« Reply #19 on: 12 February 2025, 22:25 »
The lady who lives opposite my house works in insurance, has done all her life and is around my age, and a word she often uses is “liability”.
As a former serial modder of cars and with 20 odd years working in transport management (HGV’s) the thing that stopped me getting a bonnet strut 4 years ago when I had my first mk8 was “liability”
Now, I will confess to being a little economical with what was declared to insurers on some of my cars in the dim and distant past, not for glaringly obvious things but little trim parts that might not be noticed; but something as apparently innocuous as a bonnet strut that’s gas pressurised could actually make for an interesting discussion if a personal injury claim went in following a collision with the front of a Golf with a non standard undeclared part fitted.
Where is the relevance of HGV’s in this? Well, these trucks cover a LOT of miles and we have lots of them. There’s barely a single day where one of our trucks isn’t delayed because of an accident somewhere closing a road. That adds up to a lot of accidents therefore insurers don’t like paying out money if they don’t have to, especially for injury claims, and if you’re ever caught being economical with the truth your details will be on the insurers shared database.
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‘23 8R, ‘20 8CS, ‘19 135iX, ‘19 TCR, ‘17 Ed40, ‘17 GTD, ‘15 7R, ‘13 GTI PP, ‘11 GTI, ‘09 GTI, ‘98 Ibiza Cupra, ‘05 GTI, ‘06 Polo GTI, ‘04 GT TDI, ‘05 Fabia vRS, ‘02 GTI T, ‘03 Ibiza TDI 130, ‘01 Leon 180, ‘89 mk2 16v, ‘99 Ibiza TDI, ‘96 VR6, ‘98 Ibiza TDI, ‘92 VR6, ‘88 mk2 8v, ‘92 Polo G40, ‘91 mk2 8v, ‘89 mk2 8v, 205 GTI 1.9, ‘83 mk1 GTI, ‘80 Scirocco GTI, plus some others I’ve forgotten
