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Author Topic: Personal lease GAP ins?  (Read 3189 times)

Offline MKgti

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Personal lease GAP ins?
« on: 10 January 2018, 11:02 »
I'm about to take out a personal lease on a new gti.
Any recommendations/advice on taking GAP ins out?        (I think it's called something else for a lease)
I will see if my ins cover for back to invoice for 1st year or so. If so can I get GAP after 1st year?
Thanks all

I want to make sure I'm covered if something happens.
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Offline Richyb

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Re: Personal lease GAP ins?
« Reply #1 on: 10 January 2018, 11:55 »
Do it. DirectGAP or other similar companies will offer 3 years gap for around £130. Well worth the peace of mind.

Rich
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2015 MK7 GTI DSG, Limestone Grey, Leather, Nav Pro

Offline brettblade

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Re: Personal lease GAP ins?
« Reply #2 on: 10 January 2018, 11:59 »
I bought GAP just before the car turned 1, not all companies offer it at this point but it is certainly possible.
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Orded 04/06/2016
Build W/C 01/08/2016
Handover 01/09/2016
GTI PP, CSG, Tech pack, parking pack, 90% tints, DCC, 19" Santiago alloys
Soon to be gone!

7.5R Indium Grey, 19” Spielbergs expected 01/03/2019.

Offline fredgroves

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Re: Personal lease GAP ins?
« Reply #3 on: 10 January 2018, 13:05 »
ALA/Pistonheads I believe only allow for 6 months from delivery but are pretty good.

Its definitely worth doing - the policy for the scheme on lease vehicles covers not only the gap between replacement and your car insurance, but also the balance of the lease payments to let you get completely out from under the deal (yes, you can still be liable for those!!)

Should be about £150 but use the pistonheads scheme to get 10% off with ALA.

Other insurers are also available, but ALA have a good rep.
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Current: Mk8 GTI DSG, Adelaides, DCC, HUD, HK, Winter Pack, Rear Camera.. Aka "HMS Weasel"

Gone: 2017 Mk7.5 GTD,manual, NavPro
Gone: 2014 Mk7 GTD, manual, NavPro, DCC

Offline brettblade

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Re: Personal lease GAP ins?
« Reply #4 on: 10 January 2018, 13:18 »
Quote from: fredgroves on 10 January 2018, 13:05
ALA/Pistonheads I believe only allow for 6 months from delivery but are pretty good.

Its definitely worth doing - the policy for the scheme on lease vehicles covers not only the gap between replacement and your car insurance, but also the balance of the lease payments to let you get completely out from under the deal (yes, you can still be liable for those!!)

Should be about £150 but use the pistonheads scheme to get 10% off with ALA.

Other insurers are also available, but ALA have a good rep.

I bought through ALA at the end of August 2017, the car was 11 months old at the time.  A "Vehicle Replacement Plus" policy to August 2020 at a cost of just over £200.
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Orded 04/06/2016
Build W/C 01/08/2016
Handover 01/09/2016
GTI PP, CSG, Tech pack, parking pack, 90% tints, DCC, 19" Santiago alloys
Soon to be gone!

7.5R Indium Grey, 19” Spielbergs expected 01/03/2019.

Offline fredgroves

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Re: Personal lease GAP ins?
« Reply #5 on: 10 January 2018, 13:31 »
Ahhh they have two options it seems "under 6 months" and "under 12 months"... i missed that
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Current: Mk8 GTI DSG, Adelaides, DCC, HUD, HK, Winter Pack, Rear Camera.. Aka "HMS Weasel"

Gone: 2017 Mk7.5 GTD,manual, NavPro
Gone: 2014 Mk7 GTD, manual, NavPro, DCC

Offline davyk31

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Re: Personal lease GAP ins?
« Reply #6 on: 10 January 2018, 20:13 »
Paid about £100 for my two year lease cover . That covers the full amount of outstanding payments and also the deposit payment that I paid. With Frank Pickles who are excellent to deal with.
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Offline Darlo

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Re: Personal lease GAP ins?
« Reply #7 on: 10 January 2018, 20:20 »
We have used GAPinsurance.co.uk

Competitive premiums and were really helpful when I rang. Have both our current lease cars with them and will be doing the R with them when it arrives.
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Offline MKgti

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Re: Personal lease GAP ins?
« Reply #8 on: 10 January 2018, 21:37 »
Thanks guys. Will get few quotes.
Company getting lease from wanted £239, already had a quote from directgap for £145.
Definitely worth it for peace of mind.
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Offline seanng

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Re: Personal lease GAP ins?
« Reply #9 on: 10 January 2018, 21:48 »
I paid £327 for 5 years cover with vehicle replacement from ALA. Worth the money for peace of mind!
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