It's Pick Up Day!!!

[am1w]

Paid £175 for GAP Insurance 3 years with ALA.
Mine is for a Business Lease car. It might be different for PCP etc

MH: Is pickup going to happen today?

[Booth11]

Paid £175 for GAP Insurance 3 years with ALA.
Mine is for a Business Lease car. It might be different for PCP etc.

Thanks Asker.

That's a good price.  No lease or PCP, buying the old fashioned way with cash 

[am1w]

Paid £175 for GAP Insurance 3 years with ALA.
Mine is for a Business Lease car. It might be different for PCP etc.

Thanks Asker.

That's a good price.  No lease or PCP, buying the old fashioned way with cash 

You should also get your Alloy Wheel Insurance from them: £134.10p for 3 years. They can cover you as you don't have Diamond Cut Alloys. They use a firm called Revive for fixing.

[dubber36]

Looked through the registration declaration earlier - was quite impressed. My road tax is for £186, which puzzled me (should be £180), until I read that it was for 12 months + 1 week, so you don't miss out on a months tax for the sake of a few days - when did the DVLA start doing that? 

For ever. I used to be in car sales 20 years ago and we could do that back then.

[Booth11]

For ever. I used to be in car sales 20 years ago and we could do that back then.

And were you a good car salesman Simon?

[Sootchucker]

I paid £164 with ALA for 3 years VRI Plus Policy with a £20k maximum benefit. That's on my GTD valued at the time at £32575 (list price) and on a 3 Year PCP with VW finance.

[am1w]

I paid £164 with ALA for 3 years VRI Plus Policy with a £20k maximum benefit. That's on my GTD valued at the time at £32575 (list price) and on a 3 Year PCP with VW finance.

R valued at £36k with a £20k benefit.

[Booth11]

I paid £164 with ALA for 3 years VRI Plus Policy with a £20k maximum benefit. That's on my GTD valued at the time at £32575 (list price) and on a 3 Year PCP with VW finance.

R valued at £36k with a £20k benefit.

Just done a quick online quote with ALA - £221.

That's for 3 years Vehicle Replacement Plus Policy with £22,500 claim limit on £38255 (full list price at time of purchase excluding discount).

[am1w]

I paid £164 with ALA for 3 years VRI Plus Policy with a £20k maximum benefit. That's on my GTD valued at the time at £32575 (list price) and on a 3 Year PCP with VW finance.

R valued at £36k with a £20k benefit.

Just done a quick online quote with ALA - £221.
That's for 3 years Vehicle Replacement Plus Policy with £22,500 claim limit on £38255 (full list price at time of purchase excluding discount).

Reduce your claim limit to £20k as this is more than enough. Your higher OTR cost for your R is also affecting the GAP Premium. However, £221 is not excessive anyway. 

ALA do provide excellent service.

[monkeyhanger]

I also sorted out my GAP with ALA after playing them and 123 off each other, and sorted out my proper insurance to kick in on Monday.

If you don't mind me asking, how much was the GAP insurance with ALA?  That's probably who I'll be looking to go with for mine.

Well I was offered 2 choices:- The RTI (back to what you actually paid) and the replacement vehicle plus (RVP), which is back to the current price of your car and its options at the time you need to claim - inflation proof.

I got an online quote with Gap 123 (something like that), and the RTI (£15k max payout) came up at around £134 for 3 years. I hadn't looked at RVP cover at that point.

Onto ALA and I knew there was a 10% discount code, but that they also match the competition and then beat them by 20% of the difference. As they initially came up at £137 for the RTI, I said 123 were cheaper and they they looked up 123, saw that it was £134, they came down to around £124. The ALA fella also did a check on 123's RVP cover, at around £154, and ALA were £43 more, they had to come down to £143.70.

For £9 more, I went with the RVP cover, up to £20k payout.

So £143 for 3 years, £20k max cover back to prevailing RRP of your car (which they have mine down as £32323 - 5 door, manual, metallic paint, Prets). I thought that was hard to beat.