Natwest also offer this. Its £12 a month, but includes breakdown, phone insurance, travel insurance, blah blah blah etc etc......... What they don't tell you though, is that it is only for local breakdown. (within four miles of your home address!). When the mk3 died on the A38 near Taunton, I had to get my old dears husband to come from Bristol, and tow me back to Plymouth is his Pissrat.