on my mk3 1.4 tesco and every other company wanted nearly 2k with mods! ( back box, bigger alloys, coilovers etc ) but then sky insurance said £600 so i took it. i have 2 years no claims im 27 and only passed my test two years ago. seems like i have a fair bit more nc to get before i can have a vr6 :-(
but they would't let me take out fully comp.