buy or rent

[Jay]

I had the opportunity to buy some years ago, but didn't. Bloody regret it now as things have changed and can't see me raising that much cash again any time soon

Go for it if you can get the deposit and you are happy with your missus.

[scottv6]

Iv got a few grand saved up but seems so far away to have enough for a deposit, don't fancy down gradin car just yet but when it comes down to it I will prob have to

[JulesS3]

i bought a place last Feb. Deffo better than renting!

[iansabf]

Buying isn't as hard as people make out i don't think. I down graded my car to move out 2 years ago. After we had paid our deposit, legal fees etc. We had enough left that i didn't need to sell my damn car!

Renting feels like your paying someone elses mortgage but on the other hand its ideal if you fall out. My advice is save £100 a week each, this makes approx £10,000 in one year between you. Either that or estimate your cost of living each month i.e mortgage, council tax, utilites, food etc and see if you can put that figure aside each month. Before you know it you've saved loads! I found the saving gets quite addictive 

[PaulPearson]

Have you ever lived with her before?! If not rent.  If things go tits up its a lot easier to sort.

^^^ 100% agree. Iv been living with my mrs for year n half now. 1st time living with a bird going ok so far but we renting and im glad as if it goes tits up i can move back with my old man.

rent 1st bud

[scottv6]

Like I said she practicly lives here anyway stops every nyt cook tgether every nyt.

Savin int realy a problem 4 me I can save easy 100 to 200 a week. Its the fact that we both want out now not in a years time lol. Shud have started savin years ago realy

[Misky]

Like I said she practicly lives here anyway stops every nyt cook tgether every nyt.

Savin int realy a problem 4 me I can save easy 100 to 200 a week. Its the fact that we both want out now not in a years time lol. Shud have started savin years ago realy

If you want to move quick, renting is the only option pal.  Rent for 6 months and save £100 a month each if you can, that way you haver your own space and a little nest egg.   
A min of 10k needs to be saved really before even considering buying tbh.

[Dave_IOW]

I found out the hard way to, I payed full deposit, 3 weeks into house ownership, things went tits up...

The b!tch she was wanted half the deposit although she payed nothing towards it and settled for 5k.

Expensive 3 weeks but really enjoy having own house 2 years on.

Need to remember its extortionately Expensive..

[bricey]

i wosh i could save £100 a week,
and if i could i would have bought a house but unfortunitly me and the wife have to rent...

[LowlifeDubber]

Ive done both
I bought a house a good few years ago as a fixer upper.Spent a year not going out,not spending on my cars and just working 7 days a week and working on the house when i got home.
A year later i had added around £25k on the house.
A few years down the line i moved to Lincoln,rented my property out and rent a house in Lincoln.

My tenants pay my mortgage and half the rent on the house i live in now.As soon as i find something i like in Lincoln that i can fix up i shall be selling my house and buying one more local.Then start all over again 

Still that year of being an unsociable barsteward was well worth it.