I know it's PCH and not PCP, but surely something like this has got to be better than forking out thousands in interest over 4 years? It's a only a 3 year commitment instead of 4 and you also get your vehicle tax and breakdown cover paid too!! And no worries about having to pay to fix it if it breaks in the final year. 🤷♂️https://leasing.com/independent-brokers/vertu-lease-cars/volkswagen/golf/630510154/
Quote from: Guzzle on 09 November 2020, 18:54I know it's PCH and not PCP, but surely something like this has got to be better than forking out thousands in interest over 4 years? It's a only a 3 year commitment instead of 4 and you also get your vehicle tax and breakdown cover paid too!! And no worries about having to pay to fix it if it breaks in the final year. 🤷♂️https://leasing.com/independent-brokers/vertu-lease-cars/volkswagen/golf/630510154/That is a basic car though so not comparable unfortunately if I’m reading it right. Every time I’ve looked a pch the options have added quite a lot to the monthlies.The quote on the Merc is PCH (probably should have mentioned!) with servicing etc all included.
Quote from: king monkey on 09 November 2020, 19:23Quote from: Guzzle on 09 November 2020, 18:54I know it's PCH and not PCP, but surely something like this has got to be better than forking out thousands in interest over 4 years? It's a only a 3 year commitment instead of 4 and you also get your vehicle tax and breakdown cover paid too!! And no worries about having to pay to fix it if it breaks in the final year. 🤷♂️https://leasing.com/independent-brokers/vertu-lease-cars/volkswagen/golf/630510154/That is a basic car though so not comparable unfortunately if I’m reading it right. Every time I’ve looked a pch the options have added quite a lot to the monthlies.The quote on the Merc is PCH (probably should have mentioned!) with servicing etc all included.Yeah it's a standard car. But adding 19's and DCC is going to add about £41 month over 3 years or £31 month over 4 years. So £442 × 36 months or £409 x 48 months. Both 1 month down. Obviously maintenance would be extra, which I suppose adds some appeal to the Merc deal.
Quote from: Guzzle on 09 November 2020, 19:39Quote from: king monkey on 09 November 2020, 19:23Quote from: Guzzle on 09 November 2020, 18:54I know it's PCH and not PCP, but surely something like this has got to be better than forking out thousands in interest over 4 years? It's a only a 3 year commitment instead of 4 and you also get your vehicle tax and breakdown cover paid too!! And no worries about having to pay to fix it if it breaks in the final year. 🤷♂️https://leasing.com/independent-brokers/vertu-lease-cars/volkswagen/golf/630510154/That is a basic car though so not comparable unfortunately if I’m reading it right. Every time I’ve looked a pch the options have added quite a lot to the monthlies.The quote on the Merc is PCH (probably should have mentioned!) with servicing etc all included.Yeah it's a standard car. But adding 19's and DCC is going to add about £41 month over 3 years or £31 month over 4 years. So £442 × 36 months or £409 x 48 months. Both 1 month down. Obviously maintenance would be extra, which I suppose adds some appeal to the Merc deal.I’ve looked at a few similar deals and found the options to add around £50pm over 4 years but I suppose it’s not comparable to compare at PCH quote to a VW PCP quote either really. Anyway, bottom line is he can get a 300bhp awd hatch for the similar monthlies to that of a Golf Gti with £5k off. Like others have said I think it’s the apr which damages the gti quotes so much. Most people won’t look into desks with the detail that folks do on here. They look at the monthly and think why buy a VW when I can have a Mercedes?
Quote from: king monkey on 09 November 2020, 20:00Quote from: Guzzle on 09 November 2020, 19:39Quote from: king monkey on 09 November 2020, 19:23Quote from: Guzzle on 09 November 2020, 18:54I know it's PCH and not PCP, but surely something like this has got to be better than forking out thousands in interest over 4 years? It's a only a 3 year commitment instead of 4 and you also get your vehicle tax and breakdown cover paid too!! And no worries about having to pay to fix it if it breaks in the final year. 🤷♂️https://leasing.com/independent-brokers/vertu-lease-cars/volkswagen/golf/630510154/That is a basic car though so not comparable unfortunately if I’m reading it right. Every time I’ve looked a pch the options have added quite a lot to the monthlies.The quote on the Merc is PCH (probably should have mentioned!) with servicing etc all included.Yeah it's a standard car. But adding 19's and DCC is going to add about £41 month over 3 years or £31 month over 4 years. So £442 × 36 months or £409 x 48 months. Both 1 month down. Obviously maintenance would be extra, which I suppose adds some appeal to the Merc deal.I’ve looked at a few similar deals and found the options to add around £50pm over 4 years but I suppose it’s not comparable to compare at PCH quote to a VW PCP quote either really. Anyway, bottom line is he can get a 300bhp awd hatch for the similar monthlies to that of a Golf Gti with £5k off. Like others have said I think it’s the apr which damages the gti quotes so much. Most people won’t look into desks with the detail that folks do on here. They look at the monthly and think why buy a VW when I can have a Mercedes?It would be interesting so compare that Merc on PCP though to the GTi quotes. It's a £42k motor with no more discount than a GTi and the PCP rate is the same. I'd bet it's way more than the GTi on PCP.
The merc doesn't have nineteens, dcc or metallic paint for that price either though. I suspect there is lot of other things it doesn't have either. Without those things, a gti is cheaper than the merc on pch...