Author Topic: Notifying Insurance Company  (Read 3734 times)

Offline JigsawJay

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Notifying Insurance Company
« on: 11 November 2011, 10:25 »
Guys,

For modifications such as fitting LED Tail lights - did you notify your insurance company and if so how much did it cost extra per month?

I'm not sure if it's required or not - fitting OEM tail lights seems a bit silly to notify them over but then I have no idea what invalidates policies.

A dealer has quoted me c£600 to buy and fit them (i think this includes recoding).

Thanks for help in advance :)



Offline The Doc

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Re: Notifying Insurance Company
« Reply #1 on: 11 November 2011, 10:46 »
Phone them and ask  :wink:

Offline Jimble

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Re: Notifying Insurance Company
« Reply #2 on: 11 November 2011, 10:51 »
I (we, thanks Doc :wink:) fitted my LED rears on monday, i paid £439 for mine from a dealer inc 15% discount just because i asked for one so that quote is way to steep imo! Fit them yourself and ask around on here for someone to help with the coding, even if you have to travel a bit it'll still be cheaper than the dealer quote.       
« Last Edit: 11 November 2011, 21:15 by The Doc »
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Offline dieseldunc

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Re: Notifying Insurance Company
« Reply #3 on: 11 November 2011, 10:51 »
I would advise calling and asking them in advance. I changed my lights when I had a mkIV, and they charged no extra; but they did note it down on the wording in the policy details. They may take a view that it could make the car more attractive to theives?

In any case it's important (and in your own interests) for your company to be aware of any changes from original spec; whether that's OEM or otherwise. That way they can't try and weedle their way out of paying up in event of an accident / claim etc.

A friend of mine used to work in insurance, and there are some companies out there who will look for any excuse to get out of paying up; and as he said they have inspectors / loss assessors who know exactly what to look for regarding changes to cars; mapping included! If they note unnotified external changes; that's likely to increase their interest in looking deeper should they choose too.

Hopefully for tail lights you'll not get charged anything though.
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Offline JigsawJay

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Re: Notifying Insurance Company
« Reply #4 on: 11 November 2011, 11:06 »
Jimble - which dealer did you use?


The £617 includes the fitting and ensuring they are working etc plus no worries concerning warranty as main dealer is fitting (i know its a silly concern but its a brand new car - dealer will fit before i even pick it up)



Offline MAW73

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Re: Notifying Insurance Company
« Reply #5 on: 11 November 2011, 11:12 »
I have factory rear LED's.  :lipsrsealed:

« Last Edit: 11 November 2011, 21:16 by The Doc »


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Offline Jimble

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Re: Notifying Insurance Company
« Reply #6 on: 11 November 2011, 11:45 »
Jimble - which dealer did you use?


The £617 includes the fitting and ensuring they are working etc plus no worries concerning warranty as main dealer is fitting (i know its a silly concern but its a brand new car - dealer will fit before i even pick it up)



Willenhall Coachcraft mate but ring round a couple of local ones and tell them the price i got, worth a try. They were originally £517 :shocked:
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Offline am1w

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Re: Notifying Insurance Company
« Reply #7 on: 11 November 2011, 12:10 »
I wonder if I should inform my Insurance Company that I have changed my stardard H7 Halogen bulbs to the Auto Express award winning Philips Extreme Vision ones? :rolleyes:
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Offline JigsawJay

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Re: Notifying Insurance Company
« Reply #8 on: 11 November 2011, 12:15 »
£517 sounds about right. They're quoting £100 for fitting so if i can get them at £439 i can get them fitted by dealer prior to pick up for £539 total cost which would be ace :)


Offline Snoopy

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Re: Notifying Insurance Company
« Reply #9 on: 11 November 2011, 12:28 »
Have you watched the install video?
http://www.youtube.com/user/GBsnoop#p/a/f/1/OBG8fHfXi5s
So easy even the dealers can do it  :grin:
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