Insuring the Mk VI

[AlanD]

Remember to give your forum sponsors a go aswell. I was with Greenlight and cant comment on their services as I never had to use them, but they were considerably cheaper than other company with regards to my MK5.

http://www.golfgtiforum.co.uk/index.php?topic=136178.0

[am1w]

Some time ago we had a thread on insurance costs, and I remarked that I thought somebody was robbing me blind.  I've been insured through the RAC since about 1993, and just continued the policy when I got the GTi.  They charged me about £60 at the time, for the change of car.

Now my insurance premium is due, and they're wanting over £600 for the privilege.  This seems pricey to me.  I've just run my details through Direct Line's web site and they came up with £340, which is quite a difference.  I'm not convinced I was asked enough questions or given enough information though.  The RAC policy included "business use" (only needed to be able to claim mileage for occasional weekend work and similar), added at no extra cost a year ago.  There may be other advantages to the RAC policy I'm not aware of.

What think you guys?  Any good recommendations?  What should I be paying and what should I be getting for my money?

Female, 56 years old, most recent conviction was over five years ago, most recent claim was over six years ago, and I do about 11,000 miles in a year.  Good postcode (Peeblesshire).

Rolfe.

Tried GoCompare, MoneySupermaket and the others.
All too expensive. Ridiculously so.
Then they start calling me to beat the on-line quotes and e-mailing me!
I have no time for this nonsense.
Will stick with Zurich.
The difference, (if found, though this seems very, very unlikely), will probably be a good meal for 2 in a top restaurant.
Therefore, I am not too fussed!
I have been through this insurance merry-go-round before.
My sanity is much more important!

[am1w]

Some time ago we had a thread on insurance costs, and I remarked that I thought somebody was robbing me blind.  I've been insured through the RAC since about 1993, and just continued the policy when I got the GTi.  They charged me about £60 at the time, for the change of car.

Now my insurance premium is due, and they're wanting over £600 for the privilege.  This seems pricey to me.  I've just run my details through Direct Line's web site and they came up with £340, which is quite a difference.  I'm not convinced I was asked enough questions or given enough information though.  The RAC policy included "business use" (only needed to be able to claim mileage for occasional weekend work and similar), added at no extra cost a year ago.  There may be other advantages to the RAC policy I'm not aware of.

What think you guys?  Any good recommendations?  What should I be paying and what should I be getting for my money?

Female, 56 years old, most recent conviction was over five years ago, most recent claim was over six years ago, and I do about 11,000 miles in a year.  Good postcode (Peeblesshire).

Rolfe.

Tried GoCompare, MoneySupermaket and the others.
All too expensive. Ridiculously so.
Then they start calling me to beat the on-line quotes and e-mailing me!
I have no time for this nonsense.
Will stick with Zurich.
The difference, (if found, though this seems very, very unlikely), will probably be a good meal for 2 in a top restaurant.
Therefore, I am not too fussed!
I have been through this insurance merry-go-round before.
My sanity is much more important!

Could not resist one more go!
Just applied to Greenlight Insurance on-line for a quote.
Awaiting reply.
Have time today as I am at home with 'flu.

[JellyCat]

Churchill where £700 odd pounds, but switched to swift cover which was about £300 and included business cover

[am1w]

Churchill where £700 odd pounds, but switched to swift cover which was about £300 and included business cover

Awaiting for Greenlight to respond.
Will try Swiftcover too.
Thanks.

[daviescotland]

I'm with admiral at the minute. Will just transfer over to the MK6 when it arrives as i'm halfway through the policy year. Be interesting to see how much of a change it makes, currently driving a MK5 Golf GT Sport TSI 170.

[p3asa]

.......However, the points are all gone - the last transgression happened in December 2004 so that's more than five years ago - and the claims are even older, and dammit, why did I have a protected no-claims bonus if that was making a difference anyway?


Rolfe.

Protected No Claims is a bit of a con.

If you claim while with company X and stay with company X for your following years insurance, they naturally put it up like you have noticed with your current RAC insurance as most companies put the costs up every year with their present customers. That is why it is best to put a new quote in as if you were a new customer.

Anyway back to the Protected No Claims, so you have claimed with company X and then find their renewal is too dear so you try company Y but you have to declare with them that you have had a claim so your Protected No Claims means jack sh!t with them.

[andykram]

Rolfe I insured mine with Admiral on their multi car policy. £585 for a year's cover with protected no claims for my Gti and her Saab 93 convertible. They don't split it so don't know the individual totals but at renewal and when I bought my car last July our then insurers were quoting more for her Saab than mine despite its being a lower insurance group. So God knows how they work it out.
Anyway if you have another car to insure Admiral's multi car policy might be worth a call. You can actually insure as many as you want. And I spoke to a nice bloke in Wales (or who was Welsh) who at least understood everything and did everything he was supposed to in an efficient way. Can't imagine there's many Welshman in Delhi!!!!! So I was perfectly happy with them and their price.

[keelaw]

Churchill where £700 odd pounds, but switched to swift cover which was about £300 and included business cover

Awaiting for Greenlight to respond.
Will try Swiftcover too.
Thanks.

are you really James Gould in disguise?!

[am1w]

Could not resist one more go!
Just applied to Greenlight Insurance on-line for a quote.
Awaiting reply.
Have time today as I am at home with 'flu.
[/quote]

Still waiting for Greenlight to respond!