monitored car tracker -Insurance problem

[Bill_the_Bear]

I added twin 1 to the policy and it went up £400 (naturally)

I added twin 2 and it came down £20.

Crazy.

Interesting.  Add a "twin 3" and see if it comes down further?

I'm gonna call my current con artist insurer and ask to add my cat to the policy.  He has 5 years no claims bonus and is unlikely to be involved in an accident since he can't reach the pedals.  I will tell them he is the main driver and as such I expect a hefty reduction in the premium.

I feel the above logic makes as much sense as anything they've ever told me.

[monkeyhanger]

Well talking weird insurance deals, just rang my insurer, Direct Line, to tell them about the new GTD which will (hopefully) arrive sometime in September, and to get a quote for the difference over my Current Scirocco 2.0 TDI 140ps Bluemotion for the remainder of my insurance period, and amazingly, it's dropped ! They will owe me (after the £15.90 administration fee they will charge me) £36.80 

So overall the 181hp GTD will cost me £52.70 less than a 140hp Scirocco for the remainder of my policy year which is 9 months left. That's based upon my original fee (for a whole year) of only £305.00 which included, the wife as a named driver, no claims protection, Guaranteed car hire plus, motor legal protection and £0 voluntary excess (with a £100 compulsory excess). That's about a 17% saving 

I know it's only a GTD not a GTI, but whilst I was on, I asked about needed a tracker fitted, and they said nope, not required at all. So result all round !

This just being 50 years old lark pays then 

A GTI would be £15 a year less for me than a GTD. The GTD is about 2/3 of the cost of the 170TDI Scirocco for me, not including the £50 hit for my recently acquired 3 points. About £230 without points and £280 with points, from Scirocco (£360). 12yrs NCD, 37y/o, sole driver.

[p3asa]

I added twin 1 to the policy and it went up £400 (naturally)

I added twin 2 and it came down £20.

Crazy.

Interesting.  Add a "twin 3" and see if it comes down further?

I'm gonna call my current con artist insurer and ask to add my cat to the policy.  He has 5 years no claims bonus and is unlikely to be involved in an accident since he can't reach the pedals.  I will tell them he is the main driver and as such I expect a hefty reduction in the premium.

I feel the above logic makes as much sense as anything they've ever told me.

I added my daughter aged 20 at the time and it increased by £60.
Given that she would have had 4 years no claims in a couple of months time I entered that to see if it made any difference.
Not only did it remove the £60 but it came down by another £10.

Try spending a few hours messing about with confused.com and the other price comparison sites. You'll be amazed at the price changes by adding various relatives.

[jrc193]

Further to my post U sent my insurers details of a tracker which can be monitored by oneself and the reply copied below might interest those of you faced with a similar problem.
 
Thank you for your email concerning a tracker.
 
If a tracker is needed for your vehicle, we do not recommend any specific one, only that one is required to cover you for theft or attempted theft.
 
I hope that this clarifies your query.
 
Kind regards

[Bill_the_Bear]

I hope that this clarifies your query.

So not really then, no.

Did you email back to say you never asked them to recommend a specific one and they didn't answer the question about if the trackers you propose satisfy them or not.