time to swap with my no claims

[Mk1Macca]

28, 6 (maybe 7 years, cant remember) years NCB, 3 points, fully comp, all mods - £430

[tom-gardiner]

next year providing i stay with the same insurance mine is only £1000 (at the moment ovously may change over the next 5 months) that will be with 1 year no claims, filter, remap, exhaust ad prated breaks. i didnt think this was too bad for when im 18. at the moment i have no mods and its around 2k. i live in weymouth, dorset. in the lowest risk band.

[luke]

go for the 1.8t mate im 17 and have a 1.8 t. try e-car insurance. i have had a non fault accident aswell and they were so helpful!! would reccomend to anyone!

Seriously, how much are you paying, and is the insurance in YOUR name? 

probably most likely on a parents policy, on my own policy with my dad a mk4 1.4 e is £2,400, but i'm 18 not 17, insurance would be about £4k on a 1.8t, it's £3,800 on a mk2 gti 8v

[Mk1Macca]

go for the 1.8t mate im 17 and have a 1.8 t. try e-car insurance. i have had a non fault accident aswell and they were so helpful!! would reccomend to anyone!

Seriously, how much are you paying, and is the insurance in YOUR name? 

yes the insurance is in my name and i am the only driver buddy, i had a 1.4 corsa sport but 3 months after i passed my test some muppet ran up my arse, got £1200 for my corsa which was a right result as i only paid £800 in the 1st place haha and unfortunatly my granddad died 3 days after the crash, got some money from him and decided to splash out abit. it was £1500 for the corsa and i had 8months insurance left till renewal so changed the car over and paid an evtra £550 so a total of £2050. not to bad in my opinion  when my mate is paying £2350 for a 1.6 zetec-s haha

Who are you insured with? Is that a limited milage policy? Third party only?

Not to question it, but even though it's a lot of money, that still seems really cheap for a recently passed test driver and a high ins group car 

[luke]

i want to know how the feck i get higher quotes when i look at small cars and not big engined cars that are modified, cheapest i've had is like £1900 on austin metro with my dad on it, and i'm 18

[smitty12]

GET A 2.SLOW!!!!! 
Everyone will disagree but im 18 and its defo enough power for me + i only pay £1473 with elephant 

expcept my insurance is goin up this year as ive gor 3pts now 

[Mk1Macca]

GET A 2.SLOW!!!!! 
Everyone will disagree but im 18 and its defo enough power for me + i only pay £1473 with elephant 

expcept my insurance is goin up this year as ive gor 3pts now 

Or get the 1.6 16v - much more insurance friendly, and pretty much the same power (i've owed both and couldn't really tell them apart).

Had to chuckle at only paying £1473 pounds for insurance. That sucks dude.

Points though. Sheeeeeeet. What for? You're just 3 points for being banned now aren't you? Hope you're driving like a saint 

[luke]

GET A 2.SLOW!!!!! 
Everyone will disagree but im 18 and its defo enough power for me + i only pay £1473 with elephant 

expcept my insurance is goin up this year as ive gor 3pts now 

Or get the 1.6 16v - much more insurance friendly, and pretty much the same power (i've owed both and couldn't really tell them apart).

Had to chuckle at only paying £1473 pounds for insurance. That sucks dude.

Points though. Sheeeeeeet. What for? You're just 3 points for being banned now aren't you? Hope you're driving like a saint 

i'm 18 on a 1.4 mk4 at £2200, what the feck, my insurance is more then someone with a gti, and i've got a clean license, the system is fecked!

[tom-gardiner]

go for the 1.8t mate im 17 and have a 1.8 t. try e-car insurance. i have had a non fault accident aswell and they were so helpful!! would reccomend to anyone!

Seriously, how much are you paying, and is the insurance in YOUR name? 

e-car insurance, my policy and no other drivers mate

yes the insurance is in my name and i am the only driver buddy, i had a 1.4 corsa sport but 3 months after i passed my test some muppet ran up my arse, got £1200 for my corsa which was a right result as i only paid £800 in the 1st place haha and unfortunatly my granddad died 3 days after the crash, got some money from him and decided to splash out abit. it was £1500 for the corsa and i had 8months insurance left till renewal so changed the car over and paid an evtra £550 so a total of £2050. not to bad in my opinion  when my mate is paying £2350 for a 1.6 zetec-s haha

Who are you insured with? Is that a limited milage policy? Third party only?

Not to question it, but even though it's a lot of money, that still seems really cheap for a recently passed test driver and a high ins group car 

[Mk1Macca]

Is it limited milage, and what's the cover - 3rd party only?

You sure they know it's a 1.8t?

You're bloody lucky getting a policy for that money