Insurance want to write off my mk2 can anyone help

[dubber36]

Why ever didn't you get an agreed value insurance policy?

Hindsight eh, I just wanted the cheapest insurance.

An agreed value policy through a specialist broker for an 20 year old car, often is cheaper than regular Direct Line type companies.

[Thom89]

Ah the benifit hindsight!
Not OPs problem at the moment, but I'm sure he'll look into it, in the future
Moving on...
OPs car could easily be worth 2 to 3k, possibly more, but who knows on the day!
I would go down the cash in lieu of repair route, where the insurance company would agree a price to contribute to repairs, without the car being written off... Which is something I'd push for all day long, getting your car back as a cat c/d is a costly ball ache!
Be very kind to the insurance engineer, and he may sympathise with you and work it in your favour, without it being written off

Thom

[VW BUSH]

Why ever didn't you get an agreed value insurance policy?

Hindsight eh, I just wanted the cheapest insurance.

An agreed value policy through a specialist broker for an 20 year old car, often is cheaper than regular Direct Line type companies.

HIC offer it for about £30 on top of any policy you buy, £30 bought me £2k cover on my GTI a few years back.

[Sgt_Lemon]

Lots of body ship places today have been recommending a accident management company to keep it out of insurance. They do basically the same thing minus giving me a claim against my name.

[Thom89]

let them write it off.. get the money. buy the car back.. fix the damage!!!

 !

Ooohhh you are SO angry it hurts...

Thom

[Sgt_Lemon]

Update people: his insurance got in contact and as he accepted liability they are willing to flip the bill. I should get whiplash compensation as well and a courtesy car in the mean time. GTI spring festival should still be on for me.

[Mr Blue]

Ahh good news then. Only problem now is a pattern part rear bumper.