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Author Topic: Gap Insurance  (Read 3357 times)

Offline Silverblade

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Re: Gap Insurance
« Reply #10 on: 18 June 2012, 20:57 »
Well thanks for the speedy response  :grin:

And I guess thats an unqualified yes then, but shop around for a decent quote - thanks again  :cool:
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Offline Edi35

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Re: Gap Insurance
« Reply #11 on: 18 June 2012, 21:14 »
Quote from: Silverblade on 18 June 2012, 20:57
Well thanks for the speedy response  :grin:

And I guess thats an unqualified yes then, but shop around for a decent quote - thanks again  :cool:

Or get you dealer to throw it in  :smiley: I have always gone for Gap to be safe.
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Offline Silverblade

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Re: Gap Insurance
« Reply #12 on: 18 June 2012, 21:50 »
I think if I ask the dealer for any more discount, then he will prbably thro himself off the nearest cliff  :rolleyes: I did get a stonking deal  :smiley:
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Offline Buck

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Re: Gap Insurance
« Reply #13 on: 19 June 2012, 22:18 »
I went to ALA

£119 3 years return to invoice - Dealer couldn't get anywhere near - he said he'd match it but when I told him the price he said somehting like "you've got a good price - we're nowhere near that"

edit: forgot to mention (as Mike. has) that with Quidco I also got somehting like another £20-25 off that price :smiley:
« Last Edit: 19 June 2012, 22:21 by Buck »
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Offline JonnyG

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Re: Gap Insurance
« Reply #14 on: 21 June 2012, 20:33 »
As above, it's well worth having IMHO on a GTi or R.   

Both are quite "nickable" cars, yet you pay no extra premium for GAP insurance than a similar priced Mondeo  :smiley:

Most GAP insurance companies do exclude mods though.
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Offline p3asa

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Re: Gap Insurance
« Reply #15 on: 21 June 2012, 22:23 »
Also remember a lot of insurance companies provide back to invoice on the first year of the cars life so defer your GAP to start at the end of the first year.
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Offline Neil gti

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Re: Gap Insurance
« Reply #16 on: 25 June 2012, 19:19 »
In my experience return to invoice GAP insurance is a must, my mk5 was written off in the floods in 07 car was nearly 3 years old, car policy paid me 14k and gap insurance made up the difference to 24.5k what I paid for it, Best £199 I have ever spent  :smiley:

Shop around and get return to invoice gap  :smiley: I think there are a few different types tho ?
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Offline MBCGTI

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Re: Gap Insurance
« Reply #17 on: 26 June 2012, 16:19 »
Ive had it on my last 3 cars and never had to claim but always had to confidence that in an accident if the insurance company pays up 10k and the car is worth 15k then I wont be out of pocket.

The only car I didnt take it out on I totalled and lost alot of money as I had spent alot of money making it as new.  Happy to have it over the few years it covers and if I dont claim then its a bonus, if I have to claim then I win.
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