Anyone else noticed the text regarding annual mileage?
Fuel has got expensive but damn
Interesting that Direct Line have a ‘very high (50k+) annual mileage’ exclusion. My previous and current insurance company don’t. I’m assuming that Direct Line aren’t interested in insuring these drivers - presumably because they consider the insurance risks (increased claims frequency and average claims costs?) associated with these risks too great for them to cover.
That ‘very high mileage’ exclusion wouldn’t be an issue for most people as a) most people drive less than 50k miles per year and b) estimated annual mileage is something that’s asked for at the outset - at initial quotation stage when applying for insurance cover. So presumably Direct Line wouldn’t quote for anyone declaring they drive 50k miles or more per year. It could become an issue though for an existing Direct Line customer whose annual mileage increases to something in excess of 50k if they’re not aware of the policy exclusion and they don’t inform DL of their change in circumstances. IMHO, it’s important to know what’s in the small print of your insurance policy so the event of a claim, the insurance company doesn’t turn around and say ‘no cover’
@jv - yes, and I wouldn’t want to have to pay for fuel out of my own pocket for driving 50k miles or more per year!