal for £500 from HIC, best price so far. ive got 3 years NCB and 3 Years driving now. however as red said i cant find anyone who will let me drive other cars 3rd party as im a student. has anyone got any ideas? I really want to drive my dads westfield 3rd party!
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Assuming you're insured on your own car your policy will normally have a 'driver other vehicle' allowance. Normally 3rd party only and the borrowed vehicle you want to drive must be insured as well. Obviously you'll need their permission to drive it as well.
Check you're policy as I guess some cheap/cutdown policies may not have that facility. Most classic car policies don't have drive other vehicle allowances either.
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Yeah, this is what im talking about, apparently, just because i am a student, im not entitled to it from any companies. Its annoying, because i worked for two years before i came to uni, im 21, and i expected that by now i would be able to get decent insurance at a decent price...
Is anyone a student that can drive other cars 3rd party?
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Never knew that one, perhaps its because you're not necessarily at a permanent address?
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go with bell, but make sure you do it online, not over the phone. my m8 is 22 and tried it but they didnt let him (over the phone). im 19 (18 when i took out the insurance), and i got it online and it was an option, only an extra £30 or so. i have been pulled by the police and had to produce my insurance at the station to prove it (as police didnt believe me, said i had to be 25). Anyway, it was all good, all legit.
Its awesome, and i am going to miss it when i change insurers.
p.s. changing insurer due to my conversion, not because i wasnt happy with bell.
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nah, bell wont even offer it online, when i click the option, they want an extra £149 and tell me to ring them.i rung and they said i had to be over 25. Spose il have to go with HIC they quotes me £500 a year, im 21, a student, 3 years driving and no claims. I would have hoped it would be cheaper tho!
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Yeah, it has recently gone up to £149.
As a lot of people i know just insure there dad on X car. Then insure themselves with 3rd party on a 1.1fiesta of something. And drive the X car with like $$$$$bhp. lol.
Although its only meant to be for emergency use, the police cant really say anything if they pulled you over every day of the week :/