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Author Topic: 2nd Car Insurance  (Read 9351 times)

Offline AL16v

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2nd Car Insurance
« on: 22 November 2003, 18:07 »
Does anyone know an insurer who will let me use my NCD on one car for insuring a second car ?  

My current insurer won't let me add my Golf to my policy :(  even though I am the only named driver and can only possibly drive one vehicle at a time.

Failing that any ideas for insuring a MK2 16v with 0 years NCD ?
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* 94 Audi Coupe 2.6 V6 *
_88 Mk2 Golf GTI 16v_
Mongoose Stainless Steel System
256mm Brake Conversion
Boge Springs Spax Gas Shox
Full Leather
= 99 Bora V5 =
Jazz Blue, totally standard.

Offline richandhazel

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Re:2nd Car Insurance
« Reply #1 on: 22 November 2003, 18:39 »
I had the same problem with my cabrio.........its ridiculous and an absolute con as you can only drive one car at a time.

I ended up taking out classic car insurance with footman james, worked out as ?107 fully comp (limited mileage)
« Last Edit: 22 November 2003, 18:39 by richandhazel »
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Blue MK2

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Re:2nd Car Insurance
« Reply #2 on: 22 November 2003, 18:40 »
just say you break the limited milage. Can the insurance find out?
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Offline Leejaydoob

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Re:2nd Car Insurance
« Reply #3 on: 22 November 2003, 18:43 »
i had same prob too
had two take out another policy for a car i rarely used
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Offline Leejaydoob

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Re:2nd Car Insurance
« Reply #4 on: 22 November 2003, 18:44 »
Quote from: Blue MK2 on 22 November 2003, 18:40
just say you break the limited milage. Can the insurance find out?

ive often wondered that
i cant see how if they have no log of your milage
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Offline richandhazel

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Re:2nd Car Insurance
« Reply #5 on: 22 November 2003, 18:45 »
Quote from: Blue MK2 on 22 November 2003, 18:40
just say you break the limited milage. Can the insurance find out?

They asked for a copy of my MOT certificate so they could find out from the mileage on there. You don't have to have the limited mileage, it just helps to bring the premium down and I only use the car in the summer for fun and shows so its not a problem.
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Offline Overseer

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Re:2nd Car Insurance
« Reply #6 on: 22 November 2003, 18:56 »
the company i work for rents an outbuilding, and a guy that works for them (a web designer) has car trader insurance, he runs about 5/6 cars he has lots of cars.. a nice honda import, and some lil fast modded ones like novas, minis, etc etc... might be worth looking into?
« Last Edit: 22 November 2003, 18:56 by Overseer »
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Used to have a '97 MK3 16v GTI 3dr in 'Black Magic'... now have a '55 Civic Type-S...

Offline mk1

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Re:2nd Car Insurance
« Reply #7 on: 22 November 2003, 19:32 »
I also have a traders insurance policy. Usefull for driving "enhanced" mk1 golfs ;). The policy covers me for any car, third party only.
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Offline AL16v

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Re:2nd Car Insurance
« Reply #8 on: 22 November 2003, 19:41 »
Thanks for the replies.  

The problem I see with a trader policy (apart from the cost) is the fire & theft insurance for both cars.  Is this included ?

RichandHazel - could you give me the number for footman James - I've never heard of them.  What is the criteria for a classic policy, age and type of vehicle ?

My current co. want ?700 to insure my Golf.  The best quote I could get with 0 years NCD is ?480.  All tpft.
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* 94 Audi Coupe 2.6 V6 *
_88 Mk2 Golf GTI 16v_
Mongoose Stainless Steel System
256mm Brake Conversion
Boge Springs Spax Gas Shox
Full Leather
= 99 Bora V5 =
Jazz Blue, totally standard.

Offline Overseer

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Re:2nd Car Insurance
« Reply #9 on: 22 November 2003, 20:06 »
how much is a trader policy?
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Used to have a '97 MK3 16v GTI 3dr in 'Black Magic'... now have a '55 Civic Type-S...
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