House buying without a mortgage, dilemma...

[JC]

100k deposit, 3 incomes and I can't get close to a 170k mortgage 

Just saying 

[Bellend]

100k deposit, 3 incomes and I can't get close to a 170k mortgage 

Just saying 

Natwest, 15% down.

My brother got offered PLENTY more than I got offered. Runs a roofing company, they put 30K down and got offered over 200.

A mate of mine runs a hair dressers in Sheerness and he easily got a mortgage. Where are you looking?

To be totally honest I have got a fairly good guarantor (mum n dad, no mortgage on their house). Probably the only real reason I got it. Brother didn't have any though, I'd imagine my mate had one though as his dad had plenty of property.

[T_J_G]

We got offered a lot more than realistically we could have afforded. What you get offered doesn't mean you have to take it!

Guarantor on a mortgage? We don't have one and never needed one...

[Bellend]

No but that is probably the reason it was accepted tbf. I'm not taking it as one I can't afford the deposit yet and two I would like to try without the guarantor as we all know what happens when it goes tits up and family are involved.

[bobbarley]

We got offered £136k from both our salaries, but we couldn't afford the mortgage on anything over £100k.  Plus we only had a 5% deposit.  Still managed though 

[Steve_PD]

100k deposit, 3 incomes and I can't get close to a 170k mortgage 

Just saying 

Guess being old has its disadvantages some times....

[Kerrse]

100k deposit, 3 incomes and I can't get close to a 170k mortgage 

Just saying 

100k deposit & you can't get £170 k mortgage  seriously shocked by that

[VW BUSH]

100k deposit, 3 incomes and I can't get close to a 170k mortgage 

Just saying 

100k deposit & you can't get £170 k mortgage  seriously shocked by that

Me too, I have been offered more with only 60k equity

[RandomJord]

Old/Exforces/General Chuffness = Banks nightmare


The bunch of cnuts that they are, I can't get near a mortgage (not a mainstream one) My wife doesn't work, i earn a lot for someone as thick as I, and they say no even with £30k deposits

But my mate who works in a warehouse and his wife who works part time in a book shop have just got a brand new 2 bed house on one of the government schemes with naff all deposit. they're total incomes sub 25K its a f**king joke!

[Sam]

News just in...offer accepted