worst. original post. ever. fact
how you can make such a blanket statement is utterly ridiculous.
i am with HIC and they were half the price of the next closest insurer on my modded car, the rest of them didn't understand the modifications listed and weren't interested, even though I am 34, nil points, full NCB, good postcode, off road parking etc
i also like being with HIC as they have a vested interest in the DUB scene and speak to you like a human being in English and can understand what a 'coilover' is.
as well as HIC, you seem to have a problem with southeners too... perhaps you should take a chill pill and just relax man