Advice needed! Been in a three car accident.

[monkeyhanger]

Sorry but I thought it would be common sense that someone driving into the back of you wouldn't damage a front wheel.

The typical claim culture now days does have everyone paying more for insurance.

Depends on the directionality of the rear shunt. I had a shiny new MK5 Golf 170TDI GT Sport, 2 weeks old and 400 miles on the clock get clipped (hard) by a bus when it was parked up. Although it was a rear shunt, the car was also pushed into the kerb, gouging the front passenger side wheel and tyre.

Insurance companies are to blame for inflated claims generally, not claimants. They're not charities, they get their mark up on every increased cost.

I was pursued to make a personal injury claim, despite not being in the car when it happened, the "legal" cover charged the other side about £470 a week rental for a Golf 1.9TDI Match, and dragged out the repair - after 10 days all the parts (2 new wheels, new front bumper and grille, rear bumper, rear quarter panel, lots of rear axle components) were ready to go, after 5 weeks my car still hadn't been touched, on the legal team's orders. I blew a fuse with the legal team and work started shortly after, taking 2 weeks.

[Pinky1959]

I got rear ended a few years ago . I stopped at lights , car behind stopped at lights , Nugget behind while waving at his pals outside COURT didn't notice cars stopped and hit her who in turn hit me .
I contacted insurance who stated I had to claim off her and she would claim off him and then I could claim back my excess of him as well .I kicked off as he was insured with same company as me and after a few arguments I ended up claiming off him through my insurance .
 You should be claiming off the third party at the back who caused the bump .
Years later I still get these damn phone calls trying to get me to claim for inconvenience , injuries etc etc . Now just tell, them away ! ! ! One lot wanted 40% of whatever they got me .Tossers

[gti1234]

Hi All,

I am the original poster for this thread and just to give you all an update on the situation.

Firstly I contacted my insurer Admiral  to tell them that my car (2nd car) and the car in front (1st car) of mine were both stationery when the car behind me (3rd car) bumped into my car. I also informed them  that the owner of the first car had gone through her insurance telling the exact same story.

 In this initial stage, Admiral said that it was likely that the 3rd car insurance would be liable for damages to my car and 1st car.  Admiral didn’t want to confirm it but basically implied I had a strong case. They offered to me put me through to Albany Assistance which I initially accepted  but I changed my mind due to bad online reviews (nuisance calls/texts from personal injury lawyers)  and if the 3rd car insurance denied liability then I would have been liable for damages.  Anyway, I asked Admiral to take the case off Albany Assistance.

So exactly a month since my claim, Admiral called me to say 3rd car insurance had admitted liability. My NCB remains unaffected and my excess was waived.  My car will be taken into repair to the nominated garage and I will get a courtesy car. 

Thanks to everyone responding to this thread. Much appreciated!

[Mk7-GTD]

Hi All,

I am the original poster for this thread and just to give you all an update on the situation.

Firstly I contacted my insurer Admiral  to tell them that my car (2nd car) and the car in front (1st car) of mine were both stationery when the car behind me (3rd car) bumped into my car. I also informed them  that the owner of the first car had gone through her insurance telling the exact same story.

 In this initial stage, Admiral said that it was likely that the 3rd car insurance would be liable for damages to my car and 1st car.  Admiral didn’t want to confirm it but basically implied I had a strong case. They offered to me put me through to Albany Assistance which I initially accepted  but I changed my mind due to bad online reviews (nuisance calls/texts from personal injury lawyers)  and if the 3rd car insurance denied liability then I would have been liable for damages.  Anyway, I asked Admiral to take the case off Albany Assistance.

So exactly a month since my claim, Admiral called me to say 3rd car insurance had admitted liability. My NCB remains unaffected and my excess was waived.  My car will be taken into repair to the nominated garage and I will get a courtesy car. 

Thanks to everyone responding to this thread. Much appreciated!

Good to see you are getting it sorted out. What was the car that hit you?