Remapping and Impact on Insurance - What do you pay?

[andyr]

It would be interesting to see with everyone's figures above what is actually covered... and how many years NCB are included.

I have 75% NCB with discount protection for life, legal protection, personal injury benefit, 1 named driver and pay just over £458.

That's Fully Comp (of course!) but am not allowed to drive anyone else's car under this policy, which is a shame, perhaps they don't trust me eh?

[Rhyso]

We started a thread a while back 

http://www.golfgtiforum.co.uk/index.php?topic=29360.0

Covers most makes of Golfs.

Insurance is a funny game though as its very rare someone will get the same quote as another person

[AudiA8Quattro]

Insurance is a funny game though as its very rare someone will get the same quote as another person

That's because they make it up as they go along 

[andyr]

We started a thread a while back 

http://www.golfgtiforum.co.uk/index.php?topic=29360.0

Covers most makes of Golfs.

Insurance is a funny game though as its very rare someone will get the same quote as another person

Jesus! couldn't afford some of those prices!! 
Personally I think this thread is still relevant as it (almost) compares like for like cos' it's in the MK VI section.

S'funny how sometimes the in's company can 'forget' you. Several times over my driving life I've found that my company (different ones at different times) is no longer taking the direct debit from my account and I have been driving for several months without cover!! I go back to them and inquire and they have no record of my cover and then have to re-quote me at a much higher price than before. When Privilege did this to me a few years back I had luckily kept the original quote which I had to fax back to a grumpy manager cos' it was far cheaper than the new one.... Makes you wonder eh?!

[AlanD]

Theres nothing to wonder, they are money grabbing cvnts who legally get away with robbery, its a joke the insurance system.

[RickS]

My current insurance is £331 - part of the benefit of being 40+

I'm 40+ but couldn't find anything as cheap as that, mine is about £375. I assume you've taken a large excess to reduce the premium? My excess is only £100.
[Btw, I live in a low risk area and car is garaged]

[Buck]

Hi Rick


No. My excess I think is £100 - if not it is a maximum of £150 (don't like high excesses!). 7 years NCD.

[RickS]

Hi Rick


No. My excess I think is £100 - if not it is a maximum of £150 (don't like high excesses!). 7 years NCD.

Hello Buck,
I don't like high excesses either, also have 7 years NCD. Got my insurance with SAGA after being with VW, who increased the premium by £110 for no apparent reason so I switched. Didn't do extensive price comparison checks but SAGA were the cheapest I found.

[Steve30]

My advice is stay away from those price comparison sites or you will be ripped off. I went with direct line who are not on any of those sites and are much cheeper,  money grabbing twits wanted 1100 quid , 800, 700,even VW wanted 650 after bit of bargaining they said we can knock 50 pound off it. Then I thought I will try one more time Direct line and got it for 360 with 10 yrs NCD also they cover the non insured arseholes driving around and there's over a million of them on the road + what about all these foreign cars on overseas plates are they insured are they fu*k , when I see one of them I put into sport mode to get passed them quickly 

[topher]

like some others have mentioned i too have a policy that covers all modifications. adding new mods costs nothing and because i have a policy with HIC i just pm them on here and they call me back, so i don't even have to pay for the phone call