lol i do however hav full ncb
but wen i get things fitted i dam well no i wont be declaring them till she has been completely done
i.e i will be telling the insurance about her respray as well wont be able to afford to get tht done again

but my car i have now i dont declare anthing - didnt tell them she was lowered had 17;s had an exhaust or tht she was de-catted but wen summit happens i hav never had a problem
and if it was serious id quickly jus put her bak to standard