Author Topic: From Daily Driver to Sunday toy.  (Read 4709 times)

Offline Waspy

  • I live here
  • *****
  • Posts: 705
From Daily Driver to Sunday toy.
« on: 06 May 2014, 18:04 »
The old gal isn't really fit for my daily usage anymore and will soon be replaced by a mk3 Scirocco.

Since the actual car is worth more to me than any potential buyer I will be loathed and gutted to have to get rid of it. However, I don't have a garage, so can't can't just SORN it and dry store it, working on it when I have time (which is what I would love to do). Which means the other option is to keep it on the street on an ultra-low milage insurance policy, but not if it is going to cost the earth.

So what do you guys think my options are?

Are classic, low mile, policies cheap enough? What about multicar? Are there any true "pay as you drive" polices out there, I'm thinking almost pay per mile (since it will be stationary most of the time)?

I appreciate I am probably putting of an inevitable sale, but I want to explore all the options before taking that jump.

Thanks guys
It's a mk2. Fill it, drive it, enjoy it.  :smiley:

Offline Laser1974

  • Not said much yet
  • **
  • Posts: 77
Re: From Daily Driver to Sunday toy.
« Reply #1 on: 06 May 2014, 18:11 »
Hi mate my mk2 is my Sunday car and my insurance company have been really good and done it on a classic 3k miles a year policy at £250 fully comp,think it's only because I'm a good customer with my daily and my t5 insured with them also, try your existing insurance company they might do you a good deal, won't hurt asking the question!!

Offline JC

  • 10k hero
  • *
  • Posts: 13,429
  • Back in the North.
Re: From Daily Driver to Sunday toy.
« Reply #2 on: 06 May 2014, 19:27 »
3k a year on a classic policy for my 1.8gl - £140 FC  :cool:

Offline Waspy

  • I live here
  • *****
  • Posts: 705
Re: From Daily Driver to Sunday toy.
« Reply #3 on: 06 May 2014, 19:38 »
Not bad, but you aren't a "young, irresponsible driver who will crash into everything every time he drives".

Who is that with? Might see how much a 1k policy is.

Tax is another thing. Bloody annoying that we pay double modern cars which kill just as many polar bear, just because it's old.

Still feels worth it when you look at it after a fresh wash  and wax though *drool*
It's a mk2. Fill it, drive it, enjoy it.  :smiley:

Offline dubber36

  • Forum addict
  • *
  • Posts: 5,536
Re: From Daily Driver to Sunday toy.
« Reply #4 on: 06 May 2014, 21:13 »
3k a year on a classic policy for my 1.8gl - £140 FC  :cool:

I'll see your 3k a year on a classic policy for your 1.8 GL - £140 FC and raise you 3k a year on a classic policy with agreed value for my 16V GTI - £95 FC.  :cool: :cool:
Red Mk6 gone replaced with a white Mk7 which has gone too. Green Mk2 here to stay.

Offline JC

  • 10k hero
  • *
  • Posts: 13,429
  • Back in the North.
Re: From Daily Driver to Sunday toy.
« Reply #5 on: 06 May 2014, 21:33 »
3k a year on a classic policy for my 1.8gl - £140 FC  :cool:

I'll see your 3k a year on a classic policy for your 1.8 GL - £140 FC and raise you 3k a year on a classic policy with agreed value for my 16V GTI - £95 FC.  :cool: :cool:


 :laugh:  :laugh: :laugh: :laugh: :cool:

Offline Waspy

  • I live here
  • *****
  • Posts: 705
Re: From Daily Driver to Sunday toy.
« Reply #6 on: 06 May 2014, 22:20 »
95 quid! That's nuts :O
It's a mk2. Fill it, drive it, enjoy it.  :smiley:

Offline Lewy

  • I live here
  • *****
  • Posts: 2,633
Re: From Daily Driver to Sunday toy.
« Reply #7 on: 06 May 2014, 22:49 »
£295 FC on a modified 16v with all mods declared on a 5k policy.

None of this will matter soon....

Offline Waspy

  • I live here
  • *****
  • Posts: 705
Re: From Daily Driver to Sunday toy.
« Reply #8 on: 06 May 2014, 23:49 »
If I get quotes anywhere near what you guys are paying I will jump on it! However I doubt it, what with having no garage and being in Leeds...

EDIT: Just ran a quick quote through a comparison site which is supposed to include classic polices ( I know, I know, I'm lazy and should go direct, but it's 12am). Put my milage down as 1000, secondary car, social only, and fully comp. The best quote was MORE than my current - only car, 10k business miles, fully comp policy. Insurance is the most ridiculous and backward thing about motoring.
« Last Edit: 07 May 2014, 00:03 by Waspy »
It's a mk2. Fill it, drive it, enjoy it.  :smiley:

VW BUSH

  • Guest
Re: From Daily Driver to Sunday toy.
« Reply #9 on: 07 May 2014, 00:01 »
Dont sell it you will regret it.