Guaranteed Future Value - PCP - GTD May 2017 - what is yours please.

[TonyJ]

Surely Personal Contract Hire is better than PCP ?   ... and cheaper !

Mine's just about to finish, and looking to do another on a new GTD.

Not all declarers do them though  -  WhatCar Leasing seems to be the best site, (unless someone else knows a better one ..) and the PCH is done through the dealer and VWFS. Dealers seem keen to match monthly prices.

Mistake I made last time was to do a 10000 mpa contract, but I won't do that many miles. Should have done an 8000 mpa contract, and paid a small extra fee at the end. There's no refund for doing fewer miles !

[dereks]

Looking back at my paperwork I got 13k for a 5yo mk6 in 2014 against the mk7.

[monkeyhanger]

Looking back at my paperwork I got 13k for a 5yo mk6 in 2014 against the mk7.

I got £18k for a 2.5 year old Scirocco 170TDI against my new GTD in Sept 13, but the level of discount was quite poor for a car ordered unseen at Easter 2013 (and no finance incentives) - swings and roundabouts, good p/x and sh!te discount or vice-versa.

I got £18k for my 20 month old GTD against my R in May 2015, again, no finance incentives at the time (except for the GTI), but I did get a 12% saving on the R's RRP also, so that GTD lost me about £7k, not too bad. If i'd bought the R 6 months later, i'd have had a finance contribution and £4k less for my GTD.