Guys bare in mind I am only 19, 20 by the time this is all done. So when you say there is little difference, is that little difference for a 15NCB insurance angel?
And I see the point about going the whole hog and getting a 20vt but it seems a little overkill? I sit I'm my 8v and by no means think "this is a slow car". But yes labour will be my biggest cost (and will be what kills this whole idea) hence the ABF was a curveball. I am so torn on this.