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Author Topic: Insurance Costs  (Read 11115 times)

Offline mk7gti

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Insurance Costs
« on: 17 June 2013, 23:27 »
Just been pricing my insurance on the new GTI. £268 with protected no claims and legal cover. I'm a happy bunny as I pay around 400 on my Scirocco currently.

PS there was a car option for the launch cars with no adaptive cruise control which I though was interesting. I bet the price goes up if you select that option.
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Offline master_hayabusa

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Re: Insurance Costs
« Reply #1 on: 18 June 2013, 00:39 »
Lucky you. Mine came out at a cool £1000. However, I have NO 'no claims bonus' because I haven't had my own car for about 8 years! So I guess it's about right.
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Offline Bill_the_Bear

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Re: Insurance Costs
« Reply #2 on: 18 June 2013, 01:14 »
A grand? That's just idiotic. Who gave you that quote? Not those fools at Aviva was it? :evil:

Have you tired specialists like Adrian Flux? If they can't at least half that I'll eat my hat (Indiana Jones hat in case you wonder) or you must be 18!
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Offline master_hayabusa

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Re: Insurance Costs
« Reply #3 on: 18 June 2013, 03:28 »
Quote from: Bill_the_Bear on 18 June 2013, 01:14
A grand? That's just idiotic. Who gave you that quote? Not those fools at Aviva was it? :evil:

Have you tired specialists like Adrian Flux? If they can't at least half that I'll eat my hat (Indiana Jones hat in case you wonder) or you must be 18!

Lol ok. I used gocompare and comparethemarket. I'm not 18 (wish I was), I'm double that in fact. Been driving for nearly 20 years. Never had points or made any claim for more than 10 years. I just thought because I haven't had insurance in my name since 2004 and therefore no no claims bonus this was about right?
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Offline Hobojim

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Re: Insurance Costs
« Reply #4 on: 18 June 2013, 06:27 »
£760 from comparing meerkats, I'm 24 1 year NCD. Going to do the specialist brokers nearer the time.
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Offline Blades72

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Re: Insurance Costs
« Reply #5 on: 18 June 2013, 06:29 »
Cheapest I got quoted was £183 fully comp (Compare the Market) and the dearest was £3000!!!
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Offline monkeyhanger

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Re: Insurance Costs
« Reply #6 on: 18 June 2013, 07:43 »
I was looking at about £240 a few weeks ago, until I got an NIP for speeding 2 weeks ago (first one ever). I'll be paying about £50 extra for having 3 points.  :angry:

I really don't get why points are active for 3 years, but they stay on your licence for 4 years  :huh: and insurance companies take them into account for 5 years.  :huh:

Surely they should be on for 3 years and then after that they're non-declarable, as if they never happened?
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Offline OF1

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Re: Insurance Costs
« Reply #7 on: 18 June 2013, 08:48 »
£780 to add my GTD to a fleet policy, however any person from the age of 21 can drive it if they have my permission.
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Offline Bill_the_Bear

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Re: Insurance Costs
« Reply #8 on: 18 June 2013, 10:17 »
Quote from: master_hayabusa on 18 June 2013, 03:28
I just thought because I haven't had insurance in my name since 2004 and therefore no no claims bonus this was about right?

Well, what do I know?  But if Hobojim got £760 and he's only 24 I think you should get better!

Hobo, you must be the youngest on here ordering a brand new mk7!  Back when the mk5 was new my insurer (Aviva) refused to even quote me for a new one, or a 2yo one. :angry: They "don't insure that kind of car for someone of my profile" which basically meant age.  I must have been 23 I think.  Pissed me off because I'm a completely sensible driver who's never been in an accident.  Ageism and sexism isn't tolerated anywhere else is it?

I fail to see a distinction between insurers and thieves, other than one of them is 'legal'.  In this analogy I consider Aviva to be like the vandals who melt down hundreds of thousands of pounds worth of war memorial sculpture just to make £50 on the scrap metal black market.

Don't go with Aviva.
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Offline CraigW

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Re: Insurance Costs
« Reply #9 on: 18 June 2013, 10:20 »
Quote from: master_hayabusa on 18 June 2013, 03:28
Quote from: Bill_the_Bear on 18 June 2013, 01:14
A grand? That's just idiotic. Who gave you that quote? Not those fools at Aviva was it? :evil:

Have you tired specialists like Adrian Flux? If they can't at least half that I'll eat my hat (Indiana Jones hat in case you wonder) or you must be 18!

Lol ok. I used gocompare and comparethemarket. I'm not 18 (wish I was), I'm double that in fact. Been driving for nearly 20 years. Never had points or made any claim for more than 10 years. I just thought because I haven't had insurance in my name since 2004 and therefore no no claims bonus this was about right?

Have you also tried adding another named driver? This can sometimes help reduce the premium
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