Valuation for a 16v MK2,H Reg, renovate or break??????

[dubber36]

How did you guys get it so they guarantee its worth Just under 5k,

You need to get it insured through a specialist broker like HIC, Brentacre etc on a classic policy. It's no good using Direct Line or similar for cars like these. They would write it of for a damaged wing as to them it's just a 20 year old car.

I've just paid £143 fully comp with an agreed value of £4000 and mileage limited to 3000 miles through HIC. 

[VeeDubGTI16v]

anyone had experience of claiming off one of there agreed value policies?

[Diamond Hell]

I know quite a lot of people who've claimed off agreed valuation policies on campers and not had any problems, provided they've got everything squared away with the insurer - photos and documents etc sent as requested.

[beechymonza]

How do they know its valued that much, Do they cum around or do you post pics 2 em,
Cause as you say im with 1 of them compare the market sites, An they prob would just scrap it if i had a slight accident

[dubber36]

Photographs and details of any work that has been done.

If it is a real minter, details of concourse events that it has been entered in etc.

[beechymonza]

Ive just been on there web site an they gunna vall me back at 2 oclock

[kmpowell]

How did you guys get it so they guarantee its worth Just under 5k,

You need to get it insured through a specialist broker like HIC, Brentacre etc on a classic policy. It's no good using Direct Line or similar for cars like these. They would write it of for a damaged wing as to them it's just a 20 year old car.

I've just paid £143 fully comp with an agreed value of £4000 and mileage limited to 3000 miles through HIC. 

I'm with Footman James on a classic policy - costs me £186.24p with a GV of nearly £5k.

[Diamond Hell]

How do they know its valued that much, Do they cum around or do you post pics 2 em,

They may ask for an approved valuer to check it over.  This may well be somone from a local club with a lot of experience.

[beechymonza]

Here it is, It probably isnt worth as much as what you say yours is, But at least if i got it at agreed value, Unlike who im with now they would probably just scrap it 4 the sake of it,

[kmpowell]

Here it is

Bodywork looks very tidy indeed!

You won't get much of a valuation though IMO, because of the mods. Things like the aftermarket wheels, Big Bumpers, clear lights, no badges, all lend itself to being unoriginal. It's original and unmolested cars that are valuable these days. Having said that though, there doesn't seem to be anything on your car that couldn't be reversed?