So another question..how long does the judgement stay in effect? Is it six years and then it lapses? Or is it longer?
Just wondering as then I sort of don't have to go through all the hassle of sorting this??
Judgement stays in effect forever. Since they enforcing the debt, there is no 6 years on this.
Good point on the six years.
https://www.payplan.com/advice/law/limitation-act-1980/ It's more targeted at traditional debt, but I imagine that act applies in this situation? I'm no lawyer haha
The CCJ "stopped the clock" on statute barred so that doesn't apply in this case.
The only alternatives to paying this (and the bailiff fees) is to
1. Tough it out with the bailiffs. They will eventually go away, but it will be a hard ride and you could loose a car/possessions.
2. Set the CCJ aside on bad service (they served to the wrong address).
Either way (and as posted above) you need qualified advice.
"That's fishy" (etc) is not qualified advice. (And neither is mine for that matter, I just know this stuff from personal circumstances).